Free No-Contract Phone (Up to $650) With New Citi AT&T Access More Card

Citi-att-access-more-cardMost credit card offers involve free flights, hotels, and gift cards but this new one from Citi Cards may be the one that I now want the most. Citi and AT&T introduced the AT&T Access More card which lets you earn a new smartphone for free (up to $650 value). This is great for us AT&T customers who want the latest and greatest iPhone’s that come out and may miss out because we cannot upgrade. A perfect alternative to the T-Mobile or Apple upgrade programs to get into a new iPhone 7 or 7 Plus.

Best of all you can apply for the AT&T Access More card then purchase a new smartphone right away and you’ll earn reimbursement for the cost of the phone. Basically after you apply and get approved for an AT&T Access More card you will then get a unique link to a website where you purchase a new smartphone at full price. You pay full price at first but will get a statement credit for the cost of the phone up to $650 after making $2,000 in purchases on your new card within the first 3 months of account opening and maintaining service with AT&T. (more…)

Will We Really Miss the Headphone Jack? #iPhone7

cursor_and_apple_airpods_are_truly_wireless_earbuds___the_vergeApple had their annual release of the new iPhone today with an amazing performance by Sia. Most will not be that impressed with the iPhone 7 – especially Wall Street who has not been easy on the stock lately. Although there is NOTHING they could’ve done to the iPhone to impress everyone unless it could turn into a vape and maybe a gun or beam someone across the world. Most everything has been done before. But the simplest thing of just making it break-proof was looked over? Glad they upgraded the processor, made it waterproof, and the much needed upgrade to the camera.

I really needed the motivation to switch over to bluetooth (their version of it) and get rid of the cords. I absolutely loathe cords tangling up but I am going to hate having one more thing to charge up. The new phone will have No Audio jack, you now have to connect to lightning port. Good news that they include a lightning to AUX adapter in the box. The Airpod release is a wireless version of Earpod which is kind of expensive at $159 and does not come with the phone. While they claim that the lightning connector delivers more sound quality it really will make some of Apple’s biggest customers unhappy. Mostly DJ’s and travelers. Travelers because it makes us charge up one more item while being stuck at the airport or on the plane. If our headphones run down and we forget our connector or pass out and lose one of the air pods in our seat it could really cause more unneeded anxiety.

Bar and Nightclub DJs are complaining they will not have a backup when their Mac’s go out or when switching DJs. This is really bad news for Apple. This may cause thousands of DJs who are actually one of the main reasons Apple is seen as cool in people’s eyes to not upgrade to a new phone or new macbook pro if they take the headphone jacks out of them as well. The reason is because the soundboards do not have bluetooth. If you have ever been to a music festival or any club you will see the DJ who is using a Mac with the Apple light up which has been amazing marketing for the company for years they may not appreciate. Also, keep in mind that Apple’s DNA is MUSIC so it makes sense to keep everyone in the music industry behind them not just top 40 artists who are trying to sell music in their store. Think about the millions of dollars of free advertising Apple has gotten from DJs over the years from them using their products while performing.

Travel fans will love the Dual camera on the 7 Plus. One works as wide lens, another is telephoto. Combined in a photo suppose to give you the background blur type of photography. Good for portraits and selfies. Both phone versions will feature better cameras and they will be faster. (more…)

3,000 Bonus Air Miles for using RocketMiles to Book Hotels

Rocketmiles has extended the American Airlines 3,000 bonus miles first booking offer that is now valid until October 31, 2016. You earn 1,000 to 10,000 miles per hotel night booked using the service and these 3,000 bonus miles are extra. You can book the stay far out at anytime as long as you book it now. You can earn 3,000 bonus miles in addition to the regular miles of 500 to 10,000 per night that you earn which can be for one night stay. You can access this offer on Rocketmiles website here. This offer is valid with all partners except Norwegian and Amazon Gift Cards.

Rocketmiles allows you to earn up to 5,000 Airline Reward Miles when you book hotels which can be more rewarding for some hotel nights than the hotels points. This is an easy way to earn extra miles for US Airways, American Airlines, British Airways, United Air, and other airlines. (more…)

Most Overhyped Card of 2016? Chase Sapphire Reserve 100k Bonus

If you have not seen every blog on the net by now posting about the Chase Sapphire Reserve 100k Bonus you have most likely been enjoying an amazing Holiday on an island with no wifi and away from hype. You have probably been away from the daily political news that swallows up our time. This new credit card from Chase is the most overhyped card of the year mostly from blogs that are paid by Chase in affiliate income to promote the card as they were told first by the bank to tease the card and then acted like it was a leak.

Chase most-likely hoped the card would be leaked out to newbies who are not churning credit cards on a quarterly basis but judging from Reddit and other blogs the people who want this card most likely will not get approved due to this rule called 5/24 that we are sick of hearing about. If Chase considers you to have too many credit cards with them or other banks you will not get approved.

When the link for the Chase Sapphire Reserve 100k Bonus on their official landing page went live I applied for that card along with a few other cards that day for my quarterly application day. I called into Chase’s reconsideration line as it said that I would be notified within 30 days of a response. The rep told me that I had too many cards within the last 24 months and could not be approved. I’ve only been denied a Chase card once and that was for the Chase Freedom Business Card which was replaced by the Ink line of cards. It was heartbreaking I would not get in on the hype and claim my 100k points and the benefits of the card but there are a few other cards from other issuers that do the same. Citi ThankYou points are worth more to me than Ultimate Rewards points anyway so I would much rather have a Thank You bonus! Then again I am not like most other bloggers who are paid by Chase to promote their product.

What do you get with the Chase Sapphire Reserve card?
100,000 Ultimate Rewards Bonus Points after $4,000 spending in 3 months with an Annual Fee of $450.
You get $300 in annual travel credit which pay for the cards annual fee because you can redeem this twice before the next annual fee hits giving you $600 in travel credit. If you apply a few months out before the end of the year you could easily make $150 and get 100,000 points off of this card. The card is overhyped because most of us will not be able to get it if we have other credit cards.

Some people are reporting that if you have applied for less than 5 cards in 24 months you can easily get the card but if you are over 5 cards in 24 months you can apply through a banker at a Chase branch and possibly get the card. The best thing is to wait and try doing it in a branch after checking if you are pre-approved instead of using some blogs affiliate links to apply.