Chase Freedom® 5% Cash Back Categories for 2013

January 1 to March 31

  • Gas stations
  • Drugstores
  • Starbucks
April 1 to June 30

  • Restaurants
  • Movie theaters
July 1 to September 30

  • Gas stations
  • Theme parks
  • Kohl’s
October 1 to December 31

  • “Select department stores”

Commentary: This year was one of the best years of all time for credit card rewards especially from the Chase Freedom card. We especially loved the gas station at five percent and grocery store spending because gas prices were so high and groceries can really add up each month if you have a family. We still do not understand the theme parks because who spends that much on theme parks unless you are going to Disney World and you can normally just get a Disney branded card if you are going all out on that. The we really took advantage of and planned around it to order up major electronics items such as a new plasma tv that month and earned a tax-free 5% back. We also loved the restaurants because we enjoy going to bars and having beers when we travel so those normally come up as dining and gave us the 5%. If this category is not up we use the INK branded cards.