Easy $250 Bonus with a 6% Cash Back Grocery Store Credit Card

by | Oct 18, 2024 | American Express, Grocery

If you have a big family to feed you most likely spend tons of money at the grocery store. You can add up coupons all day long but this card will save you the most. A 6% discount on groceries is basically what you are getting with this cash back card at grocery stores. The card has an annual fee but it pays for itself with the generous cash back and the $250 bonus.

Application Link

Benefits

  1. Earn $250 after spending $1,000 in first 3 months.
  2. Earn 6% cash back at US supermarkets; 3% cash back at US gas station and select US department stores; 1% cash back on other purchases.
  3. With this credit card, you can get access to Amex Offers, which often offers very good discounts at some stores. In the past we have seen offers like: Spend $15 or more and get $5 back at Walmart; Spend $75 or more and get $25 back on Amazon
  4. This is also a great card to have to buy Christmas Gift Cards for the stores that you visit frequently (such as Shell, Amazon, Uber,  etc) or Visa Gift Cards in supermarkets, use your Blue Cash Preferred to buy them and you can get 6% cash back (up to $6000 per year)! If you use the card this way than you can make anything 6% back.

Disadvantages

  1. $95 annual fee but the bonus pays for this.
  2. Only first $6,000 purchases per Annual Reward Year (12 billing periods in a row beginning with the one that includes January 1st) at US supermarkets can earn 6% cash back, after that you can only earn 1%.
  3. According to American Express; Target, Walmart, and Costco do not count as supermarkets, and you can only get 1x when shopping there.
  4. This credit card is on the American Express Network, not Visa or MasterCard, so some small stores may not accept it.

Bottom Line

This is a great card for those who do lots of grocery shopping. Personally, I used the card for the bonus and plan to downgrade to the non-annual fee card when the annual fee comes due. AMEX actually prorates the annual fee for those that apply before the end of the year so you can cancel in January and keep most of the $250 bonus. Pretty simple stuff to make some easy money and get 6% back on buying Christmas gift cards for relatives.

After you apply you may check with the AmEx reconsideration backdoor number: 877-399-3083.