Give with the AMEX Gift Card |
American Express Gift Cards also comes with special offers from participating restaurants and retailers nationwide. Our special occasion cards include:
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Amex Gift Card
Giving an Amex gift card is a wonderful gesture, particularly if you are looking to reward employees. The card is universally accepted at millions of retail outlets, eateries, and the like throughout the U.S. It comes in a wide range of denominations, so you can differentiate among your staff and reward those who work the hardest without appearing blatantly favoritist.
An Amex gift card is especially useful if you’re unsure as to the tastes of the recipients. The card is accepted practically everywhere, and (in most situations) the balance can be replaced should the card get lost or stolen. In addition, the funds on the Amex gift card will never expire, so there’s no pressure on the recipient to use up the balance before a certain date.
Investing in Amex Gift Cards
The gift card also comes packaged handsomely, and you can personalize a message for your recipients. Conditions and terms of use can be complicated, however, especially if you’re sending the cards out of country, or if you’re giving the cards as part of a larger bonus package. Talk to your accountant and tax lawyer about the best ways of giving employee gifts legally.
The greatest thing about giving a card as opposed to giving cash is that the recipients will identify purchases as coming right from you. They also make lovely treats for nieces, nephews, and grandchildren. You can teach your young ones how to use money responsibly without having to worry about your kids going over credit limits or biting off more than they can chew.
No More Fees
You no longer have to worry about your American Express gift card losing its value for this Christmas gift giving season. American Express has permanently eliminated its $2 a month charge it once used as a penalty for dormancy which other cards charged as well. This charge kicked in after 12 months of non-use by gift card holders but is no longer a concern. Simon Malls also expanded their partnership with AMEX to include no-fee cards at any of their retailers in their 230 malls they manage. Simon malls also carries a Visa gift card but that card has dormancy charges. So the best card to give is the AMEX gift card that has no fees. Beware of Discover gift cards because they carry a $2.50 monthly dormancy fee, plus a $5 replacement fee, plus purchase charges.
Gift cards are becoming the most popular way of giving during the Holiday season and for events such as birthdays. Although, The Street points out that there are three reasons you should not use them. One of the reasons being they are just not that personal. Besides being not as personal you may get a better deal by catching something on sale for the retail value of the gift card but a slashed discount that will help your budget. Fine print is another con of gifting with plastic because there could be fees such as inactivity.
