Wells Fargo enters the transferable points card market with the new Autograph Journey Card. It offers lucrative bonus categories and a compelling welcome offer, making it immediately interesting for many travelers.
The Highlights
Welcome Bonus: Earn 60,000 points after spending $4,000 within the first three months
Annual Fee: $95, but a $50 annual airfare credit brings the effective cost down to $45
Earning Power: Get 5x points on hotels, 4x on airlines, 3x on travel and dining, and 1x on everything else. No foreign transaction fees!
Points Transfers: Transfer your points to frequent flyer programs including Air France, KLM Flying Blue, Avianca LifeMiles, British Airways Executive Club, Iberia Plus, Aer Lingus, AerClub, and Choice Privileges.
Other Perks: Travel protection and exclusive concert access through Autograph Card Exclusives
Wells Fargo Autograph Journey VISA credit card review
Is it Worth It?
With strong earning categories for travelers and the ability to transfer points to valuable airline partners, the Autograph Journey is worth a look. There’s already solid value in this card, but keep these considerations in mind:
Competition: The transferable points market has well-established players. Cards like the Chase Sapphire Preferred Card or American Express Gold Card offer richer rewards ecosystems and more partners.
Future potential: Wells Fargo’s points transfer program is brand new. More transfer partners could make this card significantly more valuable.
Transferring Points:
Airline and Hotel transfer partners for the new Wells Fargo Autograph Journey travel credit card.
Autograph Journey: Offers transfers to a select group of airline loyalty programs including Air France-KLM Flying Blue, Avianca LifeMiles, British Airways Executive Club Avios points, Iberia Plus, Aer Lingus AerClub, and Choice Privileges. (Availability to start on April 4th, 2024).
Bilt:Bilt points (known as the “Rent Day card”) have a wider range of transfer partners, including many popular options like United MileagePlus, American AAdvantage, and Emirates Skywards. Bilt also frequently offers transfer bonuses.
Strategy to Downgrade Autograph Card to BILT?
Possible, but not ideal: While downgrading to the Bilt Card after getting the Autograph Journey bonus is technically possible, it might not be the best strategy. Wells Fargo might have restrictions, you’d lose benefits, and miss out on a potentially lucrative system for earning transferable points.
Autograph Card Exclusives
The Autograph Journey Card gives access to the “Autograph Card Exclusives” program. This offers intimate concerts with big-name artists in smaller venues. A past example is a Mumford & Sons performance in Los Angeles for 1,500 people. They are currently offering an exclusive experience with Imagine Dragons. This can be a fantastic perk for music lovers.
New Wells Fargo Travel Card Review Verdict
The Wells Fargo Autograph Journey Card is a competitive newcomer with notable earning rates on travel and potential within its airline points transfer program. If you frequently fly with its airline partners, or absolutely love the idea of the exclusive concerts, this card could be a good fit.
However, if your travel goals are less focused and you want broad flexibility for earning and transferring points, the Bilt card might be a better long-term play, even without the initial bonus.
It looks like fans of CFA in OKC are getting a free 8-count of nuggets with no purchase necessary. It comes up when you open the app no code needed!
Get a Chick-fil-A free sandwich by filling out the Chick-fil-A survey on your receipt
Never turn down your receipt — unless you don’t want a Chick-fil-A free sandwich, that is. Chick-fil-A gives away a free Original Chicken Sandwich when you fill out a survey using the link on the bottom of some receipts. About one in every five receipts will have the survey on it, so always keep an eye out.
Go online and visit MyChickfilAVisit.com (within 48 hours of your original visit) and fill out a short customer survey. After you complete the survey, you’ll get a unique code valid for a free Chick-fil-A Original chicken sandwich!
Just one of the many restaurants that’ll get you free food with your receipt survey.
Every $1 you spend earns you 10 points in the Chick-fil-A app — which are good for future freebies
No matter what, you’ll want to download the Chick-fil-A app before you go on your next chicken run. Sign up for the Chick-fil-A-One rewards program and you’ll get 10 points for every (pretax) dollar you spend.
On my first visit alone, I had enough points for hash browns or a kids’ ice cream! But if you save up your points, you can get a lot more free stuff.
950 points ($95 spent): Free Grilled Chicken Club (reg. $8.85) — 9.3% cash back
Get a free Chocolate Chunk Cookie as a Chick-fil-A birthday reward
Join the Chick-fil-A-One rewards program and enjoy a birthday reward that’s good for 30 days. Your free treat varies based on your Chick-fil-a rewards tier. Members will get a Chocolate Chunk Cookie or Fudge Brownie, Silver Members can get a small milkshake, small frosted lemonade, or small ice cream, and Red Members an get a free sandwich or nuggets.
