There’s a new Walmart discount using a Chase Offer out that can save you up to 10% on up to $120 in combined purchases at Walmart through mid-March. This is good for online purchases via the website or just plugging your credit card into the Walmart app and paying.
The Deal
Walmart.com/Walmart App Chase Offer: Get 10% back on online or app purchases, up to $12 maximum cash back.
Go here for more information on Chase Freedom Card (one of the portfolio of cards giving 10% back ) or here to see more Chase Cards
Terms
Expires September 30th, 2023.
Valid for online purchases only
Excludes purchases from third party services
Excludes in-store purchases, pharmacy and gas
Easy Cash Back at Walmart
It’s worth checking all your Chase branded cards such as the Chase Ink, Chase Freedom cards, and cards such as the Southwest Airlines Visa. You can add these offers to multiple cards. We found some cards only had 5% back and some had 10% back.
This is an easy one to take advantage of even though it’s only valid online or through the app. It’s very easy to set up a card payment with the Walmart app. The only excluded products are gas and pharmacy and you can reach the $12 max cash back in multiple transactions with no minimum purchase required.
Even if you don’t use Walmart.com, it also sells a wide range of third party gift cards to things such as Doordash or Uber (as well as Visa and Mastercard gift cards) so buying those is a simple way to lock in the 10% discount.
Cash App has a debit card that (image above) has also been great at doing cash back at retailers recently as it has an offer right now for 10% at Target and 2% at Walmart.
The $5 Gift Card from Starbucks is back for a limited time with the Tollperks Tollway Rewards program.
TollPerks is a rewards program designed to thank drivers for using Tolltags and NTTA toll roads. It’s a simple program where all you have to do is drive and earn points plus many other great benefits. TollPerks members can redeem points for exclusive rewards from local businesses. TollPerks also has special deals, discounts, coupons and other exclusive member offers that do not require point redemption. You then sign online to redeem your points for vouchers.
Get 200 Free Bonus TollPerks using XWC198 Referral Code. Visit TollPerks.com to enroll. The sooner you enroll in TollPerks, the sooner you will begin earning points and rewards. TollPerks is an opt-in program; TollTag customers are not automatically enrolled in TollPerks. You will need your TollTag account number to register, which can be located by logging into your online account or by checking your paper statement. To complete registration, you also must provide the first and last name used on your NTTA TollTag account.
You start earning points almost immediately after your account is verified in TollPerks. Points for verified accounts are awarded within 48 hours of driving on NTTA toll road.
Every quarter TollPerks will hold a sweepstakes for prizes. Plus, you can use tokens to get an instant prize on the Spin-to-Win game. Sweepstakes entry is automatic for all TollPerks members whose TollTag accounts are in good standing.
$5 Starbucks Gift Card
Tollperks is giving away $5 gift cards for only 5,000 points for the first 3,000 people. Sign up for this today! I tried to get more than one but it only let me get one per family.
TollPerks Points = Extra Chances on the Spin-To-Win Wheel Monthly
Tollperks Spin to Win game for gift cards and points.
Another new feature for members is the ability to redeem 1,000 TollPerks points for a Spin-to-Win token. You could win fabulous instant prizes including:
Win Big in the Next TollPerks Sweepstakes You could be the next TollPerks quarterly sweepstakes winner. Prizes for the Oct. 14 drawing include: A $3,000 travel voucher for airfare and hotel A Hotels.com $1,000 voucher A $1,000 Amazon gift card
Redeem TollPerks Points for Extra Sweepstakes Entries Do you have at least 10,000 TollPerks points? If so, your TollPerks points can get you an extra entry into the quarterly sweepstakes. Go to the sweepstakes menu on TollPerks.com and complete the form to swap points for an extra sweepstakes entry.
As a TollPerks member, you can earn perks and prizes in four ways:
Current Tollperks offers for redemption just for everyday driving on the tollway in Texas and Oklahoma.
1. Redeem TollPerks Points: One dollar spent in tolls is worth 100 TollPerks points, which can be redeemed for coupons and perks from area businesses. 2. Spin-to-Win: When you enroll inTollPerks, you get the chance to our includes an instant spin-to-win game featuring special prizes. Members receive a virtual token for a chance to spin the online instant-win prize wheel. when you enroll and Plus, you earn one additional token each month that your TollTag account remains in good standing. 3. Quarterly Sweepstakes: TollPerks members with TollTag accounts in good standing are entered automatically into a quarterly drawing for valuable prizes. 4. Discounts and Offers: TollPerks includes bonus offers from area businesses that are available to all members. Point redemption is not required for bonus offers. Offers change periodically. Offers and voucher discounts can be found on TollPerks.com under the menu tabs “Vouchers” as well as “Offers”.
