Discover Card has made many positive changes in the past year and now we are starting to blog about them again. If you think that Discover is outdated or not competitive with other banks you better think again. One news anchor reporting on Discover was shocked people still use Discover. Oh yes, there are many of us out there and we are getting cash back and loving it. The credit card company recently rolled out a new Travel Card and offer some great bonus cards that you do not see on many blogs mainly because they do not get a referral. Let’s start with a $50 bonus promotion card because we love a good sign-up offer. If you are not already a cardmember then you can get a $100 Bonus by applying here.
You can sign up through this $100 Discover it® Link to get a $100 (formerly a $50 Cashback Bonus) after your first purchase within 3 months of approval. The $100 bonus will be credited to your Discover it card account within 2 billing cycles of your first purchase for any amount. This is made available through the Discover Refer-A-Friend Program, where both the referring member and new applicant receive the $50. Once you are a cardholder you can participate in the Discover referral program to earn a $50 bonus for each new member referred. So give share this and the link with your friends and family on Facebook and Twitter.
Get 5% – 10% on Gas and More! You’ll earn 5% Cashback Bonus on Gas stations and Sam’s Club on up to $1,500 in purchases and more for 2025 Discover will match that for new cardmembers of 10x the cash back!
If you are a new cardmember and sign up for the Double Cash Back offer you can get ip to 12% Cash Back at Department Stores, Sam’s Club, and Amazon online. You can get 5% extra Cashback Bonus at Sam’s Club and SamsClub.com, 5% extra Cashback Bonus at Department Stores, and at Amazon.com right now. It will be doubled and added to your regular 1% back so that totals 12% if you were signed up for the Double Promotion on top of this. With the Sam’s and Discover promo you need to log-in and click on the links in “Discover Deals” then pay with your Discover card at checkout within three hours. There does not seem to be a maximum on this cashback but with Amazon just use your card and it is automatic up to $1,500 in spend.
Comparison Chart below that compares Blue Cash Everyday Card from AMEX, Chase Freedom, Capital One Quicksilver Cash Rewards, Citi Double Cash Card, and Bank Americard Cash Rewards to the Discover IT Card. You will notice that Bank Americard is among the worst according to Discover. Also, the Chase Freedom is pretty competitive and it also offers a sign-up bonus. I have both cards myself. On a personal note the Capital One Quicksilver is one of my favorite cards in my wallet because it gives 1.5x rewards and it actually does let you redeem for any amount and works well with Apple Pay.
5%Cashback Bonus on Restaurant and Movie purchases between April 1 and June 30 is my favorite thing about the card this coming quarter. Mainly because this normally counts as bars, restaurants, nightclubs, and fast food which I spend a a lot of money on when traveling. The up to $1,500 I will max out in a month and that will be a free $75 towards my statement. Don’t forget to sign-up now before the promotion starts or before you use your card at one of those establishments.
DoorDash is our favorite on-demand restaurant delivery allowing you to order from some of the best restaurants that may not normally deliver. It is also timely as it is normally less than 45 minutes. When you order on DoorDash they offer you the full restaurant menus to select your order then you add special instructions to make sure your food is the way you want it.
While they compete with the likes of Postmates and UberEats they are offering the best promotions right now. Not only do they have a $20 sign-up bonus which is the most generous of the on-demand deliveries.
Below are a few options including one where you get a monthly credit:
Forget the Trial – Get a YEAR of Free $10 Credits Instead!
While a trial credit is a nice start, this special DashPass offer gives your family so much more value over the long run. Instead of just a one-time discount, imagine getting DashPass completely free for at least a whole year! That means $0 delivery fees and lower service costs every time you order eligible meals – the savings add up fast.
But wait, there’s more! You’ll also get $10 off every single month on non-restaurant deliveries. Think groceries, convenience store runs, or other essentials brought right to your door, with an extra discount. This incredible package offers far more savings and convenience than a simple trial. The Sapphire Card can get you this as a card benefit until 2027.
Why is anyone paying for DashPass when you can get the $10/mo credit and free membership with this card.
DoorDash: $30 Sign-Up Bonus & First Delivery Free
When you sign up for DoorDash to get your first delivery for free you’ll get a $10 up to 3 times in free credits to your account. This is a great time to try DoorDash because this is the biggest sign-up freebie we’ve seen from them. Try out DoorDash then compare it to Postmates who is also running a generous sign-up offer.
