We are excited to welcome U.S. Bank credit cards to our reviews. This bank offers a grocery shopping rebate card and a cash back card. Are you a Mom Blogger? Then consider a business credit card. If you like coupons and free stuff then why not get cash back on your blogging expenses?

A reward credit card used to be a rarity. Only members with the highest credit limits or those who had their cards for long periods of time could expect to receive anything from the credit card companies. Often, rewards would come in the form of gift cards or something a bit more tangible, like luggage. These days, the majority of companies have several different reward cards that people can apply for. In cases such as the Discover Card, the reward is actually money which can be statement credits or even cash in the form of a check. A person receives a percentage of his expenditures, so each time he uses the card he is increasing the size of the payment he will get back. Other reward cards offer people discounts at certain hotels, restaurants, and gas stations. You now have a more immediate reward or bonus on the latest lure from credit card companies including $50 sign-up bonuses up to $400.

With so many different types of rewards, people need to seriously look at their spending habits before they choose a reward card. A person who doesn’t own a car is not going to benefit from a program that rewards spending on gasoline. Likewise, someone who rarely travels will not reap many rewards from a frequent-flyer miles card. Of course for the rest of us, who travel as frequently as possible, these cards hold exceptional incentives.

Looking to transfer a balance to another card? Balance Transfer Credit Cards have become big over the last several years because not only do they keep you away from higher interest on your current credit cards but they earn you some rewards. With Balance Transfer credit cards there are many fees such as a 3% balance transfer fee charged by most banks that has recently increased to 5%. We have an updated list that includes no balance transfer fee cards.

I’ll take a rebate please. Rewards Credit Cards come in many shapes and colors just like the spring fashion. The banks and credit card companies are competing more than ever to give you the reward you desire. Most banks now offer a rewards card but there are only certain offers we will list on this website because we want to make sure they truly pay you the highest amount in rewards possible. The credit card companies are making at least a 3% kickback on all sales in retail stores so why can’t you make back some money from it.

Which Rebate Cards Should I Choose? A guide to help in the decision process of deciding on what rewards card works best for you. A rewards card offer is not always black and white now with social networking you can get rewards from cards such as American Express just for Tweeting.

Save real money at the Gas Station? Frugal shopper or not; surveys show that most people need help saving money at the pump because that seems more of a tax on our everyday purchases. Credit Card companies offer great ways to save at gas stations and grocery stores including cards that give you rebates from Chase Bank, Discover Card, and some credit unions
Gas offers include a small two percent rebate promotional ones that give you six-percent rebates on all purchases at any gas station for 90 days. You can compare this to other popular fuel cards like the BP Visa, Shell Card and the Exxon MasterCard where you only get the small rebates back towards fill-up purchases and not towards the entire credit card bill. People looking to find cheaper fuel need to look not just at the gas stations but at ways to earn back some of the money spent with cards like our favorite gas card where you can earn up to 10% back on your gas purchases.

Benefits of Travel Reward Cards. Most major airlines have had some form of frequent flier program in place for years. However, gaining miles was dependent on flying, so most people could not actually benefit from a membership. In order to get more people involved, and ultimately to get more people flying, airlines have teamed up with credit card companies to develop a variety of travel reward cards. People are usually given a large number (anywhere from 5,000 to 15,000) of bonus miles just for signing on. After that, members receive one mile for every dollar they spend on the card. Some companies will grant double miles when cards are used for purchasing specific items. Many times, people will sign up for a new card simply to gain miles for trips they have been planning.
Airline Frequent Miles Cards and hotel points cards are popular like never before for business users, yuppies, and families that take a lot of vacations. Starwood hotel rewards features ways to transfer miles to their airline partners on a 1:1 ratio and that is a luxury compared to other hotel cards. Starwood is not the most popular hotel rewards credit card only because people are not aware of how valuable it is. With rising costs of hotels and baggage fees among added costs with airlines it’s in your best interest to have one of these cards for bonus points.
Are you still using checks at the grocery store? Say No to ever writing checks and learn how you can make money off your purchases instead with cards that give you 5% cash rebates adding up to hundreds a year. This is savings you would not normally see with a time-consuming checkbook.
Bad Credit and need a charge card? An unsecured credit card is a credit card where you get credit based on your credit history not on what you have debited to your card. Most rewards cards and low interest credit cards with no annual fees are unsecured cards. If you have bad credit we do have a sub-prime credit card company that helps consumers rebuild their credit. There is also other good news for bad credit consumers because you can actually build your credit by holding some secured credit cards if they report to the proper credit agencies. If you have bad credit and are looking to earn reward points may have to pay some upfront fees and possibly higher interest.