Save on Fuel
TollPerks is offering new members a deal that will save money at the gas pump. TollPerks members will receive a Fuel Rewards code good for 25¢ off per gallon of gas (up to 20 gallons) on your next fill-up at a participating Shell or other select gas stations.
TollPerks Sweet Dunkin’ Donut Deal for New Members The first 1,000 new members to register for TollPerks in September will receive a voucher for a free medium hot or iced coffee from Dunkin’ Donuts. Enjoy the refreshing treat as your fuel for the day, and see your TollPerks points increase as you drive. Redeem those points for more great rewards.
Last year was a great one for Tollway perks during the pandemic as we have had more prizes come our way in terms of Walmart, Home Depot, and a Starbucks gift card for free.
If you live in Texas you may also want to check out the $150 Reliant Energy Credit you can score right now as a limited-time bonus.
Chase has the best portfolio of credit cards overall but for everyday spending the Freedom card really stands out. Freedom cards we have talked about on our site since it first came out and they can earn Ultimate Rewards points without the annual fee.
The Freedom cards from Chase are more rewarding than ever before. Both cards are currently offering improved welcome bonuses that are among the best we’ve seen.
Both Freedom Cards are Similar but Chase Freedom Flex is Our Pick
The cards have most things in common. Identical sign-up bonuses & eligibility requirements, Both the Freedom Flex and Freedom Unlimited offer excellent bonuses for no annual fee cards, which were recently improved. Each card currently offers:
20,000 points or $200 BONUS after spending $500 on purchases within the first three months
Additionally, earn 5% cash back on grocery store purchases including Target (not Walmart purchases) on up to $12,000 spent in the first year
Furthermore, both cards have identical eligibility requirements:
Each card is only available to those who don’t currently have that specific card, and those who haven’t received a new cardmember bonus on that specific card in the past 24 months Both cards are subjected to Chase’s typical eligibility restrictions, including the 5/24 rule Overlapping bonus categories Both the Freedom Flex and Freedom Unlimited offer the following overlapping bonus categories on spending:
5x points on travel purchased through Chase Ultimate Rewards
3x points on dining, takeout, and eligible delivery services
3x points on drugstores
Flexibility to earn cash back or Ultimate Rewards points
Both the Freedom Flex and Freedom Unlimited accrue the same types of rewards:
Each point earned on either card can be redeemed for one cent cash back If you have either card in conjunction with the Chase Sapphire Preferred Card, Chase Sapphire Reserve Card, or Ink Business Preferred Credit Card, then points can also be transferred to the Ultimate Rewards program; Ultimate Rewards points have a value around ~1.7 cents each, so to me that increases the value of these points by 70%
Earn Ultimate Rewards points with Chase Freedom cards
Differences between Chase Freedom cards
There is one primary area where the Chase Freedom Flex and Chase Freedom Unlimited differ, and that’s one aspect of the bonus categories. Both cards offer:
5x points on travel purchased through Chase Ultimate Rewards
3x points on dining, takeout, and eligible delivery services
3x points on drugstores
But each card has one unique bonus category:
The Freedom Flex offers 5x points in rotating quarterly categories, on up to $1,500 of spending per quarter The Freedom Unlimited offers 1.5x points on everyday spending, making it one of the best cards for non-bonused categories, and beating the Freedom Flex in that regard by 50%
The Freedom Unlimited offers a better return on everyday spending
Which Chase Freedom card is better?
Deciding whether the Chase Freedom Flex or Chase Freedom Unlimited makes more sense comes down to one very simple question — would you rather earn 1.5x points on all purchases (with the Freedom Unlimited), or would you rather earn 5x points in rotating quarterly categories and 1x points on non-bonused purchases?
Everyday spending will work out differently for everyone, but here are a few general considerations:
What card do you otherwise use for non-bonused spending, and how much do you spend in categories that don’t otherwise qualify for bonus categories? If you don’t have a great card and you spend a lot in non-bonused categories, then the Freedom Unlimited is the obvious choice Do you have another great card for non-bonused spending but think you could get value from the 5x points categories on the Freedom Flex? Then the Freedom Flex is the obvious choice The good thing is that you don’t have to choose — you can get both the Freedom Flex and Freedom Unlimited, and that’s a great way to maximize your rewards, especially since neither card has an annual fee. Personally, that’s my approach, but I also get that lots of people want a simpler credit card strategy than that.
