How I’m Making A Profit from My Mortgage Payments!

I’ve had a bad week or so after learning that I was denied for the new Chase Sapphire Reserve Card everyone has been going overboard about. This led to be being depressed and applying for 4 other cards in which I got approved for all of them because they are not Chase Nazi’s. Ha!. One of those cards is the Barclaycard Arrival Plus MasterCard which I have had before but it’s been a few years. This card is a Mastercard and gives 2% back on all purchases which leads me to one of the best ways to do manufactured spending right now that The Bluebird Card and other ways are off the table. This would enable me to reach a $3,000 spend in order to qualify for a 40,000 point bonus I get with the travel credit card. This works wonderful in my situation because I need to do spending anyway and would love to put more money towards my mortgage without paying any fees using my credit card. You have to act fast to do this though. Let me show you how it works below so you can either get in on this promotion or do it when they bring it back. Plastiq is a new way to pay bills that can’t normally be paid with a credit card. Plastiq says you can pay any bill (businesses or individuals) using their service and they’ll charge you a flat 2.5% fee. But for a limited time you can schedule at least 6 rent or mortgage payments with your MasterCard, by September 30, and lock in a 1.75% rate on...

Pampers Gifts to Grow Codes and Rewards Breakdown

How to Use the Pampers Gifts to Grow Program Parents of young children know how expensive it can be to keep a child in diapers. Pampers has come up with a way to offset some of that cost through the early diaper years by allowing you to input codes from packages of diapers and wipes. These codes accumulate and can be used for various things like coupons, toys, and even charitable donations. There are also ways to get bonus points to raise your total even higher. Once you sign up you can check back to this page each week as we will find updated promo codes to add to this program. 15 Free Pampers Gifts to Grow Promo Codes: Enter codes FB3ZJKALVH82316 and TWCGJXWEW9DVX16 to get 15 Free Pampers Gifts to Grow Points -expires 8/29. Where to Find Codes on the Packages When buying Pampers brand products, those with codes inside should be marked with a special Gifts to Grow label. Most of the codes are located inside the packaging and can be found once the packages are opened. In wipes tubs and single packages, the codes can be found underneath the seal that is removed for use. In multi-packages of wipes, the codes are usually on a sticker on the inside of the package. With diapers, the codes are found on stickers within the package as well. What to do With the Codes Entering the codes is very simple. First you should make an account with the program on Pampers.com. Then you can begin adding your codes. You can also review products, read articles on the site and...

$10 FREE Postmates Food, Alcohol, and Coffee Delivery Credit

Postmates has been an incredible freebie generating app since its debut. The on-demand app that delivers food, coffee, and alcohol has also brought us many free food offers which are much better than a free sample people chase around the web. These are legit freebies such as Potbelly sandwiches, Free Pizza Slices, Free Smoothies On-Demand, Free Lattes at Starbucks and so on. To start using Postmates we can also save you $10 off the delivery fee which could get you up to 3 free deliveries. Once you sign-into the app and enter the promo code 478n you should be able to see if there are any freebies available that day for your area. Last week we had Free Thai On-Demand which was fantastic! Here is how to get your $10 Free Credit on Postmates and local freebies such as 2 Free Lunch or Smoothies On-Demand: 1. Download the app or head over to Postmates.com to sign up. 2. Select your location then and add any free offers to your cart or the meal that you wish to have delivered or good from any local business. Add them to your cart, and create an account. Use this promo code 478n and you should get $10 in credits to cover the delivery fee. TODAY’s OFFER- Postmates has an offer today only where certain American food deliveries will be delivered free which means no delivery fee. This is because the U.S. won the most golds. Some of the entrees being delivered free today are from California Pizza Kitchen and various burger places. Chance to Win Britney Spear’s tickets for the VMA’s or...

