We are excited to welcome U.S. Bank credit cards to our reviews. This bank offers a grocery shopping rebate card and a cash back card. Are you a Mom Blogger? Then consider a business credit card. If you like coupons and free stuff then why not get cash back on your blogging expenses?

A reward credit card used to be a rarity. Only members with the highest credit limits or those who had their cards for long periods of time could expect to receive anything from the credit card companies. Often, rewards would come in the form of gift cards or something a bit more tangible, like luggage. These days, the majority of companies have several different reward cards that people can apply for. In cases such as the Discover Card, the reward is actually money which can be statement credits or even cash in the form of a check. A person receives a percentage of his expenditures, so each time he uses the card he is increasing the size of the payment he will get back. Other reward cards offer people discounts at certain hotels, restaurants, and gas stations. You now have a more immediate reward or bonus on the latest lure from credit card companies including $50 sign-up bonuses up to $400.

With so many different types of rewards, people need to seriously look at their spending habits before they choose a reward card. A person who doesn’t own a car is not going to benefit from a program that rewards spending on gasoline. Likewise, someone who rarely travels will not reap many rewards from a frequent-flyer miles card. Of course for the rest of us, who travel as frequently as possible, these cards hold exceptional incentives.

Looking to transfer a balance to another card? Balance Transfer Credit Cards have become big over the last several years because not only do they keep you away from higher interest on your current credit cards but they earn you some rewards. With Balance Transfer credit cards there are many fees such as a 3% balance transfer fee charged by most banks that has recently increased to 5%. We have an updated list that includes no balance transfer fee cards.

I’ll take a rebate please. Rewards Credit Cards come in many shapes and colors just like the spring fashion. The banks and credit card companies are competing more than ever to give you the reward you desire. Most banks now offer a rewards card but there are only certain offers we will list on this website because we want to make sure they truly pay you the highest amount in rewards possible. The credit card companies are making at least a 3% kickback on all sales in retail stores so why can’t you make back some money from it.

Which Rebate Cards Should I Choose? A guide to help in the decision process of deciding on what rewards card works best for you. A rewards card offer is not always black and white now with social networking you can get rewards from cards such as American Express just for Tweeting.

Save real money at the Gas Station? Frugal shopper or not; surveys show that most people need help saving money at the pump because that seems more of a tax on our everyday purchases. Credit Card companies offer great ways to save at gas stations and grocery stores including cards that give you rebates from Chase Bank, Discover Card, and some credit unions
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Gas offers include a small two percent rebate promotional ones that give you six-percent rebates on all purchases at any gas station for 90 days. You can compare this to other popular fuel cards like the BP Visa, Shell Card and the Exxon MasterCard where you only get the small rebates back towards fill-up purchases and not towards the entire credit card bill. People looking to find cheaper fuel need to look not just at the gas stations but at ways to earn back some of the money spent with cards like our favorite gas card where you can earn up to 10% back on your gas purchases.

Benefits of Travel Reward Cards. Most major airlines have had some form of frequent flier program in place for years. However, gaining miles was dependent on flying, so most people could not actually benefit from a membership. In order to get more people involved, and ultimately to get more people flying, airlines have teamed up with credit card companies to develop a variety of travel reward cards. People are usually given a large number (anywhere from 5,000 to 15,000) of bonus miles just for signing on. After that, members receive one mile for every dollar they spend on the card. Some companies will grant double miles when cards are used for purchasing specific items. Many times, people will sign up for a new card simply to gain miles for trips they have been planning.
Airline Frequent Miles Cards and hotel points cards are popular like never before for business users, yuppies, and families that take a lot of vacations. Starwood hotel rewards features ways to transfer miles to their airline partners on a 1:1 ratio and that is a luxury compared to other hotel cards. Starwood is not the most popular hotel rewards credit card only because people are not aware of how valuable it is. With rising costs of hotels and baggage fees among added costs with airlines it’s in your best interest to have one of these cards for bonus points.
Are you still using checks at the grocery store? Say No to ever writing checks and learn how you can make money off your purchases instead with cards that give you 5% cash rebates adding up to hundreds a year. This is savings you would not normally see with a time-consuming checkbook.
Bad Credit and need a charge card? An unsecured credit card is a credit card where you get credit based on your credit history not on what you have debited to your card. Most rewards cards and low interest credit cards with no annual fees are unsecured cards. If you have bad credit we do have a sub-prime credit card company that helps consumers rebuild their credit. There is also other good news for bad credit consumers because you can actually build your credit by holding some secured credit cards if they report to the proper credit agencies. If you have bad credit and are looking to earn reward points may have to pay some upfront fees and possibly higher interest.