DoorDash generally charges under $4.99 per delivery but sometimes the delivery fee can cost less if they have a partnership with the restaurant. One example of a cheaper delivery of $3.99 is the partnership with The official burger of the Boston Red Sox @TastyBurgerUSA. Taco Bell brought to your front porch will only cost you $3.99 which is a bit cheaper than other apps. The delivery fee sometimes doubles for orders over $100.
DoorDash is our favorite on-demand restaurant delivery service but they have no minimum order size and are not as limited in geographical area as some of the other related apps. They bring food from your favorite restaurants directly to your door.
DoorDash allows you to order from some of the best restaurants that may not normally deliver. It is also timely as it is normally less than 45 minutes. When you order on DoorDash they give you the full restaurant menus to select your order then you add special instructions to make sure your food is the way you want it.
Better Than Room Service
DoorDash teamed up with Wyndham Rewards to bring you the restaurants you love in the comfort of your hotel room. Enjoy $0 delivery fee on all your in-room orders at participating properties including Ramada hotels, anytime, with promo code WRD. You can also get 500 Wyndham rewards points on each order.
Consider it another easy way to get delicious to your door with DoorDash!
Get up to 2 Years of DashPass by linking a Chase Credit Card
While we normally just order without paying for the monthly DashPass we have signed up for this Chase freebie to get three free months with our Freedom Card. If you have a Sapphire Card you can get two years free. DashPass normally costs $9.99 per month. It provides customers with lower service fees and free delivery on all orders of $12+, saving members an average of $4 to $5 off every order.
Cash App gives you 15% Back on all DoorDash Orders
One great overlooked savings with DoorDash over its competitors is that you can use a Cash App debit card and save 15% on all food orders. This is stackable with most of the other promotions.
Past Promos:
They do special promotions where you can get free things such as a Deep Dish Pizza or a Free Slice of CheeseCake from CheeseCake Factory. Sign Up Here for a Free $7 Towards your delivery and see if they are offering any other promos today!
Free Chocolate Milkshakes from Shake Shack! 🍔🍟Door Dash has teamed up with Shake Shack for a week full of surprises, starting with something sweet for National Chocolate Milkshake Day. They’re giving away FREE chocolate milkshakes today from 11 – 2 PM. Plus, get FREE delivery on Shake Shack orders of $12 or more — today through 9/18! Use promo code SHACK to get these deals. Sign-up for Door Dash at DoorDash.com.
$200 in DoorDash Credits and a CMT Prize Pack DoorDash has teamed up with CMT to give you yet another reason to stay in. They’re giving away $200 in DoorDash credits and a CMT prize pack to two lucky winners to celebrate the season premieres of Dallas Cowboys Cheerleaders: Making the Team and I Love Kellie Pickler — plus a brand new episode of Nashville. How to Enter: Follow @DoorDash and @CMT on instagram and then tag a friend in the official contest post on the @DoorDash insta.
When you refer your friends and family to DoorDash you can earn $20 credits to use toward your future DoorDash orders. So make sure to tell your friends about this delivery service and let them know about our review.
Past Promotions that may not be valid: Door Dash Apple Pay Birthday Promo Now through Thursday, June 30, enjoy $3 off any order when you use Apple Pay. No minimum required. Use code: DDAPPLE3. If you are new to their service then sign up here.
The Chase Sapphire Preferred Card is one of our all-time favorite travel rewards cards up there with the Venture X Card — and right now, it’s offering a welcome bonus of 100,000 Ultimate Rewards points. There’s never been a better time to apply for this ultra-well-rounded $95 annual fee card. And we’ll show you why.
Welcome Bonus: Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Go here and start earning towards summer travel!
Earn 100,000 Points With the Chase Sapphire Preferred
As a new applicant for the Sapphire Preferred, you can earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
This offer is nothing short of incredible; it’s the most generous welcome bonus we’ve seen on this card in nearly four years. We highly recommend this card and this Southwest Airlines offer as our top two deals right now.
What is this Sapphire Preferred welcome offer worth?
The value of the Sapphire Preferred welcome bonus depends on how you choose to redeem your new stash of Ultimate Rewards points. But no matter how you use them, these points are worth a lot.
To get the most value, one of the best strategies is transferring your points to Chase’s 14 travel partners. On average, RewardsCards users redeem Ultimate Rewards points this way for 1.93¢ each — making the bonus worth over $1,900 toward award travel. And Chase has some excellent partners, including Marriott, World of Hyatt, IHG, Virgin Atlantic Flying Club, and United MileagePlus.