Earn Extra Cash Back for Your Christmas Shopping

Ebates and other online cash back portals are my secret weapon during the holidays. I cannot understand for any reason people do not use them to earn cash back when buying gifts or buying anything such as travel. Using coupons online is a must for saving money, but why not earn cash back on top of coupons, and promo codes? Programs such as Ebates actually pay you for cash back and they are giving you an extra $10 incentive now for signing up and clicking through their links which only takes a few extra minutes. Everyone spends money around the holidays so you want to maximize all of the means of cash back and rewards possible using certain credit cards but first doing this with an online shopping mall such as Ebates to stack up the cash back. One truly great thing is that Cash back for purchases is unlimited with these programs. You can get paid for clothing, shoes, airline tickets, hotels, furniture, food, flowers and gifts, and anything you find that you can click on in their portal! Here is how you sign up for Ebates to get the $10 Gift Card and Start Earning Cash Back- Steps to get the Ebates Bonus: 1. Join Ebates Here (It’s Free and never any fees) 2. Pick a FREE $10 Gift Card ($10 Walmart, $10 Macy’s, $10 Lowe’s) 3. We recommend downloading their browser button to tell you the shopping sites that have cash back or just going to Ebates before buying on any site and clicking on that sites link even if already in the shopping cart. 4. You... read more

Compare Discover Credit Cards

Discover Card has made many positive changes in the past year and now we are starting to blog about them again.  If you think that Discover is outdated or not competitive with other banks you better think again.  One news anchor reporting on Discover was shocked people still use Discover.  Oh yes, there are many of us out there and we are getting cash back and loving it.  The credit card company recently rolled out a new Travel Card and offer some great bonus cards that you do not see on many blogs mainly because they do not get a referral.  Let’s start with a $100 back card because we love a good bonus offer. Discover it® Card comes with a $100 Amazon.com Gift Card You can apply for the Discover it Card via Amazon.com to get a $100 Amazon Gift Card after your first purchase.  If you shop at Amazon as much as I do this may get you a 5% back on online purchases during the last quarter like it did previously.  This I maxed out my bonus because I buy everything online.  This is when I fell back in love with Discover.  The Discover it card offers a Full 1% Rebate on all of your purchases, unlike the old Discover More Card that offered tiered rebates.  You also get the Full 5% back categories each quarter.  Additionally, you’ll earn the $100 Amazon Gift Card after your first purchase for any amount with no minimum spending threshold needed to earn the bonus.  This offer is available for two versions of the consumer Discover it card, including one... read more

Marriott Marquis to feature rooftop lazy river shaped like Texas

As we are still all recovering from the big merger of Starwood and Marriott announcement there is some good news for those of us that enjoy resort-style hotel pools. In Downtown Houston a Marriott Marquis Houston will include a one-of-a-kind rooftop lazy river shaped like Texas overlooking Houston’s Discovery Green. This is normally something you would only see at Disney and Las Vegas resorts in the U.S. minus the Texas shape. The new Marriott hotel will include 1,000 rooms and 100,000 square feet of meeting space. The swanky terrace also will include a separate pavilion, infinity pool and plenty of lush greenery, providing the outdoor space a swanky vibe. Other amenities of the hotel include a skybridge connecting to the nearby George R. Brown Convention Center. The $370 million hotel is scheduled for an Oct. 1, 2016 completion. Learn more about the Marriott Rewards program... read more

Types Of Credit Cards