Free 8 ct. Nuggets at Chick-fil-A
Download the Chick-fil-A app for iOS or Android devices and login or register. Then go to my rewards to get an offer for Free 8 ct. Chick-fil-A Nuggets. Expires September 29. You can also get free sandwiches on some days by using these meal delivery promos.
Chick-fil-A has launched elite status tiers for their ‘One’ loyalty program. The tiers are as follows:
Chick-fil-A One Member. This is basic status that everybody starts with
Chick-fil-A One Silver Member. This requires earning 1,000 points in a year
Chick-fil-A One Red Member. This requires earning 5,000 points in a year
Our credit card strategy has changed from travel to earning more points while not traveling during this pandemic. One thing we did while quarantined and ordering online is we collected points and miles in order to save money in the future. Our strategy has changed wanting more benefits with travel and high cash back on Gas.
That space in your wallet or purse is valuable, and you should be the one to get that value. Selected banks are offering strong perks and $500+ value for a single card during the first year to encourage you to apply and try it out. These are the top 10 credit card offers that I would personally apply for right now, if I didn’t already have most of them. Notable changes:
IHG Hotels 140k/75k – 140k still highest ever, new 75k traveler offer.
Chase Freedom Unlimited raised to $200 Bonus plus extra cashback on groceries and gas stations
AmEx Blue Cash Preferred to Add Streaming, Transit Bonus Categories
If you pay off your balances every month, then you can join me and many others in funding a huge chunk of your annual travel budget with cash credits, points, and miles. You don’t need to be a “I only fly business class” world traveler. I mostly use my rewards points on domestic economy flights, mid-class hotels, and cheap car rentals. If you have credit card debt, you should focus on paying that off first as the interest charges could offset most of the perks.
This is a companion post to my Top 5 Best Business Card Offers. Small business bonuses are on average even higher than those on consumer cards.
$300 in statement credits every cardmember year for bookings made through Capital One Travel; this can be applied toward any type of travel booked through Capital One Travel, including flights, hotels, rental cars, etc. 10,000 bonus Venture miles on the account anniversary every year; there’s no spending requirement to unlock this, and it’s worth a minimum of $100 toward a travel purchase, or could get you up to 10,000 airline miles (which I value at $170)
$200 Bonus when you make a purchase for spending $500 in the first 3 months
5% cash back on Lyft rides
5% cash back on Amazon, Hotels, & Restaurants starting in April 2024! 5% back on GAS is coming back for another quarter but for now Discover offers 5% back.
1.5% cash back on all other purchases
0% Intro APR for 15 months from account opening on purchases and balance transfers
No annual fee
No minimum to redeem for cash back
Standard offer on both has typically been $150/$500, so this is a small boost. There are occasionally targeted or branch offers of $300 for either of the cards.
Up to 50,000 Hyatt points. 25,000 Bonus Points after $3,000 in purchases in the first 3 months. Plus an additional 25,000 Bonus Points after a total of $6,000 in purchases within the first 6 months. See link for details and rough valuation of points.
$95 annual fee, free night award upon card anniversary.
INTRO OFFER: Discover will match ALL the cash back you’ve earned at the end of your first year, automatically. There’s no signing up. And no limit to how much is matched.
Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate.
Plus, earn unlimited 1% cash back on all other purchases – automatically.
Redeem cash back any amount, any time. Rewards never expire.
Use your rewards at Amazon.com checkout.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
Marriott credit cards from Chase and American Express now earn an elevated 6X Marriott Bonvoy points per dollar spent on eligible grocery purchases amid coronavirus.
60,000 American Airlines miles after $3,000 in purchases in the first 3 months. See link for details.
First checked bag free on domestic AA flights ($60 value per roundtrip, per person).
$0 annual fee for the first year, then $99.
Barclays AAdvantage Aviator Red World Elite Mastercard
60,000 American Airlines miles after any purchase in the first 90 days and paying the $99 annual fee. See link for details.
$99 Companion certificate offer. Earn a certificate good for 1 guest at $99 (plus taxes and fees) after making your first purchase and paying the $99 annual fee in the first 90 days.
First checked bag free on domestic AA flights ($60 value per roundtrip, per person).
$99 annual fee.
Citi Premier Card
60,000 points (worth $750 towards travel booked at ThankYou.com) after $4,000 in purchases in the first 3 months. See link for details.