If you’d rather avoid the hassle of transferring points and searching for award space, you can redeem points earned with the Sapphire Preferred at a fixed rate of 1.25¢ each through Chase Travel.
Cardholders can also combine Ultimate Rewards points earned across their entire portfolio of Chase cards into a single account. That makes it easy to maximize card earnings and accumulate enough points toward your next redemption.
Why Should You Get the Sapphire Preferred?
It’s important to remember that the unpredictable economy could limit the availability of large bonuses like this from major banks, such as Chase. This might be the last opportunity before a potential recession or housing market downturn. Accumulate your points and choose the credit cards that will be most beneficial during difficult times, while also investing in future travel and better times.
Welcome bonus aside, the Sapphire Preferred is an incredibly well-rounded travel rewards card. It’s one we recommend to beginners and seasoned travelers alike. Here are just a few reasons why.
Lucrative earning rates
It’s easy to stock up on Ultimate Rewards points thanks to the Sapphire Preferred‘s many bonus categories. With this card, you’ll earn points as follows:
5X points on Lyft rides through March 2025
5X points on travel purchased through Chase Travel℠
3X points on dining at restaurants worldwide
3X points on eligible streaming services
3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
2X points on all other travel
1X point per dollar spent on all other purchases
Several useful benefits
The Sapphire Preferred has a lengthy list of practical benefits, including:
$50 annual hotel credit.
10% anniversary bonus points on the points you’ve accumulated from purchases over the past year.
Complimentary DashPass from DoorDash.
Primary collision damage waiver (CDW) insurance on car rentals worldwide.
Trip delay reimbursement of up to $500 per ticket for delays of 12+ hours.
Trip cancellation and interruption insurance up to $20k per covered trip.
Lost luggage reimbursement and baggage delay coverage.
Extended warranty and purchase protection.
No foreign transaction fees.
Reasonable annual fee
The Sapphire Preferred offers cardholders a lot of value — and you’ll get it all for just a $95 annual fee.
Who’s Eligible for This Sapphire Preferred Welcome Bonus?
Chase enforces multiple restrictions on rewards credit card applications. The first is a published application rule stating you can’t get the Sapphire Preferred if you currently hold a Sapphire card or have received a signup bonus for one in the previous 48 months.
“The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months…”
Keep in mind that you can still get this increased sign-up bonus if you’re currently an authorized user on another Sapphire Preferred account.
Chase cards are also subject to a second, unpublished rule known as the Chase 5/24 policy. If you’ve been approved for five or more personal credit cards in the previous 24 months (from any card issuer), you likely won’t be approved for this card.
$1,050 in foolproof free travel
While not the absolute highest-possible redemption value, the easiest way to use your Chase points for travel is through the Chase Travel Portal.
With the Chase Sapphire Preferred, you can redeem points for airfare, hotel stays, rental cars, and more at a rate of 1.25 cents each. The Chase Sapphire Preferred 100k bonus points offeris worth a guaranteed $1,000 in travel at the very least.
There are several benefits to redeeming your Chase points through the Chase Travel Portal:
It doesn’t require you to be familiar with the intricate aspects of awards travel, such as understanding which airline and hotel transfer partners offer the best value for specific situations.
You can book boutique hotels that don’t participate in a loyalty program.
You won’t have to worry about blackout dates and award availability.
You can also redeem your points in tandem with the Chase Sapphire Preferred annual $50 hotel credit.
The Chase Sapphire Preferred offers up to $50 in hotel credit each cardmember anniversary year. As long as you pay for a hotel through the Chase Travel Portal with your card, you’ll automatically receive a statement credit within a few days.
Bottom Line
It’s not very often we an increased offer on the Sapphire Preferred — much less one that offers 100,000 points. The offer is normally only 60,000. If you’re eligible to apply for this card and earn the welcome bonus, this is a limited-time card offer that you won’t want to miss!
Best credit card promotion of ALL-TIME goes to Discover IT credit cards. They are offering a deal you cannot refuse. You need to get in with this offer before the merger with Capital One completes.
Get ready to switch ALL of your bills and make ALL of your purchases on Discover card. The original credit card in the world known for cash back is doubling the the cash back bonus for Discover it card holders for their next 12 statement cycles.
