Welcome to Rewards Cards.com where you can find the BEST rewards cards on the planet. RewardsCards.com offers you the most popular low interest credit cards tailored to your needs including some with Introductory APR, partial rewards, and some with permanent fixed rates. The credit card companies have been searching for what you want as a cardholder and will service your needs and keep you happy. One of the many requests to card companies was low interest credit cards and fixed APR rates.

Rewards Credit Cards

A reward credit card used to be a rarity. Only members with the highest credit limits or those who had their cards for long periods of time could expect to receive anything from the credit card companies. Often, rewards would come in the form of gift cheques or something a bit more tangible, like luggage. These days, the majority of companies have several different reward cards that people can apply for. In cases such as the Discover Card, the reward is actually money. A person receives a percentage of his expenditures, so each time he uses the card he is increasing the size of the payment he will get back. Other reward cards offer people discounts at certain hotels, restaurants, and gas stations.

Assess Your Options

With so many different types of rewards, people need to seriously look at their spending habits before they choose a reward card. A person who doesn't own a car is not going to benefit from a card that rewards spending on gasoline. Likewise, someone who rarely travels will not reap many rewards from a frequent-flyer miles card. Of course for the rest of us, who travel as frequently as possible, these cards hold exceptional incentives.

Benefits of Travel Reward Cards. Most major airlines have had some form of frequent flier program in place for years. However, gaining miles was dependent on flying, so most people could not actually benefit from a membership. In order to get more people involved, and ultimately to get more people flying, airlines have teamed up with credit card companies to develop a variety of travel reward cards. People are usually given a large number (anywhere from 5,000 to 15,000) of bonus miles just for signing on. After that, members receive one mile for every dollar they spend on the card. Some companies will grant double miles when cards are used for purchasing specific items. The travel reward card has allowed both the credit card companies and the airlines to attract new customers. Many times, people will sign up for a new card simply to gain miles for trips they have been planning.

Looking to transfer a balance to another card? Balance Transfer Credit Cards have became big over the last several years because not only do they keep you away from higher interest on your current credit cards but they earn you some rewards in some cases for the transfers. With Balance Transfer credit cards there are many fees you need to look at before you make the move. One of the most popular cards that do not have a balance transfer fee is the AT&T Universal MasterCard.   If you are not concerned about the balance transfer fee then you can also pick a 0% APR credit card offer for 12 months from Citibank, Chase, or Discover.  Most cards charge a 3% balance transfer fee so make sure you ask the credit card companies customer service before you make the transfer.  The AT&T Universal Card waives the balance transfer fee during the online enrollment of the card.

I'll take a rebate please. Rewards Credit Cards come in many shapes and colors just like the Spring fashion. The banks and credit card companies are competiting more than ever to give you the reward you desire. Discover Credit Cards and Diners Club were some of the forerunners of the rebate credit cards and teached America to be smart by shopping with a card that gives back! Most banks now offer a rewards card but there are only certain offers we will list on this website because we want to make sure they truly pay you back for all the time you have spent shopping and using their card. They (the credit card companies) are making at least a 3% kickback on all sales in retail stores so why cant you make back some money from it. Let us show you what cards are the best including frequent flyer miles cards, cash back cards, hotel points cards, gas rebate cards, business rewards cards and more.

Which Rebate Cards Should I Choose? A guide to help in the decision process of deciding on what rewards card works best for you.

Save real money at the Gas Station? We all need help saving money at the pump when barrels of oil come into the US at over $130. The nations average gas prices above $3 and the gas crisis is so bad that the working class can barely afford to drive to work. Credit Card companies have responded to these high gas prices: Discover Card recently made huge changes to its credit card offerings to bring their cardholders a gas credit card that competes with the Chase version. The Chase PerfectCard gives you six-percent rebates on all eligible gas purchases at any gas station for 90 days and one-percent rebate on all other purchases. You can compare this to other popular gas cards like the BP Visa, Shell Card and the Exxon MasterCard where you only get the small rebates back towards gas purchases and not towards the entire credit card bill.