5% Bonus Categories for Summer 2017

Everyone should always have one of the credit cards that earn 5% back on bonus categories that rotate quarterly. If you are a Chase Freedom, Discover It, Citi Dividend, or US Bank Cash+ review card holder you can now activate your quarterly rewards for July, August, and September bonus categories. 1. Chase Freedom – 5% Back at Restaurant and Movie Theaters Restaurant might be the favorite bonus category for many people. Don’t forget to use this card when you eat out! The Chase Freedom has a quarterly cap of $1500 in spend on 5x categories per account. If you have a Chase Sapphire Reserve, you can transfer Ultimate Rewards earned with the Freedom to the CSR and transfer to travel partners, or redeem at 1.5 cents/point towards travel effectively making this 7.5% back. 2. Discover IT – 5% Back at Restaurants or 10% Back for New Cardholders Restaurants is my favorite 5% back category because I dine out a lot and you can use this for bars and nightclubs which can be expensive and add up fast. I do not mind that Chase Freedom has the same category during these months because I max out both cards with the $1,500 spend with “dining.” Remember that all new Discover IT cardholders will earn a double bonus on cash back earned in the first 12 months of card membership, including on cash back earned in bonus categories, making quarterly category spend worth 10% cash back in the first... read more

Father’s Day Free & Discounted Offers

Father’s Day is just around the corner and what is better than taking your Dad out for a treat for the big day? We have included restaurants that are giving out food freebies and discounts that your father would love. Father’s Day Freebies 2017 New! LiveNation buy 3 concert tickets, Dad gets in Free. Basically a 20% off of 4 tickets at LiveNation.com. Abuelo’s: Dads receive a free gift. Gifts in the past included a coupon for free queso. Arooga’s: All dads will receive a free meal. Beef ‘O’ Brady’s: Dads eat free, with the purchase of equal or greater value of $10. Cheddar’s Scratch Kitchen: Get a free five-piece chicken tenders order with purchase of adult entree. Claddagh Irish Pub: Dads eat free, with the purchase of another entree. El Chico Tex-Mex: Free Mexican Apple Pie with purchase of 2 entrees. Firehouse Subs: coupon for a free medium sub when you buy another sub Ginger Monkey: All dads receive a free entree. Hooters: buy any 10 wings, get 10 free boneless wings deal on Father’s Day Jersey Mike’s: Free Chips & Drink w/ Purchase of Sub. Sign-up for their email club online to get the coupon. Lunchbox Laboratory: Dads with mustaches (real or fake) eat free. Papa John’s: Get a free large one-topping pizza when you purchase $25 worth of e-gift cards. Pilot Flying J: From June 18 through June 24, Pilot Flying J’s 750 locations nationwide will treat dads to free coffee. To get their free cup, at the time of purchase in-store, dads can just display an online coupon available on Pilot Flying J’s Facebook page. PDQ... read more

$100 FREE Postmates Food, Alcohol, and Most Anything Delivery Credit

Postmates has been an incredible freebie generating app since its debut. The on-demand app that delivers food, coffee, and alcohol has also brought us many free food offers which are better than a free sample people chase around the web. These are legit freebies such as Potbelly sandwiches, Free Pizza Slices, Free Smoothies On-Demand, Free Lattes at Starbucks and so on. To start using Postmates we can also save you $10 in delivery fees so you can start out with several free deliveries. Once you sign-into the app and enter the promo code 478n you should be able to see if there are any freebies available that day for your area. Last week we had Free Thai On-Demand and Free Chili’s Burgers On-Demand which was fantastic! The $100 in credits offer is limited and will go back down to $10 soon so sign-up today! Here is how to get your $100 Free Credit on Postmates and local freebies such as Free Lattes On-Demand or Free Kale Smoothies. 1. Download the app or head over to Postmates.com to sign up. 2. Select your location then and add any free offers to your cart or the meal that you wish to have delivered or good from any local business. Add them to your cart, and create an account. Use this promo code 478n and you should get $100 in credits to cover the delivery fee. Check For Free Offers: To get a FREE Starbucks Drink Delivered select your city, and look for the “Free Starbucks On Demand” box (or other free promotions for your area). You should have enough delivery credit to... read more

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