What all is included in this huge offer from Discover? 10% cash back in rotating categories
2% cash back on all purchases (Double Cash Back)
Discover Deals should also be doubled according to a rep
Update 2025: Shockingly, This promotion is still running for Double Cash Back. You can sign-up here. This could not possibly last much longer!
As inflation spirals, tariffs skyrocket, and the stock market teeters on chaos, Americans are facing a rapidly shrinking window to secure one of the last remaining financial safety nets: massive credit card bonuses. With a recession expected by late 2025, banks like Chase, Capital One, and American Express are already pulling back—tightening approvals and quietly slashing perks. History shows that when crises hit, these bonuses are the first to vanish.
If you’re serious about protecting your finances, now is the time to act. Below are four powerful cards offering high-value bonuses that may not be around for long—plus a breakdown of how they can help shield you during economic uncertainty.
Why These Credit Card Bonuses Are Disappearing
We weren’t joking about 0% No Balance Transfer offers going away! Now is the time to act on this!
During the 2008 financial crisis, JPMorgan Chase stock dropped over 60%, and banks gutted rewards programs to curb losses. In 2020, American Express temporarily suspended lounge access as travel collapsed. Now, with inflation holding at 5% and global tariffs threatening to spike prices, banks are once again preparing for rising defaults.
“This is a now-or-never moment,” says travel analyst Mark Torres. “By 2026, we could see the most restrictive bonus climate since the Great Recession.”
Always be prepared for big bonus days to go away!
4 Credit Cards to Secure Before the Door Slams Shut
These aren’t just travel perks—they’re recession-fighting tools that can save you serious money in the months ahead.
1. Chase Sapphire Preferred – 100,000 Points ($1,250 Travel Value) Why Now: This top-tier bonus is expected to drop to 60k by late 2025. Bonus: Earn 100,000 points after $4,000 in spend (within 3 months). Transfer Partners: United, Hyatt, Marriott, Southwest, and more. Recession Hack: Use points to cover inflated travel costs or redeem as cash back at 1.25¢ per point through Chase Ultimate Rewards.
2. Capital One Venture X – 90,000 Miles ($900 Value) Why Now: This elevated 90k offer (normally 75k) won’t last. Bonus: Earn 90,000 miles after $4,000 spend in 3 months. Perks: $300 annual travel credit + 10k anniversary miles. Recession Hack: Use miles to “erase” travel purchases—ideal for combating soaring airfares.
3. Southwest Rapid Rewards Priority – Companion Pass Pathway Why Now: Earn 85,000 points after $5,000 spend in 3 months. Bonus Strategy: Pair with another Southwest card to hit 135,000 points and earn the Companion Pass through 2025. Recession Hack: Slash vacation costs by up to 50%—your designated traveler flies free (plus taxes and fees).
4. Amex Hilton Honors Surpass – 170k Points + Free Night Why Now: This limited-time offer includes 170,000 points + 1 free weekend night after $3,000 in spend. Value: Hilton points hold strong during inflation, with redemptions starting at just 25k per night. Recession Hack: Use your free night at luxury hotels like Conrad or Waldorf Astoria when cash rates soar.
How These Bonuses Can Shield You from the Coming Recession
Travel Insurance: Cards like Chase Sapphire Preferred include trip delay/cancellation protection—crucial if plans are disrupted. Inflation Buffer: Lock in today’s travel prices with points before inflation and tariffs make things worse. Emergency Use: Many cards allow cash redemptions or statement credits—use points to pay for groceries, rent, or bills.
The Window Is Closing—Faster Than You Think
Banks are already pulling back:
Chase’s 5/24 rule limits who can apply.
Southwest’s Companion Pass threshold could rise in 2026.
Amex’s lifetime bonus rule means if you miss out now, you may never be eligible again.
Capital One To Acquire Discover Financial. Now is the time to get that Discover Double Match Offer and $100 Bonus.
Final Word: In both 2008 and 2020, consumers who waited were left empty-handed. Don’t let that be you this time.
The Takeaway
Don’t wait for headlines to scream “Recession is here!” By then, these offers—and your financial safety net—could be gone.
Act now to lock in these offers while they’re still available. Points and perks today could be the peace of mind you need tomorrow.
Disclosure: Always pay your balance in full. These strategies only work if you’re not paying interest. Avoid carrying a balance, especially with APRs above 20%.
Want help picking the right card for you? Drop a comment or reach out—let’s recession-proof your wallet.
