Chase Freedom Flex 2023 bonus categories
For the first quarter of 2023, the Freedom Flex Card is offering 5x points on the first $1,500 spent with grocery stores (excluding Walmart), Target, and fitness clubs and gym memberships. As far as key dates go:
- You need to register before March 14, 2023
- If you register, you earn 5x points between January 1 and March 31, 2023
- If you do not yet have this high paying cash back credit card then follow the link to collect $200 Sign-up bonus here
Why we recommend the Chase Freedom Flex
Not only are you beating the high prices of inflation of groceries with this 5% cash back category you are saving money on things such as eggs.
The Chase Freedom Flex Card is easily one of the best no annual fee cards out there, as it offers 5x points in rotating quarterly categories, for up to $1,500 of spending per quarter. Most people use this as a cashback card, meaning the 5x points really translates into 5% cashback in these categories.
The card has other bonus categories as well, as it offers 3x points (or 3% cash back) at drugstores and on dining.
The Chase Freedom Flex is an incredible no annual fee card belonging to Chase’s Freedom portfolio, which can help you maximize your points thanks to its quarterly bonus categories.
With it now being a new quarter Chase has just launched its Q1 2023 bonus categories, allowing you to earn 5x points on the first $1,500 spent in new categories. Note that these same bonus categories are also valid for the Chase Freedom Card, which is no longer open to new applicants.
What’s included with Chase Freedom Flex Q1 2023 bonus categories?
There’s often some confusion about what purchases qualify with the bonus categories, so let me recap Chase’s definitions.
Here’s whats included with the grocery store bonus category:
Merchants in the Grocery Stores category include supermarkets, merchants that offer a full service grocery line of merchandise including a deli and bakery as well as smaller grocery stores. Some merchants that sell grocery items are not included in this category; for example, larger stores that sell a wide variety of goods, such as Target, Walmart, discount stores, warehouse clubs, and some smaller merchants such as drugstores and merchants that specialize in only a few grocery items. Purchases made at gas stations from merchants who also operate grocery stores are not included in this category. Delivery service merchants will not be included in this category unless the merchant has set up such purchases to be classified in the grocery stores category.
Here’s what’s included with the Target bonus category:
Purchases in the ‘Target’ category include purchases at Target stores, Target.com, Target branded gas stations operated by Target, and any other Target branded retail stores operated by Target. Please note, merchants operating within or on Target premises such as merchants that sell fast food, beauty services, and gas stations that are not Target branded are not included in this category. Target affiliate businesses and local delivery merchants are also not included in this category. Purchases in the Target category, including grocery purchases, will earn a total of 5% cash back.
Here’s what’s included with the fitness clubs and gym memberships category:
Merchants in the Fitness Clubs and Gym Memberships category include health clubs, exercise, or athletic facilities requiring membership and offering access to services related to physical fitness, such as fitness clubs, fitness centers, fitness studios, gyms, aerobics, cardio fitness and other services such as yoga and cross fit training. Merchants that specialize in offering personalized or therapeutic services such as massage therapy, dietary and weight management counseling and personal training are not included in this category. In addition, some merchants that sell a wide variety of general goods, which may include fitness or athletic apparel, sporting goods, dietary food, health food or similar supplements are not included in this category.
Also, certain lodging, hotel, motel, resort and central reservation services offering access to third party facilities that include fitness clubs or gyms are not included in this category unless the merchant has set up such purchases to be classified in this category.
