As an influencer or small business owner, having the right credit card isn’t just about making purchases—it’s about maximizing rewards and getting the best perks possible. If you travel often for work, whether for brand deals, networking events, or client meetings, the Capital One Venture X Business might be the perfect fit for you.
Big Bonus, Big Value
Right now, the Capital One Venture X Business (Go here for OFFER) is offering a massive welcome bonus: Earn 150,000 bonus miles after spending $30,000 within the first three months.
If you’re making regular business purchases—whether that’s ad spend, inventory, or travel expenses—hitting that threshold might be easier than you think. Plus, we value Capital One miles at around 1.7 cents per mile, meaning those 150,000 miles are worth $2,550. You can redeem them for travel purchases or transfer them to airline and hotel partners for even more value.
Who’s Eligible?
Capital One is known for having fewer restrictions on credit card applications compared to other issuers. However, there are some important rules to keep in mind:
- You can’t get this card if you already have it.
- You aren’t eligible if you’ve had the Spark Travel Elite Card or currently have the Capital One Spark Cash Plus.
- You can still get this card if you have the personal version of the Venture X card.
Pro Tip: If you’re unsure about eligibility, check out our guide on getting approved for the Venture X Business card.
Why the Capital One Venture X Business is Worth It
At $395 per year, this card does have a premium annual fee—but the benefits make up for it in a big way: ✅ Earn 2x miles on all purchases—ideal for business owners with high spending across different categories.
✅ No foreign transaction fees—perfect if you travel internationally for work.
✅ No preset spending limit—helpful for growing businesses that need flexibility.
✅ $300 annual travel credit—usable on flights, hotels, or rental cars booked through Capital One Travel.
✅ 10,000 bonus miles every year—worth at least $100 but potentially much more.
✅ Airport lounge access—including Priority Pass, Capital One Lounges, and Capital One Landings.
✅ Global Entry or TSA PreCheck credit—get through security faster every four years.
For frequent travelers, the $300 annual travel credit and the 10,000 annual bonus miles more than cover the cost of the annual fee—everything else is just extra value.
Bottom Line
The Capital One Venture X Business is one of the best credit cards out there for influencers and small business owners who spend heavily and travel often. Between the massive welcome bonus, high earning rates, and premium travel perks, this card can provide huge long-term value.
If you’re ready to level up your business spending while earning amazing rewards, this might just be the perfect credit card for you.
