by PointsGuru | Apr 14, 2016 | 5% Cash Back, Business
Nothing is worse in rewards schemes than devaluations after you sign up or to see that your points magically redeem for less than half of their value. While PNC Bank is not as popular as Chase, Discover, and American Express they seem to get away with ripping their business customers off with these worthless rewards redemptions. This is one of the worst examples of a fraudulent claim on rewards since the U.S. Bank Edge Business Visa. We really do not know how it’s possible they can get away with this with such deceiving advertising. It goes to show you always have to read the fine print and study the rewards malls and redemption areas before applying for a credit card.
The claim from the PNC Points Visa Business Credit Card is 5% for ALL purchases, unlimited. You can see it here at (pnc.com/en/small-business/borrowing/business-credit-cards/pnc-points-visa-business-credit-card.html). We will not be linking to this worthless card.
A friend of mine messaged me saying “It looks like the Disney magic act. 50,000 points for $100. lol. That’s very deceptive. Rip off… deceptive to say you earn 5points per dollar.” We totally agree with this because when you sign up for a card and work to spend $3,000 on that particular card that is like an investment to get the bonus of say 25,000 points. You then would expect 25k on the PNC cardto redeem for 1:1 but there is a major catch.
We went over to the rewards mall and $100 check was 50,000 points. Should be 10,000
25k points should = $250 after 3k spend. Such a rip-off.
We did find one good thing to say about this Business Credit Card from PNC. You can get an introductory 0% APR for the first 9 billing cycles following account opening on purchases and balance transfers. Special limited time offer ends 6/30/2016.
PNC Claims: Earn 5 Points for Every $1 Spent
There is no limit to the number of points you can earn on qualifying purchases.
Reality: 5,000 Points do not equal $5 when it comes time to redeem.
by PointsGuru | Jul 11, 2015 | Business
The Chase Ink Plus and the American Express Business Gold are the best bonuses on travel right now if you own a small business. Get both of these cards and you can score over 100k in points or miles and that adds up to a few free flights.
#1 Chase Business Ink Plus – 50,000 Bonus Points after $5k spend in 3 months. One of the best Business Credit Cards to own. The annual fee of $95 is waived the first year. Chase’s Ultimate Reward Points transfer to United 1:1, so you can have 50,000 United Miles. You will have enough for 2 domestic round trip tickets. Some are able to refer friends (not me for some reason) but you can get 5,000 points if they sign-up through your link. [applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDTR&CELL=6RLJ&MSC=1516016578]
#2 American Express Business Gold 75,000 Point Bonus after $5k spend in 3 months. Best reason to have an AMEX card right now is the offers they give you with the Twitter Sync #AMEXOFFERS. These are amazing. You may be targeted for this offer. If you are not you will have a $10k spend instead. You pay no annual fee as it is waived for the first year and is normally $175 . You have until September 29 to take advantage of this so act fast. There are so many great things to do with Membership Rewards points such as transferring them to Avios or other airline miles and they normally offer some type of bonus. You can also use MR points for Uber Rides. [www262.americanexpress.com/business-card-application/member/business-gold-charge-card/login/44446-104-1-CAPOBGRC]
See our other listings of Business credit cards.
by PointsGuru | Jun 2, 2015 | Business
OfficeMax and Office Depot could not have merged soon enough and Staple’s may also be on the path to non-existence with the latest announcement from Amazon. The giant eCommerce site is going after small and medium sized businesses with Amazon Business and they have some promotions to make them take notice.
You can register for an Amazon Business Account to earn a free $75 Amazon gift card after making $500 in purchases from the Business, Industrial and Scientific categories good through 6/30/2015. Amazon also upgraded the business account options to include free 2-day shipping on orders of $49 or more. You can also purchase on a line of credit, get special pricing that regular members do not get, and purchase things that only business accounts have access to buy. (more…)
by PointsGuru | Jan 20, 2015
Here is a list of the best business credit cards that you can apply for online. The first cards featured are all Citi Cards for small businesses which offer cards from American Airlines frequent flyer program to the regular company card with the lowest interest. Feel free to look at the list below to see offers from Delta Skymiles, Advanta Card, Discover, Chase, and American Express and read the bullet points for the most useful rewards, incentives, and benefits. When you select a business credit card for your company and employees to carry you help build credit and fatten the bottom line with rewards.
Need more proof of our most rewarding business cards? Read More about the Ink products from Chase including the Bold version of the card and what the Plus version could do for your Small Business by earning up to 50,000 bonus points. Why stop at just one small business charge card when you could get some more bonuses by applying for other ones from Citibank and even Capital One.
See more rankings of the Top Business Credit Cards
Business Credit Cards are becoming more popular now that small to medium sized businesses are realizing the gains made by using credit cards to make purchases. We started out with just a few business credit cards and now there is a boom in the business credit card rewards. GM announced a competitive business card that gives back 3% on fuel and office supplies similar to the Discover business card. What do you look for in a credit card for a small business? Most companies enjoy office supply savings, lower interest payments, and savings such as shipping cost discounts.
Business Credit Resources:
by PointsGuru | Jan 20, 2015
The folks over at Citi have brought us yet another great card and this time it is for the business owners only. We previously offered a card from Citi Cards that was only a $100 gift card after you spent $300 as a sign-up bonus. We like this small business credit card because it rotates the office categories instead of just doing office supplies all year long it lets you mix it up a bit and possibly help the bottom line.
Compare to the American Airlines version
