It’s been about 4 months since my last credit card application day where I make a game plan on where I wish to travel and rewards I am seeking, what bonuses are around then deciding on what cards I want. This process used to be simple when I first started RewardsCards.com there were less blogs around and less voices saying look at this card over here. Now there are more banks and credit unions and so many decisions to make as I try to narrow it down to 3 or 4 cards ever 4 months. Some bloggers call this an App-O-Rama or an App-Party but I just call it me sitting down with wine concentrating on what I can get out of each card for the next four months.
The process starts out a month or so before the decision day when I start setting aside the hottest offers on the market. I have made so many mistakes in the past where I would apply for a card I had not remembered applying for such as the American Express Starwood Card two years in a row. It came time that I made up a spreadsheet to detail what credit card company and specific card I had applied for, used for the spending at certain establishments, category promotions, or used for the bonus only. Those things update daily on this site so its always hard to keep track. (more…)
These Disney credit cards offer up to a $200 statement credit bonus with qualifying purchases in addition to special Disney rewards and perks. If you are planning summer travel to one of the Disney parks or buying retail store purchases then make sure you get one of these cards first. We are huge fans of Disney World Resorts and have written several posts on saving money in their parks.
Disney’s Premier Visa Card $200 Bonus
The Disney’s Premier Visa Card offers a $200 statement credit after you spend $500 within the first 3 months from account opening. You’ll also earn 2% in reward dollars on card purchases at gas stations, grocery stores, restaurants, and most Disney locations as well as 1% on all your other card purchases. Save 10% on merchandise purchases of $50 or more at the Disney Online or in-store.
While we love and obsess over frequent flyer miles and cash back on this site there are also many other rewards available such as revenue sharing that we need to cover more. Recently Jet.com tried a revenue sharing offer and we signed up although it has yet to be released but we hope it takes off and gives Amazon a real competitor. BigCrumbs, a former cash back site recently announced a revenue sharing deal for its MainStreetSHARES where instead of earning cash back when you shop online at popular stores. This means you will now earn a share of all company revenue.
That’s right the site looks over your total monthly spending and members you have referred and you get shopping commissions, advertising revenue, with future revenue streams coming. MainStreetSHARES members will also earn lifetime referral commissions when your referrals shop called msSHARES. If MainStreetSHARES is acquired, you’ll receive a cash payout, based on the number of msSHARES you’ve earned. Members who earn msSHARES will be entitled to a specially reserved additional 10% share of acquisition proceeds through July 31, 2015. You basically get stock in this company for buying things online you normally would and referring friends.
The BBVA Compass Select Credit Card is offering 20,000 bonus points after $2,000 in purchases within the first 90 days of account opening. This is redeemable for a $200 statement credit making it one of our top bonus offers so far in 2015.
Earning CompassPoints with BBVA Compass Build Your Own Rewards is as simple as picking your own category:
- Choose 1 category to earn 3 points per $1 spent.
- Choose 2 categories to earn 2 points per $1 spent.
- Earn 1 point per $1 spent on all of your other purchases.
When you have been through as many cards as I have it is hard sometimes to find sign-up bonuses I have not yet taken. There are not a lot of $100+ sign-up bonuses out there right now but one I found is the Rakuten Rewards MasterCard which is part of the online retailer that competes with Amazon.com you may remember Buy.com that it bought several years ago.
With the Rakuten Rewards MasterCard you can get $80 just upon approval towards something on their site then when you make a purchase you get the extra points that amount to $20 making it a total of $100. One difference between the Rakuten Rewards and well no rewards over at Amazon are the Rakuten Super Points you can earn in promotions. One example is Black and Decker and Keurig coffee machines are an extra 15% in points with promo code BRANDSULOVE. Get the card and earn stack-able points on top of that.
With the MasterCard for this retailer that sells everything from fitness supplies to computer you will earn 3 Rakuten Super Points for each $1 of qualifying purchases made at Rakuten.com; use your Rakuten Rewards MasterCard® directly at checkout or use it as the payment method on your digital wallet.
One all other everyday purchases such as gas, dinner, and groceries you earn one Rakuten Super Point for each $1 spent.
You may not know about Rakuten but it is the largest e-commerce site in Japan and among the world’s largest by sales. Try it out and see if you can save some money compared to Amazon and Alibaba. Interestingly enough Rakuten contributed a $300 million in Lyft rideshare.