Discover Card: 5% Cash Back Categories 2018

The new 5% cash back bonus categories have been announced for all of 2018. Those cardholders will be able to earn cashback on up to $1,500 in purchases at Gas Stations & Wholesale Clubs from January – March 2018. Activation is available now, and you can also activate your Q4 if you haven’t done so. Simply log into your Discover account to activate your 4th Quarter 5% Cash Back Categories!

Tip: If you are not signed up for Discover IT then use our Discover $50 Bonus link. Simply make one purchase to get your $50 bonus! Don’t forget double cash back for the first year, which means you can get $100 referral bonus along with double for 5% cash back categories.

Discover 5% Cashback 2018 Q1 Categories:

  • Gas Station – Standalone only. Those affiliated with superstores and supermarkets may not be eligible.
  • Wholesale Clubs – Make sure your Discover card is accepted. You can use it at  Sam’s Club but not Costco for example. Purchases made using tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. TIP: You can always buy gift cards at Sam’s Club to shop at Walmart or other retailers.

Discover It 2018 5% Cashback Categories:

  • January-March: Gas Stations, & Wholesale Clubs (valid through 3/31/2018)
  • April-June: Grocery Stores (valid through 6/30/2018)
  • July-September: Restaurants (Valid through 9/30/2018)
  • October-December: & Wholesale Clubs (Activation begins 9/1/2018)

If you don’t have the Discover It Card, you might be excited to hear that it has 0% APR for 14 months on purchases, no annual fee, no fee for your first late payment, no over limit fee, no fee for payments by phone, and no foreign transaction fees. In addition to these already great features, all eligible purchases made with your Discover card are protected for up to $500 during the first 90 days if they’re stolen or accidentally damaged.

Discover Card Double Cash Back Promotion for 10% Cash Back Rotating Categories And 2% Everywhere Else (New & Existing Customers)

2015DiscoverDoubleBest credit card promotion of the summer goes to Discover IT credit cards. They are offering a deal you cannot refuse. Get ready to switch ALL of your bills and make ALL of your purchases on Discover card. The original credit card in the world known for cash back is doubling the the cash back bonus for Discover it cardholders for their next 12 statement cycles.

What all is included in this huge offer from Discover?
10% cash back in rotating categories
2% cash back on all purchases (Double Cash Back)

Discover Deals should also be doubled according to a rep

Update 2017: This promotion is still running for Double Cash Back. You can sign-up here.

Discover It Quarter 5% Back Bonus Categories Through December 2017

Right now with Discover It you are earning a full 5% back at Sam’s Club plus another 5% online offer in Discover Deals. Put those two stackable offers together for this quarter and it’s hard to beat. I ordered a garage door opener from those links and cards.

Discover It is also bringing back the restaurants for the next quarter. This comes a quarter later than 2016 when we would already be saving 5% back on dining. We are surprised Chase Freedom has not mentioned any bonus yet for dining out.

Discover released a sneak peek at the 5% cash back bonus categories for July through December 2017. You’ll earn the bonus on everyday purchases at restaurants, Amazon, and more! (more…)

Compare Discover Credit Cards

Discover Card has made many positive changes in the past year and now we are starting to blog about them again.  If you think that Discover is outdated or not competitive with other banks you better think again.  One news anchor reporting on Discover was shocked people still use Discover.  Oh yes, there are many of us out there and we are getting cash back and loving it.  The credit card company recently rolled out a new Travel Card and offer some great bonus cards that you do not see on many blogs mainly because they do not get a referral.  Let’s start with a $50 bonus promotion card because we love a good sign-up offer. If you are not already a cardmember then you can get a <a< span=””>< span=””>< span=””> href=””>$50 Bonus by applying here.

Discover it® Card – $50 Cashback Bonus with the Discover Referral Program
$50 Bonus – Apply Now!
You can sign up through this $50 Discover it® Referral Link to get a $50 Cashback Bonus after your first purchase within 3 months of approval.  The $50 bonus will be credited to your Discover it card account within 2 billing cycles of your first purchase for any amount.   This is made available through the Discover Refer-A-Friend Program, where both the referring member and new applicant receive the $50.  Once you are a cardholder you can participate in the Discover referral program to earn a $50 bonus for each new member referred.  So give share this and the link with your friends and family on Facebook and Twitter.


Get 5% – 10% on Gas and More!
You’ll earn 5% Cashback Bonus on Gas stations and Sam’s Club on up to $1,500 in purchases and more for 2017. Discover will match that for new cardmembers of 10x the cash back!

Earn 10% Cashback Bonus from Discover with Walmart Pay
Earn 10% Cashback Bonus on up to $100 in purchases when you use your Discover card with Walmart Pay, now through December 31, 2016.