Bottom line Both the Chase Freedom Flex and Chase Freedom Unlimited are great no annual fee cards that can help you maximize the Ultimate Rewards points that you earn. For savvy consumers they’re an essential complement to a card like the Chase Sapphire Preferred.
Which Freedom card makes more sense depends on your circumstances. The Freedom Unlimited is the all-around more rewarding card, given that it offers one of the best returns of any card for non-bonused spending. But some may get more value out of the Freedom Flex’s 5x points categories.
One great thing is that you don’t have to choose, as you can always pick up both cards at the same time or upgrade from another card if you change your mind by calling Chase.
Back-to-school buying just got cheaper with this tax-free weekend guide where states cut sales tax on certain items just in time. While 16 states are participating in the tax-free days you also have Alaska, Delaware, Montana, New Hampshire and Oregon that never charge sales tax. Be aware that most of the tax holidays begin at 12:01 a.m. and end at midnight. Is your state lacking this tax-free day? Then it may be time to take a road trip. Here’s some free gas for all of the driving from store to store.
Maximize Rewards! Another tip for back-to-school shopping is to make sure you have a proper credit card to maximize your savings. From initial bonuses worth $600+ to 2% cashback on all purchases, there are plenty of great credit card deals available to parents this back-to-school season. You can even get 5% back on restaurant purchases while dining and shopping with these cards.
On top of a cashback credit card why not sign up for Drop and iBotta. Two amazing apps that are paying huge and you can double dip all of these programs. iBotta, for instance, will allow you to send in your receipt into the app if you shopped at Target to claim money back. With Drop, you simply add your credit cards and it knows where you shopped and will give you cash back from places such as Starbucks, Old Navy, Nike, Aerie, and other retailers. You then redeem the cashback for gift cards. If you use this link for Drop you’ll get $5 towards your first gift card.
What is a sales tax holiday?
A sales tax holiday is a period of time during which many states remove sales tax on certain types of items. Often, the tax-free benefits are limited to a single weekend, but sometimes there are much longer terms.
Sales tax holidays typically restrict eligible purchases by criteria such as product and price. For example, you might be able to purchase computer models that cost up to $1,000 tax-free, but not ones that cost more.
When is the sales tax holiday or tax-free weekend in my state?
Sales tax holidays vary by location — and not every state has one. In some cases, the state sales tax may be zero during the holiday, but stores might still have to collect a city or local sales tax. Keep in mind that some states already don’t collect a state sales tax. Local governments (the city or county, for example) can still levy tax in those states, though.
Here’s a look at the states with sales tax holidays in 2023 and the items that will be tax-free, according to the Federation of Tax Administrator.
Energy Star products / No maximum Air conditioners / $6,000 Other / $2,000
Aug. 11-13
Clothing, backpacks, school supplies / $100
West Virginia
Aug. 4-7
Clothing / $125 School supplies / $20 Sports equipment / $150 Computer or tablet / $500
Source: Federation of Tax Administrators
How to save big with a sales tax holiday
Here are some tips for leveraging sales tax holidays to save money:
For back-to-school savings, reserve major purchases like laptops for the tax-free periods in late July or August. For weather-preparedness savings, try to time purchases with tax holidays sprinkled throughout the year.
Keep an eye on the price tags. Typically, only items priced below the limit qualify for the tax-free treatment. When back-to-school shopping for new outfits, for example, if the limit is $100 on clothing then, as long as each piece of clothing in your cart is priced below $100, you should save on sales tax for those items. But if the limit on shoes is also $100 and you’re buying a pair priced at $125, you might have to pay sales tax on them.
Check with the state for exceptions. Before you start shopping, head to your state’s taxation and revenue website and find out if there are unusual exceptions. Previously in New Mexico, for example, clothing was part of its tax-free weekend, but sports uniforms and bathing suits didn’t count, which meant they were still taxable.
Shop around. Eliminating sales tax shouldn’t be your only means of saving money. Check out local kids consignment shops for clothes and shoes not covered by the tax-free holiday. You might also try using websites like Google Shopping or apps such as Flipp to search for products by name and compare their prices at multiple merchants. Doing research ahead of time for bigger purchases, like Energy Star appliances or hurricane-preparedness items, is also key.
Remember to Stick to a Budget! It’s hard to avoid overspending if you don’t have both a shopping list and a budget. Before heading to these retail or outlet stores, make a list of what you need and do a quick search to see how much each item costs. This will help you make an overall back-to-school budget and decide how to allocate the funds. It’s too bad Amazon is not able to get in on the B2S offers but you can get Boxed tax free year long.
