8 Things you should always buy with a credit card

fake money outlet hide billsCredit cards hold huge advantages to other forms of payments such as debit cards. They include the purchase and fraud protection and the fact that using them allows you to build the credit required for major purchases in the future such as a home or new car. As long as you pay all of your bills on time there’s absolutely no reason to use a debit card even though talking heads will tell you there is “no positive side” just to invoke fear.

With credit cards the catch is making sure you do not miss a payment and organizing which ones to use for what purchases or services. You may want to keep some cards locked in your safe for only online purchases and carry the ones that give the most points and miles in your wallet or in your Apple Wallet or Android Pay. Using a debit card vs. a credit card makes you vulnerable to having your entire checking account emptied. Then you have to fight with your bank to get your money restored.

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