5x Bonus Categories for Gas, Taxi, Uber, and Lyft

5x Bonus Categories for Gas, Taxi, Uber, and Lyft

Discover Bonus Categories 2017
Use Your Discover it Card to Earn 5% Cash Back on Sam’s Club (in-store and online), Online Costco Purchases, and Gas in the first quarter of 2017. The ground transportation bonus category is broad. It includes purchases like subway passes, railway tickets, taxis and tour bus tickets. Plus, it will include rideshare such as Uber and Lyft spending. You can get up to $75 cash back each quarter on bonus categories with your Discover it card. if you do not have the Discover It Card you can get it here with a sign-up bonus!

The Discover 5X categories starting January 2017 will be:
1. Gas stations (Supermarket stations may not be eligible)
2. Ground transportation
3. Wholesale clubs – Sam’s Club, Costco (Online), BJ’s Wholesale
You can activate the bonus now for spending from January 2017 through March 2017.

Another great thing about Discover Card is they have no foreign transactions fees, so you can use it on bonus purchases when traveling to places such as London or Prague.

Chase Freedom Bonus Categories for 2017
The Chase Freedom bonus categories have been released for the first 2 quarters of 2017. You’ll get 5X Chase Ultimate Rewards points (5% cash back) on up to $1,500 in combined spending when you spend at gas stations and on commuter transportation from January to March 2017. You can usually buy groceries, beer, lottery tickets, and more at gas stations!

You’ll also earn 5X Chase Ultimate Rewards points when you shop at grocery stores and drug stores from April to June 2017, on up to $1,500 in combined purchases.

You can activate the bonus now or apply for the Chase Freedom card here if you do not have it yet.

Beware of this PNC Points Business Credit Card

PNC_Bank_Visa_Business_Credit_CardNothing is worse in rewards schemes than devaluations after you sign up or to see that your points magically redeem for less than half of their value. While PNC Bank is not as popular as Chase, Discover, and American Express they seem to get away with ripping their business customers off with these worthless rewards redemptions. This is one of the worst examples of a fraudulent claim on rewards since the U.S. Bank Edge Business Visa. We really do not know how it’s possible they can get away with this with such deceiving advertising. It goes to show you always have to read the fine print and study the rewards malls and redemption areas before applying for a credit card.

The claim from the PNC Points Visa Business Credit Card is 5% for ALL purchases, unlimited. You can see it here at (pnc.com/en/small-business/borrowing/business-credit-cards/pnc-points-visa-business-credit-card.html). We will not be linking to this worthless card.

A friend of mine messaged me saying “It looks like the Disney magic act. 50,000 points for $100. lol. That’s very deceptive. Rip off… deceptive to say you earn 5points per dollar.” We totally agree with this because when you sign up for a card and work to spend $3,000 on that particular card that is like an investment to get the bonus of say 25,000 points. You then would expect 25k on the PNC cardto redeem for 1:1 but there is a major catch.

We went over to the rewards mall and $100 check was 50,000 points. Should be 10,000
25k points should = $250 after 3k spend. Such a rip-off.

We did find one good thing to say about this Business Credit Card from PNC. You can get an introductory 0% APR for the first 9 billing cycles following account opening on purchases and balance transfers. Special limited time offer ends 6/30/2016.

PNC Claims: Earn 5 Points for Every $1 Spent
There is no limit to the number of points you can earn on qualifying purchases.
Reality: 5,000 Points do not equal $5 when it comes time to redeem.

5X Cash Back Categories for 2016

chase5cashback2016Chase Freedom recently announced the 2016 rotating categories where you can earn 5x points on your purchase (up to $1,500 per quarter) instead of the normal 1x point per dollar spent. You’ll earn 5x points at gas stations and local commuter transportation spend for the first quarter of 2016. Normally this is just for gas purchases but now you can get 5x back on commuter transportation such as taxis, Uber, and Lyft. This does not include Amtrak but it does include subways. If you already have the Quicksilver card you get a 20% back discount on Uber rides so this will only really help you on gas purchases and Lyft when you get a surge rate too high on Uber for instance.

Discover It Card has announced the 5% Cashback Bonus categories for the 1st Quarter of 2016 which will almost be exactly the same as Chase Freedom. This will be purchases at Gas Stations and for Ground Transportation with registration available now.

Amazon, Zappos, Diapers.com, Department, and Clothing Stores for 5% Back This Holiday Season

santagifIt’s that time again to register for your cash back bonuses and with the final quarter of 2015 not much has changed with Discover credit cards 5% back. You will still get the 5% bonus on Amazon and you can add Chase Freedom to that list as well. This almost makes us think that Amazon is paying for this because they are surely getting us addicted to the 5% back with them instead of shopping at a local Target or Walmart.

Discover 5% Cash Rebate Categories from October to December 2015 include Amazon, Department Stores, and Clothing Stores. They started the year with Gas and Ground Transportation, then Restaurants and Movies, then featured Amazon, Department Stores, and Home Improvement Stores in the quarter that will end September 30. Read here on how you can score double cash back with Discover IT Cards.

Sam’s Club Rewards Card for 5% on Gas & 3% on Travel and Dining

Sam_Club_Plus_Membership Save 69% on New Sam’s Plus Membership:
You can get a sizzling deal on a 1-year membership (with freebies) to Sam’s Club similar to the one that Groupon offered several months ago. The 1-year membership at Sam’s Club for NEW customers and previous members whose memberships have been expired for more than 6 months is available now for a limited time. LivingSocial is offering a Sam’s Club Plus 1-Year Membership for $45, and you get a ton of extra freebies thrown in.

  • $20 Sam’s Club Gift Card
  • Free 1.375 lb. package of sliced deli ham
  • Free package of hoagies
  • Free 25 oz. Sabra hummus
  • $3 off organic petite carrots

The Plus membership normally goes for $100, so this is quite a savings of over 60%. But hurry on this one because it only lasts a few more days and you’ve got to activate your membership by November 30.

5x Back Categories for July-August-September (Gas, Amazon, Home Improvement)

5backquarterThe two most important 5% cash back cards are the Chase Freedom and Discover IT and if you have not yet signed up for their 3rd quarter bonus here is the info. The third quarter bonus categories are now in effect earning you 5x points on purchases at Kohl’s (in-store or online) and gas stations with Chase Freedom. You will most likely not max out of the $1,500 quarterly 5x limit at just gas stations with this card so you may look out for great deals at Kohl’s

We maxed out our 5% last quarter with both our Discover and Chase cards on the restaurants which is our favorite category because it includes bars and nightclubs as well plus we eat out a lot. Although we are excited to change over to Gas and now Amazon.com with the Discover It card. (more…)