Earn Extra Cash Back for Your Christmas Shopping

santa shopper credit card bonusEbates and other online cash back portals are my secret weapon during the holidays. I cannot understand for any reason people do not use them to earn cash back when buying gifts or buying anything such as travel. Using coupons online is a must for saving money, but why not earn cash back on top of coupons, and promo codes? Programs such as Ebates actually pay you for cash back and they are giving you an extra $10 incentive now for signing up and clicking through their links which only takes a few extra minutes.

Everyone spends money around the holidays so you want to maximize all of the means of cash back and rewards possible using certain credit cards but first doing this with an online shopping mall such as Ebates to stack up the cash back. One truly great thing is that Cash back for purchases is unlimited with these programs. You can get paid for clothing, shoes, airline tickets, hotels, furniture, food, flowers and gifts, and anything you find that you can click on in their portal!

Here is how you sign up for Ebates to get the $10 Gift Card and Start Earning Cash Back-
Steps to get the Ebates Bonus:
1. Join Ebates Here (It’s Free and never any fees)
2. Pick a FREE $10 Gift Card ($10 Walmart, $10 Macy’s, $10 Lowe’s)
3. We recommend downloading their browser button to tell you the shopping sites that have cash back or just going to Ebates before buying on any site and clicking on that sites link even if already in the shopping cart.
4. You should get a check soon from Ebates. Read more about the program here.
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Easy $250 Bonus with a 6% Cash Back Grocery Store Credit Card

Easy $250 Bonus with a 6% Cash Back Grocery Store Credit Card

If you have a big family to feed you most likely spend tons of money at the grocery store. You can add up coupons all day long but this card will save you the most. A 6% discount on groceries is basically what you are getting with this cash back card at grocery stores. The card has an annual fee but it pays for itself with the generous cash back and the $250 bonus.

Application Link

Benefits

  1. Earn $250 after spending $1,000 in first 3 months.
  2. Earn 6% cash back at US supermarkets; 3% cash back at US gas station and select US department stores; 1% cash back on other purchases.
  3. With this credit card, you can get access to Amex Offers, which often offers very good discounts at some stores. In the past we have seen offers like: Spend $15 or more and get $5 back at Walmart; Spend $75 or more and get $25 back on Amazon
  4. This is also a great card to have to buy Christmas Gift Cards for the stores that you visit frequently (such as Shell, Amazon, Uber,  etc) or Visa Gift Cards in supermarkets, use your Blue Cash Preferred to buy them and you can get 6% cash back (up to $6000 per year)! If you use the card this way than you can make anything 6% back.

Disadvantages

  1. $95 annual fee but the bonus pays for this.
  2. Only first $6,000 purchases per Annual Reward Year (12 billing periods in a row beginning with the one that includes January 1st) at US supermarkets can earn 6% cash back, after that you can only earn 1%.
  3. According to American Express; Target, Walmart, and Costco do not count as supermarkets, and you can only get 1x when shopping there.
  4. This credit card is on the American Express Network, not Visa or MasterCard, so some small stores may not accept it.

Bottom Line

This is a great card for those who do lots of grocery shopping. Personally, I used the card for the bonus and plan to downgrade to the non-annual fee card when the annual fee comes due. AMEX actually prorates the annual fee for those that apply before the end of the year so you can cancel in January and keep most of the $250 bonus. Pretty simple stuff to make some easy money and get 6% back on buying Christmas gift cards for relatives.

After you apply you may check with the AmEx reconsideration backdoor number: 877-399-3083.

Free Holiday Ornament from Lowe’s

Free Holiday Ornament from Lowe’s

Lowe’s is offering a Free Holiday Ornament to MyLowe’s Rewards Members. Reserve now for pickup 10 a.m. and 1 p.m. on Friday, Nov 8th or Saturday, Nov 9th. Save more on hardware and department store purchases with these rewards credit cards.

Free 1-pint flower at Lowe’s

Head over to Lowe’s for a Free 1-pint flower on May 14.
On Sunday, April 30 at midnight eastern you can RSVP for a Free Mother’s Day Flower Giveaway at Lowe’s stores on May 14 at 10AM. Mark your calendars.

[RE: lowes.com/events/register/mothers-day-flower-giveaway]

See below for more ways to save at Lowe’s:

Earn 5% Back at Lowe’s for Mother’s Day Gifts with Chase Freedom

For the second quarter of 2023, the Freedom Flex Card is offering 5x points on the first $1,500 spent with Amazon and Lowe’s. As far as key dates go:

  • If you do not yet have a Chase FreedomFlex Card you can go here and read our review and get a $200 sign-up bonus.
  • You need to register between March 15 and June 14, 2023. If you register, you can earn 5x points between April 1 and June 30, 2023