3X points for every $1 spent on travel including gas stations.
Must not have gotten bonus from or closed a Citi Rewards+, ThankYou Preferred, Premier, or Prestige card in the past 24 months.
$95 annual fee.
Bank of America Premium Rewards Card
50,000 points (worth $500 towards travel) after $3,000 in purchases within the first 90 days. See link for details.
2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases.
$100 annual Airline Incidental Statement Credit.
Up to $100 credit towards TSA PreCheck or Global Entry application fee.
$95 annual fee.
Hawaiian Airlines World Elite MasterCard
50,000 Hawaiian miles after $2,000 in purchases within 90 days. See link for details.
Free first checked bag for primary cardmember when using your card to purchase eligible tickets directly from Hawaiian Airlines.
Receive a one-time 50% off companion discount for roundtrip coach travel between Hawaii and The Mainland on Hawaiian Airlines.
$99 annual fee.
During this Coronavirus pandemic your credit card rewards can help you pay for groceries, food delivery and essentials. This is by using points, gift cards, or statement credits from existing cards or new ones with bonuses.
Note: Certain Chase cards have a “5/24 rule” which is an unofficial rule that they will automatically deny approval on new credit cards if you have 5 or more new credit cards from any issuer on your credit report within the past 2 years. This rule applies on a per-person basis, so if you are new, you might want to start with those Chase cards.
T-Mobile 5G Home Internet is a fixed wireless service that provides access to high-speed 4G LTE or 5G service in your area through a router that converts the signal to Wi-Fi. Fixed wireless internet is most often marketed toward rural areas, which means that, even if you don’t have access to standard internet options, T-Mobile 5G Home Internet may be available in your area.
Now, T-Mobile is making it easier than ever to switch to the 5G home internet service. New customers can try T-Mobile Home Internet for 15 days with a money-back guarantee. Simply cancel service within 15 days of activation and return the gateway device for a refund, which you’ll get as a one-time bill credit. Don’t take bloggers or tech peoples word for it test it out yourself by picking up one of these devices and hooking it up in seconds.
Additionally, T-Mobile is offering to pay up to $500 in termination fees to help you cancel your current internet plan. You can check out the details on T-Mobile’s website.
Below, you’ll find more information on T-Mobile’s 5G Home Internet plan including what you can expect for the cost, how to check availability in your area and how it compares to similar plans from other wireless service providers.
Stop paying price hikes for the same home internet plan. Instead, sign up risk-free for T-Mobile Home Internet at $50 per month with AutoPay. Their Price Lock Guarantee means that they’ll never raise your price, and if you act today, you can take advantage of even more savings and limited-time perks for both new and existing customers. See if T-Mobile Home Internet is available in your area.
T-Mobile will let you take their Home Internet service for a 15-day test drive to see if it’s right for you before you buy. They’ll even pay up to $750 in contract termination fees to help you make the switch from your old ISP provider.
Extra Perks for New and Existing Customers
Low monthly price, Price Lock Guarantee, and helping to cover termination fees when switching, are incentive enough to make the switch, but T-Mobile takes customer service a step further by offering tons of extra perks. For a limited time, they’ll send you a $50 virtual prepaid MasterCard when you activate your Home Internet service. You can also receive a $20-per-month credit on your Home Internet bill when you add two or more qualifying lines like the Magenta Max voice plan. You’ll enjoy unlimited talk, text, and data with no annual contract while also saving even more on your new home internet service. That brings your price down to just $30 a month for T-Mobile Home Internet.
The company’s perks aren’t just for new customers, either. When you download the T-Mobile Tuesdays app, you’ll have weekly access to deals exclusive to T-Mobile users. From free movies and cuisine to discounts on tickets and fuel, you’re sure to feel appreciated every Tuesday, no strings attached.
Home internet subscribers can also take advantage of savings on other services, just for being a valued T-Mobile customer. Score discounts on streaming plans like YouTube TV, Paramount+ (enjoy it for a year at no extra cost), Sirius XM, Ooma’s home phone services, and much more.
Say Goodbye to Big Cable
Make annual contract renewals and price hikes a thing of the past when you sign up for T-Mobile Home Internet. Not only can you rely on their Price Lock Guarantee to never raise your rates for as long as you’re a customer, but for a limited time, you can also receive a $50 virtual prepaid Mastercard when you make the switch. Plus, if you sign up for their popular Magenta Max voice plan with 2+ lines, you’ll pay only $30 per month for Home Internet service (that’s a $20 savings per month). Low costs, protection from price increases, and special offers make T-Mobile Home Internet hard to pass up.
