SPENT is a free expense management service that pays you cash back on your purchases at participating brands and stores including Amazon, Uber, Staples and nearby stores. SPENT lets you register your credit and debit accounts in order to import your expenses and display them in real time, allowing you to automatically categorize and organize your transactions into folders however you want.
The app is mostly designed for freelancers and business owners to manage business and personal expenses easily. Just as Tinder popularized the idea of swiping left or right in its mobile dating app, SPENT uses swipes to categorize personal and business expenses: left for personal, right for business.
There are several apps that manage your expenses by connecting to your bank and credit accounts, pulling and organizing transaction data. Some may use Quickbooks, Quicken, Personal Capital, or even Billguard to track these transactions and feel a bit more secure than an app they haven’t heard of. You may also be wary of sharing account information or mostly use cash. We like this app because when you make a personal or business purchase at any one of over one million places, you qualify for cash back over and above what you earn with an existing credit card. This is without having to enter a receipt or do any labor if it’s done on your credit or debit card.
The Chase Freedom credit card comes with rotating quarterly bonus categories where you can earn 5x points on your purchase of up to $1,500 per quarter instead of the regular 1x point per dollar spent. You can now start taking advantage of Chase’s 2018 first quarter rotating categories for this card. The 5% back categories with Chase Freedom really aren’t that exciting for me but this time around it covers what I spend money on the most. This includes cable and internet and phone services if you take out all of my travel purchases but you can do some of those too on Apple or Samsung Pay!
January, February, and March 2018:
For this quarter, which includes January, February, and March, you can earn 5% cash back on the following:
- Gas Stations
- Internet, Cell, and Phone Services
- Chase Pay, Android Pay, Apple Pay, and Samsung Pay
$150 Bonus for New Accounts
If you’re new to the Chase Freedom Card you can get a $150 Bonus by applying here. You’ll get a $150 bonus after spending $500 on purchases within the first 3 months from account opening.
Android Pay, Apple Pay, Chase Pay, and Samsung Pay
Since purchases using Chase Pay, Android Pay, Apple Pay, and Samsung Pay trigger the 5% cash back, it should be easy to max out your $1,500 spend cash back! All you have to do is pay with the mobile app at participating stores, or while shopping online. You’ll probably be surprised with how many merchants accept mobile payments and you can normally tell when the card swipe box has a wifi looking sign.
Internet, Phone, and Cable Bills
You can also change your Internet, Cell Phone, and Home Phone service bills to charge your Chase Freedom card instead of the card that is currently being billed. If your combined bills are less then $1,500 for the three months, you can also pre-pay your cell phone bill, for instance, and it will just give you a credit on your bill for the coming months. This option is only good though if you are not currently using a credit card that earns 5x points. Keep in mind that you cannot purchase a phone and get the 5% back because it doesn’t cover equipment. It only covers the service.
This is a great time to get 5% back at gas stations while fuel costs are higher than normal. Discover Card is also offering a 5% back at gas stations for the first 3 months of 2018. Our favorite Gas Station is Shell where they have a Fuel Rewards program and you can stack the savings on each fill-up. (more…)
New Chase Freedom card members can get a $150 bonus after $500 in purchases, a $25 bonus for adding an authorized user, and a $50 bonus for each new card member that you refer for up to an extra $500 cashback in referrals.
The Chase Freedom card is available directly on the Chase Bank website, in Chase branches, and through our application link here for the up to $175 in bonuses offer.
Chase Freedom Card $175 Bonus Details
The Chase Freedom credit card is offering a $150 bonus after $500 in spending within 3 months.
Plus, you can also earn an extra $25 bonus when you add your first authorized user to your account and make a purchase within the same 3-month period.
SIGN UP HERE!.
Chase Freedom is a cash rebate credit card that provides new applicants with cash bonus promotions and excellent card features. The Chase Freedom card has no annual fees, so you’ll never pay an annual fee with this cash rebate card from Chase Bank.
Chase Freedom 5% Quarterly Rebates for 2018 – see here!
Chase Freedom 5% past cash back categories include:
- 5% Back at Department Stores
- 5% Back at Drug Stores
- 5% Back at Wholesale Clubs (such as Costco and Sam’s Club)
HSBC is offering a new HSBC Cash Rewards credit card with no annual fee and a $150 bonus when you spend $500 or more in the first 3 months from account opening. Additionally, you’ll get 2% cash back on purchases made within the first 6 months from Account opening, and 10% Anniversary Bonus on all Cash Rewards earned each year. The card also comes with no foreign transaction fees and other decent travel benefits.
We recently applied for this HSBC Cash Rewards Mastercard to earn $150 cash back after spending $500 in the first 3 months of account opening. This a really low spending requirement to make in three months of opening to get a $150 bonus. The process was easy with HSBC and we instantly got approved which was a relief because other banks such as BarclayCard and Chase have made it harder and harder lately. The credit limit was much lower than we would get with other banks but we only need to spend $500 so that’s more than OK.
2% cash back on purchases – You’ll make 2% cash back during the first 6 months from account opening then 1.5% cash back after those months are over.
10% Anniversary Bonus – Earn this bonus on all Cash Rewards earning each year.
Here is a list of Coupon Codes for the month of March on Orbitz, Expedia, Travelocity, Priceline and Shared rooms such as AirBnb:
$25 Hotel Booking Offer when you use the Dosh App to book your travel plus a $5 bonus for adding a credit card.
$40 Off Plus 8% OFF at Hotels.com with a $300+ Booking, Stackable Promo.
Save 8% Off Get an extra 8% off with code SAVE8MAY17 while earning up to 20% cash back with Swagbucks on Hotels.com this week. You will also get a $5 bonus for signing up with Swagbucks.
$40 NEW! in AirBnB Travel credits. Plus, Earn up to $100 for everyone you invite. Read more about AirBnb here. There’s also a competing service called MisterBnb aimed at the LGBT community but friendly to everyone.
$35 credit on Travel Pony which you can sign-in your Facebook to book hotels easily.
3,000 Free AAdvantage Miles using Rocketmiles (Bonus) to book hotel for one night
Sign up through and book a hotel through a Rocketmiles link to get 3,000 bonus miles after your first stay plus any other miles you accrue.
12% Off Hotels + 8% Cash Back at Travelocity using Be Frugal link here. You would also need to enter promo code “TravelocitySave12″ to save 12% off participating hotels at Travelocity once you click on that site from Be Frugal’s Portal.