by PointsGuru | Sep 26, 2018 | 5% Cash Back, Chase Cards
The Chase Freedom Card since we first broke the news of this card release on our site years ago has been one of our favorite no annual fee credit cards. This is because it offers 5x points in rotating quarterly categories, for up to $1,500 of spend per quarter. While it was one of the first cards of its kind we mostly just use it to max out the 5% cashback in these categories.
5x on Holiday Shopping
Between October 1 and December 31, 2018, the Chase Freedom Card will offer 5x points on the first $1,500 of combined purchases with wholesale clubs, department stores, and on Chase Pay transactions. With Holiday shopping coming up you should get value out of being able to earn 5x points at wholesale clubs and department stores. The department stores category will be especially popular for holiday shopping.
If you don’t yet have the Chase Freedom Card you can still apply and take advantage of the fourth quarter bonus category.
Previously they offered from July 1 through September 30, 5x points for the first $1,500 of combined purchases for Lyft, Walgreens, and gas stations. Up until now, Chase has kept the 5x points category for the fourth quarter of 2018 was a secret. Maybe they were keeping it from Discover who normally gives an easier redemption for cash back than Chase.
Were happy to see the Chase Pay bonus that was available in the first two quarters of the year back for the fourth quarter. That’s a bonus category that’s easy to max out, given how many companies accept Chase Pay (including Starbucks, Uber, etc.).
5x at Walmart Hack
You can get the 5x bonus at Walmart and Walmart.com. Get the walmart app and sign up for Walmart Pay. Use Chase Pay as your default method of payment for Walmart Pay and then use Walmart Pay in the store using the Walmart app and selecting Walmart Pay, then scan the QR code at the register and it gets charged to your Chase Pay. Make sure the Freedom card is your default for Chase Pay. Walmart.com directly supports Chase Pay at checkout. Just log into your Chase Pay account. I maxed out three quarters using this trick.
Huge Discounts on Gas
Also Chase Pay allows you to pay at a Shell gas pump and you can link your Fuel Rewards card/discount to it so you can still redeem your discounts. No scan required, you’ll just use the phone app to activate the pump. I use this to reduce the risk of card skimming at gas stations and also have electronic receipts. Learn more about how to save tons on Shell gas purchases here.
by PointsGuru | Sep 23, 2018 | Free Stuff
Uber Eats offers a 25% Off Discount valid towards one Uber Eats Restaurant Order when you apply COUPON CODE: NINJANOMS at checkout (apply in payment section at checkout).
Follow the directions below:
- Open the Uber Eats mobile app (iOS and Android).
- Enter your address and select your restaurant and order
- Enter coupon code NINJANOMS at checkout
- BONUS: You may also use coupon code: eats-ubervip4me for $5 off your first order.
Note: Coupon limit of 1 use per account. Offer expires 9/25/18 at midnight CST.
by PointsGuru | Sep 17, 2018 | Cash Back Apps, Tools & Gadgets
SPENT is a free expense management service that pays you cash back on your purchases at participating brands and stores including Amazon, Uber, Staples and nearby stores. SPENT lets you register your credit and debit accounts in order to import your expenses and display them in real time, allowing you to automatically categorize and organize your transactions into folders however you want.
You can now get a $10 cash bonus when you download the SPENT Money App, register your new account, and make your first cash back purchase with SPENT. You can see the $10 bonus mentioned on the SPENT Money App page in both the App Store and Google Play.
3% Back on Gas Purchases including Costco, Exxon & Shell
The Spent app seems to be doing generous cash back offers but some of these are only for a limited time. One example, you can get 3% back at gas stations including Costco and other stations that normally do not offer any kind of incentives. The Shell 3% cash back especially sticks out for me because I’m already enrolled in their Fuel Rewards program and this is stackable with that to not only get discounted gas but earn cash back. The Exxon station offer is also an extra 3% cash back on top of the already generous new Exxon/Mobil rewards program.
The app was originally designed for freelancers and business owners to manage business and personal expenses easily. Just as Tinder popularized the idea of swiping left or right in its mobile dating app, SPENT uses swipes to categorize personal and business expenses: left for personal, right for business. Now the app seems to be going mainstream and taking the place of apps such as Personal Capital.
There are several apps that manage your expenses by connecting to your bank and credit accounts, pulling and organizing transaction data. Some may use Quickbooks, Quicken, Personal Capital, or even Billguard to track these transactions and feel a bit more secure than an app they haven’t heard of. You may also be wary of sharing account information or mostly use cash. We like this app because when you make a personal or business purchase at any one of over one million places, you qualify for cash back over and above what you earn with an existing credit card. This is without having to enter a receipt or do any labor if it’s done on your credit or debit card.
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by PointsGuru | Aug 30, 2018 | Crypto Cards
Crypto-junkies and digital nomads rejoice because Revolut just launched its most exclusive card yet.
Revolut Metal offers cash back in cryptocurrency on card purchases, a personal concierge, travel insurance and a higher £600 ($771.3) limit on free global ATM withdrawals per month, along with all of Revolut’s existing Premium features.
But Metal, which of course includes an exclusive metal bank card, comes at a cost—£12.99 ($16.69) per month or £120 ($154.2) for the year.
It’s a clear drive to push the business further into profitability, ahead of Revolut’s ambitious plan to expand into the U.S. and Asia later this year.
Revolut Metal is £12.99/month and comes with a metal bank card. (more…)
by PointsGuru | Aug 21, 2018 | Free Stuff
T-Mobile teamed up with Pandora to offer T-Mobile customers a free Pandora Plus subscription for a year which is regularly $4.99 per month. The offer will be available for T-Mobile customers on Tuesday, August 28th, as part of the T-Mobile Tuesday program.
The Offer
T-Mobile Link | Pandora Link
- T-Mobile teams up with Pandora to offer T-Mobile customers a free Pandora Plus subscription for a year which is regularly $4.99 per month.
- This monthly service for free would be a $60 value you get from your T-Mobile service which ends up being a nice perk.
- Verizon announced last week a partnership with Apple offering a free 6 month subscription to Apple Music for Verizon Unlimited customers.
