Apply Now! The USAA Cashback Rewards Plus American Express® Card offers a 5% rebate on gas and military base purchases, a 2% rebate on supermarket purchases, and a 1% rebate on all of your other purchases with no annual fee. This is of the highest paying gas cash back cards for those long summer road trips. The main catch is that USAA products are only available to military members, veterans who have honorably served, and their eligible family members.
The 5% cash back is limited up to $3,000 in gas and military base purchases per year. While the 2% cash back is maxed out at $3,000 in supermarket purchases per year. The great thing is that you have unlimited 1% cash back on all other purchases and any gas, military base, and supermarket purchases that exceed the yearly maximums.
This USAA Cashback Rewards Plus card is a great way to get 5% back on gas purchases and military bases. With gas purchases you normally have to wait until the rotating quarterly category comes around on cards such as Discover IT and Chase Freedom. You will not see a military base 5% back as a category so this is one of your only choices for this rebate. Although you will have to wait for your big payout as it only comes every January instead of in monthly statements like most credit cards.
This rewards card has no annual fee so you have nothing to lose if you live on a military base and want an extra 5% back on spending.
The USAA Preferred Cash Rewards World MasterCard offers 1.5% cash back on all of your purchases with no limits on the amount that you can earn and no annual fee. This might be a better alternative for those who do not live on a military base and want a bigger payout on all of their spending overall.