Discover has announced all of the rotating 5% cashback categories for 2019. The categories are as follows:
- January–March: Grocery Stores
- April–June: Gas Stations, Uber & Lyft
- July–September: Restaurants
- October–December: Amazon.com
Tip: If you are not signed up for Discover IT then use our Discover $50 Bonus link. Simply make one purchase to get your $50 bonus! Don’t forget double cash back for the first year, which means you can get $100 referral bonus along with double for 5% cash back categories.
Discover has announced their 2019 categories for five percent cash back on categories that include groceries, gas, rideshare, dining out, and Amazon. The 5% back on Uber and Lyft actually pay more than the Uber Visa Card which is one of our favorite everyday spending cards. The Uber Visa pays 2% back on actual Uber Rides.
Our strategy will be to cancel our American Express Blue Cash Preferred card that is 6% in January when the annual fee comes up and use the Discover It card for groceries at 5% back. You can buy gift cards at stores such as Whole Foods, Kroger and Albertsons to get 5% back on everything doing this.
In April, we will switch from using the Cash+ card to the Discover Card to get 5% back on rides share. I feel safer earning with Discover than with Cash+ from U.S. Bank even though it’s the same 5% back. We will also use the Discover IT Card for Gas purchases.
Our favorite category is normally restaurants because we do lots of spending at nightclubs, bars, and dining out. We max out this category each year. This is only 1% above the Uber Visa which pays 4% year-long with no maximum putting the Uber Visa as our most used card right now.
As for shopping at Amazon in October through the end of the year that is most likely going to be a 5% category with Chase Freedom and Citi Cards so that’s not really a big deal.