We have seen gas shortages in the United States due to Hurricane Katrina there has been an increased number of inquiries for gas prices in California, Michigan, Illinois, and even in Dallas on sites like GasBuddy.com and GasPriceWatch.com. National gas prices are at an all time high and the common fear is that this may only continue to rise. Alternative forms of energy are gaining more ground than ever now that current gas prices show no sign of slowing and the price of oil nears the $100 a barrel range. People looking to find cheap gas need to look not just at the gas stations but at ways to earn back some of the money spent with cards like our favorite gas card where you can earn up to 10% back on your gas purchases.

HSBC now offers fresh Rewards Programs for Everyone. The GM card from Household Bank is quite popular. This card offers you five percent earnings toward the purchase or lease of a General Motors vehicle. Every GM vehicle has a redemption allowance cap. For example, you can apply a maximum of $2,500 toward a Cadillac Escalade, or $3,500 toward a Buick Park Avenue. You can check your earnings online to find out how many more points you need to earn a significant discount on a great car.  HSBC also offers a Platinum MasterCard with no balance transfer fees on a 0% APR for 12 months and a travel and cash rewards card for those who would rather take the rewards than a lower long term APR.   You might even be able to score some Cash for your Clunker if you qualify.

Bad Credit and need a charge card? Credit Cards for those with Bad Credit do not come easy if you are looking for an unsecured credit card. An unsecured credit card is a credit card where you get credit based on your credit history not on what you have debited to your card. Most rewards cards and low interest credit cards with no annual fees are unsecured cards. If you have bad credit we do have a sub-prime credit card company that helps consumers rebuild their credit. There is also other good news for bad credit consumers because you can actually build your credit by holding some secured credit cards if they report to the proper credit agencies. If you have bad credit and are looking to earn reward points you will normally be out of luck since you mostly get rewarded only for good credit. Although, we have seen some on the market lately but you should expect to pay some fees and an even higher interest in the process.

If you're looking to establish your credit or need help to rebuild damaged credit you should consider the Household Bank's Orchard Bank MasterCard. If you manage your credit well you qualify for increases in credit limits over time. This works from Orchard Bank reporting your billing activities to the top credit bureaus every month. Keep up the good work, and in time, you're credit score will improve. Keep in mind that improving your credit does take time and there is no quick fix to large debts or miracles when it comes to your credit score. Orchard bank has introduced the first rewards card for those who do not have perfect credit. This MasterCard pays cash back at 2% on all purchases.

Airline Frequent Miles Cards and hotel points cards are popular like never before for business users, yuppies,and familes that take a lot of vacations. Our very favorite Airlines frequent flyer miles card would be the Delta Skymiles card. Even though Delta has spoken of bankruptcy lately they still speak out that "your Skymiles will be safe". American Express has even loaned Delta Airlines money to prevent such a disaster of this airlines going bankrupty maybe because its American Express Delta Skymiles card does so well. Other airline miles cards include AAdvantage business card which is being offered with no annual fee in some cases. The newest Airline Miles card launched this month is the JetBlue card from American Express where you can earn TrueBlue points.

• Top 10 Frequent Flyer Mile Cards

Hotel Rewards equal Air Miles? Yes. The Starwood hotel rewards card from American Express features ways to transfer miles to their airline partners on a 1:1 ratio and that is a luxury compared to other hotel cards. Starwood is not the most popular hotel rewards credit card but it will be once people find out how valueable it is. We also offer cards like the AMEX Hilton Honors card and a new card from Choice Rewards. With rising costs of hotels and lower costs of airlines you are loosing out not to have a hotel rewards cards for any stay you make.

Credit Card Help? RewardsCard.com will help you understand the terms, different interest rates, fees, and conditions for everything related to credit cards. We offer credit card help for those needing information on how to establish or re-establish their credit and how to keep yourself with healthy credit and avoid being taken by the credit card itself.