Love to shop? Make sure you choose a credit card that provides extra perks for your most frequent purchases.
Chase Freedom Visa and Chase Freedom MasterCard
The Chase Freedom Visa and MasterCard are popular choices for both cash back and shopping rewards. The card provides 5% cash back on basic shopping categories such as gas, home improvement and department stores and 1% cash back on all other purchases. You can also earn up to 20% additional cash back when you shop online through the Chase Rewards Plus store, where you can choose from merchants such as Overstock.com, Travelocity and OfficeDepot.com.
Amazon Chase Rewards Visa
For those who shop frequently on Amazon.com, the Amazon Chase Rewards Visa is an excellent choice. After your first Amazon purchase on the card, you receive $40 cash back. For other purchases, you earn points that you can redeem for rewards or cash back. You receive 3 points for each dollar spent at Amazon, 2 points for each dollar at gas stations, restaurants and drugstores and 1 point for each dollar spent at other locations. 5,000 points will get you $50 cash back.
Chase Sapphire Visa card
You receive 10,000 bonus points after your first purchase and 1 point for every dollar spent thereafter, although all airfare booked through the Ultimate Rewards travel service earns 2 points. You can use the points for travel, gift cards, merchandise and cash back. The card also provides premier travel benefits such as trip cancellation insurance, travel accident insurance and lost luggage reimbursement.
MTV Capital One Visa
Music and entertainment aficionados will love the MTV Capital one Visa card. The card works on a tiered point system. You earn 5 points for every dollar spent on entertainment items such as music, video games and sporting events, 2 points for each dollar at restaurants, fast food locations and coffee shops and 1 point for all other purchases. Points can be redeemed for travel, merchandise, gift cards and exclusive MTV items like tickets to the Video Music Awards, MTV show tapings and MTV merchandise.
Capital One Orbitz Platinum Visa
Those who make most of their online travel arrangements via Orbitz.com can benefit from the Capital One Orbitz Platinum Visa. The card provides 3 points for each purchase at Orbitz.com and 1 point for all other purchases. Some Orbtiz.com bookings are also available for bonus rewards points. You can redeem reward points for travel, merchandise and gift cards. Once you redeem points, the card automatically gives you 250 “refueling” points to start you on the way to your next reward.