Here is our list of the top student credit card offers. You will also find great student offers from Citibank and MTV University compared to parnerships like Universal and Chase. No matter what college you goto there are cards designed to give you cash back or rewards benefits off paying your tuition. We recommend you pay your tuition with a rewards credit card even if you received a student loan for your fall or spring classes. While paying for your tuition or books with student rewards cards be careful not to get deep into credit card debt by paying your bills off in full each month. Students will pay 0% APR for nearly the WHOLE School Year. With most Student Discover Cards extending their introductory 0% APR offers for six months without interest on purchases, college students who shop with Discover cards can go virtually the entire scholastic year without accruing any interest. The Citi offer below is tempting with a $50 Cash offer and is our most recommended student card if you do not want a balance transfer.
The Best College Student Credit Card
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Discover it® for Students |
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The Discover IT Student Card is just as easy to apply for online or by phone with a .edu e-mail address or student identification card. Any student 18 or older can apply for the card with or without a co-signer. The card has 0% APR for 6 months, and then transfers to a 12.99% to 18.99% variable interest rate. Like every member, students have access to all of the customer service, payment flexibility and rewards of the Discover IT Card.
With the Amazon.com partnership, students can use their rewards to purchase books online all the while earning more rewards for future purchases. Discover IT Student Cards are a simple and secure way for young adults to become financially independent and build a great credit score over time.
“Student Credit Card’s can be the beginning of the real world experiece for a young adult and can lead to a great start to a financial future.” – Tracy Banks, RewardsCards
Citi Dividend for College Students
High School & Younger Student Credit Cards
The above credit cards are mostly for college or university students while there are not that many cards available for teens in highschool. If you are in highschool we offer a rewiew on the Allow Card and the Visa Buxx program, a prepaid card for parents to basically give their kids an allowance and track spending. This is not a rewards card but it does offer a great way to give money to your kids without the worries.
Student Rewards Cards News
There are programs you can join now and start earning points or miles for life if you keep them from expiring. Start earning towards elite status with airlines and hotels by signing up for mileage programs before your Fall, Spring, Graduation, and Summer travel. Earning miles is a beginning with cards such as this bronze card from American Airlines.
The Student Ultimate Rewards Card from Chase has recently changed to the Student Flexible Rewards Card. This card comes with no annual fee and you can earn 1 point per eligible dollar spent in net purchases. With the newly revamped card you may earn your reward points for Starbucks certificates, Music stores, and other great merchandise.
Credit cards work as a superior way to build your credit. If you have a student loan you do not want to use a credit card to repay that loan since the interest would be much higher. The zero percent offers only last up to 12 months in most cases and student loans you can normally get low interest for years to come. Read more about student loans repayment from the Federal Student Aid portal.
