Chase Freedom 5% Categories: Mobile Payments, Gas, and Phone/Internet/Cable

The Chase Freedom credit card comes with rotating quarterly bonus categories where you can earn 5x points on your purchase of up to $1,500 per quarter instead of the regular 1x point per dollar spent. You can now start taking advantage of Chase’s 2018 first quarter rotating categories for this card. The 5% back categories with Chase Freedom really aren’t that exciting for me but this time around it covers what I spend money on the most. This includes cable and internet and phone services if you take out all of my travel purchases but you can do some of those too on Apple or Samsung Pay!

Coming this Summer 2023:

For this quarter, which includes January, February, and March, you can earn 5% cash back on the following:

• Gas Stations
• Internet, Cell, and Phone Services
• Chase Pay, Android Pay, Apple Pay, and Samsung Pay
• Go here for the rest of of the summer 5% back including Gas purchases.

$200 Bonus for New Accounts

If you’re new to the Chase Freedom Card you can get a $200 Bonus by applying here. You’ll get a $200 bonus after spending $500 on purchases within the first 3 months from account opening.

Android Pay, Apple Pay, Chase Pay, and Samsung Pay

Since purchases using Chase Pay, Android Pay, Apple Pay, and Samsung Pay trigger the 5% cash back, it should be easy to max out your $1,500 spend cash back! All you have to do is pay with the mobile app at participating stores, or while shopping online. You’ll probably be surprised with how many merchants accept mobile payments and you can normally tell when the card swipe box has a wifi looking sign.

Internet, Phone, and Cable Bills

You can also change your Internet, Cell Phone, and Home Phone service bills to charge your Chase Freedom card instead of the card that is currently being billed. If your combined bills are less then $1,500 for the three months, you can also pre-pay your cell phone bill, for instance, and it will just give you a credit on your bill for the coming months. This option is only good though if you are not currently using a credit card that earns 5x points. Keep in mind that you cannot purchase a phone and get the 5% back because it doesn’t cover equipment. It only covers the service.

Gas Stations

This is a great time to get 5% back at gas stations while fuel costs are higher than normal. Discover Card is also offering a 5% back at gas stations for the first 3 months of 2018. Our favorite Gas Station is Shell where they have a Fuel Rewards program and you can stack the savings on each fill-up.

This should be a simple 7,500 points or $75 for the next three months! You must always activate your 5x point bonus by March 14, 2018.

Here’s an example list of merchants that Chase has listed: