TRENDING: We are excited to welcome U.S. Bank credit cards to our reviews. This bank offers a grocery shopping rebate card and a cash back card. Are you aMom Blogger? Then consider a businesss credit card. If you like coupons and free stuff then why not get cash back on your blogging expenses? If you are into sports then the NFL Card is hot right now. Pick your favorite team and add up an experience. NEW! BarclayCard Arrive World MasterCard that gives you $400 in travel!
A reward credit card used to be a rarity. Only members with the highest credit limits or those who had their cards for long periods of time could expect to receive anything from the credit card companies. Often, rewards would come in the form of gift cards or something a bit more tangible, like luggage. These days, the majority of companies have several different reward cards that people can apply for. In cases such as the Discover Card, the reward is actually money which can be statement credits or even cash in the form of a check. A person receives a percentage of his expenditures, so each time he uses the card he is increasing the size of the payment he will get back. Other reward cards offer people discounts at certain hotels, restaurants, and gas stations. You now have a more immediate reward or bonus on the latest lure from credit card companies including $50 sign-up bonuses up to $400.
With so many different types of rewards, people need to seriously look at their spending habits before they choose a reward card. A person who doesn’t own a car is not going to benefit from a program that rewards spending on gasoline. Likewise, someone who rarely travels will not reap many rewards from a frequent-flyer miles card. Of course for the rest of us, who travel as frequently as possible, these cards hold exceptional incentives.
Looking to transfer a balance to another card? Balance Transfer Credit Cards have become big over the last several years because not only do they keep you away from higher interest on your current credit cards but they earn you some rewards in some cases for the transfers. With Balance Transfer credit cards there are many fees you need to look at before you make the move. Most cards charge a 3% balance transfer fee, but lately that has increased to 5%. Ask your credit card companies customer service before you make the transfer or read the fine print carefully. For Example, a select few card waive the balance transfer fee during the online enrollment of the card.
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0% Balance Transfer Offers Beyond 2016Discover Offer |
I’ll take a rebate please. Rewards Credit Cards come in many shapes and colors just like the spring fashion. The banks and credit card companies are competing more than ever to give you the reward you desire. Most banks now offer a rewards card but there are only certain offers we will list on this website because we want to make sure they truly pay you back for all the time you have spent shopping and using their card. They (the credit card companies) are making at least a 3% kickback on all sales in retail stores so why can’t you make back some money from it.
Which Rebate Cards Should I Choose? A guide to help in the decision process of deciding on what rewards card works best for you. A rewards card offer is not always black and white now with social networking you can get rewards from cards such as American Express just for Tweeting or checking into Foursquare.
Save real money at the Gas Station? Frugal shopper or not; surveys show that most people need help saving money at the pump when barrels of oil come into the US at over $100. The nations average gas prices above $3.00, which is alarming and makes it so the working class can barely afford to drive to work. Credit Card companies have responded to these higher gas prices: Discover Card recently made huge changes to its credit card offerings to bring their cardholders a gas credit card that competes with the Chase version. There are also other great ways to save at gas stations and grocery stores including cards that give you rebate and coupon and freebie offers that you can get in your inbox on a daily basis.
Gas offers include a small two percent rebate promotional ones that give you six-percent rebates on all purchases at any gas station for 90 days. You can compare this to other popular fuel cards like the BP Visa, Shell Card and the Exxon MasterCard where you only get the small rebates back towards fill-up purchases and not towards the entire credit card bill. People looking to find cheaper fuel need to look not just at the gas stations but at ways to earn back some of the money spent with cards like our favorite gas card where you can earn up to 10% back on your gas purchases. It is possible that gas could go up to $4 a gallon soon so be prepared before the holiday travel season.
Benefits of Travel Reward Cards. Most major airlines have had some form of frequent flier program in place for years. However, gaining miles was dependent on flying, so most people could not actually benefit from a membership. In order to get more people involved, and ultimately to get more people flying, airlines have teamed up with credit card companies to develop a variety of travel reward cards. People are usually given a large number (anywhere from 5,000 to 15,000) of bonus miles just for signing on. After that, members receive one mile for every dollar they spend on the card. Some companies will grant double miles when cards are used for purchasing specific items. Many times, people will sign up for a new card simply to gain miles for trips they have been planning.
Airline Frequent Miles Cards and hotel points cards are popular like never before for business users, yuppies, and families that take a lot of vacations. Our very favorite Airlines frequent flyer miles card would be the Delta Skymiles card. Other airline miles cards include AAdvantage business card which is being offered with no annual fee for the first year. Planning a trip to Hawaii? Consider this card for 35,000 extra miles towards a free flight.
Do Hotel Rewards Equal Air Miles? Sometimes. Starwood hotel rewards features ways to transfer miles to their airline partners on a 1:1 ratio and that is a luxury compared to other hotel cards. Starwood is not the most popular hotel rewards credit card only because people are not aware of how valuable it is. With rising costs of hotels and baggage fees among added costs with airlines you are losing out not to have a hotel rewards cards for any stay you make.
Are you still using checks at the grocery store? Say No to ever writing checks and learn how you can make money off your purchases instead with cards that give you 5% cash rebates adding up to hundreds a year. This is savings you would not normally see with a time-consuming checkbook.
Bad Credit and need a charge card? An unsecured credit card is a credit card where you get credit based on your credit history not on what you have debited to your card. Most rewards cards and low interest credit cards with no annual fees are unsecured cards. If you have bad credit we do have a sub-prime credit card company that helps consumers rebuild their credit. There is also other good news for bad credit consumers because you can actually build your credit by holding some secured credit cards if they report to the proper credit agencies. If you have bad credit and are looking to earn reward points may have to pay some upfront fees and possibly higher interest.
