Uber announced the details of their anticipated new credit card this week. Key features include 4% cashback on dining, $100 signup bonus, $600 in cell phone insurance, and a $50 subscriptions (e.g. Netflix, Hulu) benefit.
Uber and Barclaycard have partnered to issue this new Visa card which will be available for application starting November 2, 2017. The following rewards can be earned:
- 4% back on dining which includes restaurants, fast-food restaurants, takeout, and bars, including UberEATS. You really can’t beat the 4% dining cashback with any other card unless you have Chase Freedom or Discover IT at 5% during the 3 months a year they offer this.
- 3% back on airfare, hotels, travel agencies, and vacation home rentals including AirBnB
- 2% back on online purchases which includes online shopping, Uber, and streaming services. This includes retailers such as Amazon, Walmart, Best Buy, and Macy’s, as well as Netflix, Pandora, HBO Now, Apple Music, iTunes, and Google Play. And also certain online services like Instacart, Shyp, Angie’s List, Handy, Thumbtack, FlyCleaners, and TaskRabbit. Does NOT include: online purchases paid with third party payment methods including PayPal, Venmo, Apple Pay, Samsung Pay and Android Pay. Also does not include online purchases from merchant category codes that include Utilities, Contracted Services, Government Services, or Professional Services.
- 1% on everything else
Apple sold over 5.5 million Mac computers last quarter which is enough to give every person in Ireland one of their own. With highly products such as the iPhone, iPad, and now the Apple watch more and more people are turning to the Apple ecosystem of products to stay connected with family and friends. There are some things to do before buying an Apple product because they are not cheap. Make sure you plan your Apple purchase ahead of time and decide which rewards card you are going to use to maximize your cash back. This Barclaycard Visa offers no-interest financing on purchases made at Apple as well as 3 points per $1 spent at the Apple Store and on iTunes.
You’ll earn 3 points per $1 spent at the Apple Store and on iTunes, 2 points per $1 at restaurants, and 1 point on all of your other purchases. You can then get a $25 Apple Store Gift Card for each 2,500 points that you earn. As a bonus you can receive no-interest financing up to 18 months on purchases made at Apple within the first 30 days of account opening.
To get the special financing just go in the Apple store with the card or buy online and you’ll pay no interest for 6 months on purchases under $498. If your purchases are from $499 to $998 then no interest for 12 months and no interest for 18 months on purchase of $999 or more.
The best way to buy Apple products such as the Apple Watch is to purchase it online to get an extra 1x back on purchases with Ebates. This would put you at the 3 points per dollar from the card then another point per dollar from the online cash back site. You are still buying from the Apple store online but just clicking a link through Ebates. They also offer promotions where you can get 3x or more on certain days. (more…)