Most Overhyped Card of 2016? Chase Sapphire Reserve 100k Bonus

If you have not seen every blog on the net by now posting about the Chase Sapphire Reserve 100k Bonus you have most likely been enjoying an amazing Holiday on an island with no wifi and away from hype. You have probably been away from the daily political news that swallows up our time. This new credit card from Chase is the most overhyped card of the year mostly from blogs that are paid by Chase in affiliate income to promote the card as they were told first by the bank to tease the card and then acted like it was a leak. Chase most-likely hoped the card would be leaked out to newbies who are not churning credit cards on a quarterly basis but judging from Reddit and other blogs the people who want this card most likely will not get approved due to this rule called 5/24 that we are sick of hearing about. If Chase considers you to have too many credit cards with them or other banks you will not get approved. When the link for the Chase Sapphire Reserve 100k Bonus on their official landing page went live I applied for that card along with a few other cards that day for my quarterly application day. I called into Chase’s reconsideration line as it said that I would be notified within 30 days of a response. The rep told me that I had too many cards within the last 24 months and could not be approved. I’ve only been denied a Chase card once and that was for the Chase Freedom Business Card which...

On-Demand Driver Bonus: $2,000 Orange County, $1,500 Seattle, $5,000 Los Angeles

The On-Demand driver bonuses see a sharp increase from time to time and now is the time to pull the trigger with Lyft. New drivers get $2,000 in Orange County (OC) and $1,500 in Seattle. The best bonus is for $5,000 in Los Angeles which lasted for short time earlier this year. A $5,000 bonus should be an incentive for anyone to work for Lyft even if you already drive for other on-demand services. Sign Up Today As A Lyft Driver: 1. SIGN UP HERE! To Become A New Lyft Driver and Qualify for A Bonus. 2. Make sure to get approved within 30 days of starting your application with a background check, mentor ride, etc. 3. Complete all your rides within 30 days after being approved as a Lyft driver There are extra requirements for some of these cities such as Los Angeles you need to make 1,000 rides in 90 days. That would be a challenge for some doing this part-time in L.A. as it is around eleven rides a day. In Orange County you need 500 rides in 60 days. In Seattle you need just 500 rides in 60 days. Learn how to Earn huge rewards when driving for on-demand food...

Disney Movie Rewards: Many Freebies for Just Being A Member

Many parents have by now found out the Disney Movie Rewards program is quite rewarding if you learn to keep up with it. You can actually get rewarded for the purchases you make. Just taking a few minutes each time you buy a movie to go online to the Disney Movie Rewards account has earned some fun, free merchandise delivered to my home and online. Disney Movie Rewards is a free online customer loyalty program that allows users to enter codes they find printed on inserts in Disney DVDs, Blu-rays and CDs, as well as codes printed on movie ticket stubs from certain in-theater films. If you are a member of the Kellogg’s Family Rewards it is quite similar. A movie ticket may contain a code for 100 points, and those points accumulate online for Disney-branded merchandise, gift cards, more movies and other items. In addition to earning points through money you spent on merchandise, Disney Rewards offers routine free points, sometimes as part of the monthly member e-newsletter and other times in conjunction with holidays or special events. Surveys also become available to members periodically, with points awarded on completion. So even without buying Disney movies, your account balance can grow even with updating your account information. There are plenty of freebies on the Movie Rewards site from Disney such as coloring books to download and special offers. My favorite redemptions are the gift cards such as the $10 Starbucks Card for 1250 points and the $10 Disney Gift Card for 1100 points. Although you can start redemptions at just 5 points. We also get some free codes...

Kellogg’s Family Rewards Points Review & Promo Codes

Kellogg’s Family Rewards Points The Kellogg’s Family Rewards point system is a way to give back to those individuals who purchase products from the Kellogg lineup of products. The company sells a wide range of different items, ranging from cereals to crackers, snacks and other food items. The company wants to make sure those who enjoy the products are rewarded for their purchases, which is why they have decided to start up this rewards system. If you have not yet signed up for the KFR Program then sign-up below! Whenever someone buys a Kellogg’s item, they need to look for a code printed somewhere on the label. Usually it is on the interior of the package, such as on the inside of a cereal box, although if there is no solid packaging, it might just be on the back of a product wrapper. Once the code is located, a person can head over to then “KellogsFamilyRewards.com” website and create an account. Doing so is easy and all a person needs to do is enter in a mail address and email address to sign up. Once the account is active they should type in the code. They can enter in codes through the regular desktop website, through their mobile phone or by text messaging the service. Every time a code is entered the individual receives points for their purchase. When entering a code, the person is automatically entered into a chance to win free groceries from the company. They also can use the codes for free rewards (which is why the mailing address is required as there are some products that...