If you are a new cardmember and sign up for the Double Cash Back offer you can get ip to 12% Cash Back at Department Stores, Sam’s Club, and Amazon online. You can get 5% extra Cashback Bonus at Sam’s Club and, 5% extra Cashback Bonus at Department Stores, and at right now. It will be doubled and added to your regular 1% back so that totals 12% if you were signed up for the Double Promotion on top of this. With the Sam’s and Discover promo you need to log-in and click on the links in “Discover Deals” then pay with your Discover card at checkout within three hours. There does not seem to be a maximum on this cashback but with Amazon just use your card and it is automatic up to $1,500 in spend.

Comparison Chart below that compares Blue Cash Everyday Card from AMEX, Chase Freedom, Capital One Quicksilver Cash Rewards, Citi Double Cash Card, and Bank Americard Cash Rewards to the Discover IT Card.  You will notice that Bank Americard is among the worst according to Discover.  Also, the Chase Freedom is pretty competitive and it also offers a sign-up bonus.  I have both cards myself.  On a personal note the Capital One Quicksilver is one of my favorite cards in my wallet because it gives 1.5x rewards and it actually does let you redeem for any amount and works well with Apple Pay.


Past Promos
5% Cashback Bonus on Restaurant and Movie purchases between April 1 and June 30 is my favorite thing about the card this coming quarter of 2015.  Mainly because this normally counts as bars, restaurants, nightclubs, and fast food which I spend a a lot of money on when traveling.  The up to $1,500 I will max out in a month and that will be a free $75 towards my statement.  Don’t forget to sign-up now before the promotion starts or before you use your card at one of those establishments.

5x Bonus Categories for Gas, Taxi, Uber, and Lyft

5x Bonus Categories for Gas, Taxi, Uber, and Lyft

Discover Bonus Categories 2017
Use Your Discover it Card to Earn 5% Cash Back on Sam’s Club (in-store and online), Online Costco Purchases, and Gas in the first quarter of 2017. The ground transportation bonus category is broad. It includes purchases like subway passes, railway tickets, taxis and tour bus tickets. Plus, it will include rideshare such as Uber and Lyft spending. You can get up to $75 cash back each quarter on bonus categories with your Discover it card. if you do not have the Discover It Card you can get it here with a sign-up bonus!

The Discover 5X categories starting January 2017 will be:
1. Gas stations (Supermarket stations may not be eligible)
2. Ground transportation
3. Wholesale clubs – Sam’s Club, Costco (Online), BJ’s Wholesale
You can activate the bonus now for spending from January 2017 through March 2017.

Another great thing about Discover Card is they have no foreign transactions fees, so you can use it on bonus purchases when traveling to places such as London or Prague.

Chase Freedom Bonus Categories for 2017
The Chase Freedom bonus categories have been released for the first 2 quarters of 2017. You’ll get 5X Chase Ultimate Rewards points (5% cash back) on up to $1,500 in combined spending when you spend at gas stations and on commuter transportation from January to March 2017. You can usually buy groceries, beer, lottery tickets, and more at gas stations!

You’ll also earn 5X Chase Ultimate Rewards points when you shop at grocery stores and drug stores from April to June 2017, on up to $1,500 in combined purchases.

You can activate the bonus now or apply for the Chase Freedom card here if you do not have it yet.

Discover Card Not Working with Apple Pay at Whole Foods?

I have been embarrassed yet again by Discover Card holding up a checkout line at Whole Foods Market because they cannot seem to get Discover Card to work with their Apple Pay. This has happened twice now. The first time I got it to blink but it would not show up on the register as paid. It accepted my payment on my phone but not at the register and blinked. So odd. I then had the cashier transfer my transaction over to the customer service at the front of the store. It still would not work. I then called Discover Card to see if my card had a fraud alert on it. They acted like it should have worked and I had no fraud on my card so it was not on hold.

I used to be a big fan of Whole Foods and still love them more than Sprouts that sells food under the disguise that it’s natural. Sprouts takes the Apple Pay just fine though but I could do without the chemicals they put in their turkey. I really wish I could get this to work at Whole Foods and it’s frustrating. Especially since I drive 10 miles or so to get to Whole Foods. Target, Kroger and Walmart are closer and sell a lot of the same things now so I do not go there as often unless there’s a promotion like this one and that is why it’s such a big fail.

After the first embarrassment I thought I would try again a few weeks later thinking they had finally cleared up the problem. I went in my local Whole Foods tonight and it did not work again. Trying to get rewards or use coupons should not be this complicated especially at a high priced place such as Whole Foods. I have two Discover It cards and neither would work with the Apple Pay. (more…)