Status Matcher, Hotel Upgrade App, Best Plane Seats, and Points Maximizer Tool

There are tons of tools and apps to help us get where we want online these days but finding the right ones to do the right thing at the right time is also something we might need a tool for. That is why I created this post mainly for myself to come back to and help me book award travel or any travel at all. As tools start charging I will drop them and add ones that offer more features. Bookmark this page and come back often! StatusMatcher can help you match loyalty program elite status from one carrier to another.  For example, leverage your Silver status with American Airlines to obtain Platinum status with Virgin America or Hilton HHonors to get IHG Platinum Status. 2. Muchopoints uses an algorithm that calculates and filters the hotels that will provide customers the most points to make the best choice to maximize their points when booking hotels .  Muchopoints, currently in Beta, plans to offer end users with the option to manage all their hotel programs with one single log on.  This will be similar to AwardWallet where users will be able to track all their points and elite statuses for supported hotel programs.  Hopefully they do the same for Airlines.  Here are the supported hotels at this time: Hilton HHonors Marriot Rewards Best Western Le Club Accor Hotels IHG Rewards Club SPG – Starwood Preferred Guest Choice Hotels and others coming soon! Pexportal is a similar website that uses an award travel search engine where you can search for mileage airfare. 3. HotelUpgrade offers free hotel perks and complimentary upgrades when you book your...

$50 Back at Sheraton and $100 at Ritz-Carlton #AMEXOffers

There are six New AMEX Offers where you can save at Ritz-Carlton, Sheraton Hotels and Resorts, Gap Brands, & More! AMEX Offers are an easy way to save and earn a statement credit when you make a qualifying purchase. American Express is has released new Twitter sync promotions to save money at participating merchants. If you haven’t already, make sure that you sync these offers with your American Express Card, as the number of available uses is limited. Links below allow you to Tweet directly from this post to sync these offers with your American Express card. Hilton Garden Inn Click Here to Tweet #AmexHGI for a one-time $35 statement credit by using your connected Card to spend $175+ on room rate and room charges, when you pay for your stay with Hilton Garden Inn until 10/31/16. Sheraton Hotels & Resorts Click Here to Tweet #AmexSheraton for $50 back after spending $250+ on room rate & room charges with your registered AMEX card.  Valid for bookings made directly through Sheraton or one of the Starwood mobile apps.  Only stays at Sheraton Hotels & Resorts in the US & US Territories qualify. Offer Expires October 31, 2016. Ritz-Carlton $100 back on a $500+ purchase when you register your qualified AMEX card online Valid only for room rate and room charges booked directly with Ritz-Carlton Excludes Ritz-Carlton Luxury Vacation Packages, Ritz-Carlton Residences, Ritz-Carlton Destination Club properties, timeshare purchases, and gift card purchases Expires November 30, 2016 Gap Brands $10 back on a $50+ purchase after registering your qualified AMEX card online Available in-store at Gap, GapBody, GapKids, GapBaby, Banana Republic, Old Navy, Athleta, and Athleta...

8 Things you should always buy with a credit card

Credit cards hold huge advantages to other forms of payments such as debit cards. They include the purchase and fraud protection and the fact that using them allows you to build the credit required for major purchases in the future such as a home or new car. As long as you pay all of your bills on time there’s absolutely no reason to use a debit card even though talking heads will tell you there is “no positive side” just to invoke fear. With credit cards the catch is making sure you do not miss a payment and organizing which ones to use for what purchases or services. You may want to keep some cards locked in your safe for only online purchases and carry the ones that give the most points and miles in your wallet or in your Apple Wallet or Android Pay. Using a debit card vs. a credit card makes you vulnerable to having your entire checking account emptied. Then you have to fight with your bank to get your money restored. Online Purchases should always be made with a credit card. If you are buying from a smaller, less established company you are taking more of a risk. Using a Debit card is not preferred in terms of safety. Small Items with Small vendors such as a flea market, food festival, or street vendor. Sometimes its hard since they may impose a minimum purchase amount. Flights should always be booked using a credit card because some card issuers include travel insurance and others give more miles for travel. Car Rentals are a must to do on...