Currently, T-Mobile offers only one home internet plan: T-Mobile 5G Home Internet. The fixed wireless service provides access to the same 4G LTE or 5G network on which T-Mobile smartphones operate. So if you’ve got 5G T-Mobile cell service at your house, the same speed should be available through the home internet plan.
The plan costs $50 per month with autopay ($55 without). There is no discount available for bundling the home internet plan with a wireless plan, but you don’t have to be a T-Mobile wireless customer to get its home internet service. Taxes are included for most T-Mobile customers, according to the company’s website.
For $50 per month (with autopay) you can expect typical download speeds between 35-115 Mbps. However, speeds can vary based on location, signal strength and availability, time of day and other factors.
The plan does not require an annual service contract and includes 24/7 support from T-Mobile’s Customer Care Team.
Download Speeds
According to T-Mobile’s website, 5G Home Internet customers will see typical download speeds between 35-115 Mbps. T-Mobile’s speed projections are based on an analysis of internal and third-party data; you can find more information here.
Of course, speeds can vary greatly from one house to the next, even in the same neighborhood. Factors that affect download speeds include weather, location, signal strength and availability, time of day and more.
At the moment, T-Mobile doesn’t offer tiered pricing based on speeds, which means you can’t purchase a higher-speed plan. Instead, customers automatically receive the fastest speeds available from the Home Internet service at their address. According to T-Mobile, as better speeds become available, customers will automatically get them at no additional cost.
Fortunately, this may happen sooner than later. Based on a recent study published by Ookla, T-Mobile’s 5G network offered the highest download speeds and best availability compared to Verizon and AT&T. T-Mobile also recently expanded its 5G Home Internet availability to 10 million more households. I expect that we’ll see T-Mobile’s 5G network continue to expand and improve throughout the year, both for wireless customers and home internet customers.
When the network is congested, T-Mobile Home Internet customers may notice slower speeds due to data prioritization.
Aside from slower data speeds, customers should be able to expect full internet access and capabilities. There are no data caps on the service, which means you’ll never have to worry about overage fees.
Availability
In April 2022, T-Mobile announced that 5G Home Internet is now available to more than 40 million households nationwide. However, that doesn’t even begin to cover the majority of the United States.
Still, T-Mobile’s 5G network is relatively new, and the company says it’s working to expand it. Over time, T-Mobile says its 5G Home Internet will offer faster download speeds and availability in more areas.
Before you get too far into researching T-Mobile 5G Home Internet, be sure to make sure it’s available in your area. The fastest way to do this is toenter your address on T-Mobile’s website.
Based on the most recent list published by T-Mobile, 5G Home Internet is available in hundreds of cities and towns across 48 states. However, even if your town is listed, you should still enter your specific address on T-Mobile’s website to make sure service is available at your house. Our apartment was actually not listed but we signed up under our brothers home down the street and use it at our house.
If T-Mobile Home Internet is available at your address, consider taking advantage of the 15-day test drive offer. Before you leave your current internet provider, you can try out T-Mobile 5G Home Internet with a money-back guarantee to see if it’ll work for you.
Contracts and Additional Fees
T-Mobile advertises a flat rate of $50 per month with no annual contracts, data caps or hidden fees.
Based on the information provided on T-Mobile’s website, you can rest assured that an annual contract isn’t required. Instead, you’ll simply pay for your home internet service each month. You have the option to cancel at any time without early termination fees.
You may select the plan of your choice (Commercial Free or Limited Commercials).. We have been subscribing to Paramount+ Plus when they do a free 30-day offer which seems to be each month. We select no commercials because it is free either way! Who wants to see commercials? You can also get Showtime as part of the free month trial.
Even though Paramount+ is one of the relatively new services on the streaming scene, it has a ton of great content. Paramount+ was made by the combination of CBS All Access and Viacom. They have had access to a vast amount of content for a mixture of audiences. With Nickelodeon for the kids, Star Trek for sci-fi fans, plus a good amount of docu-series and TV shows including Tulsa King and crime shows such as Criminal Minds.
TIP: You can also get a full year free of Paramount plus AND Netflix free with a T-mobile plan (no need to deal with promo codes).
Free Month of Showtime & Paramount+ with Promo Codes:
Paramount+ is offering a free month trial with promo code at checkout.
Update 2/4/24: New code SUPERBOWL
Update 7/25/23: New code ELVIS
Update 4/26/23: New code DRAGRACE
The Fine Print and Why You Should Do this Now
Warner Bros. Discovery in talks to merge with Paramount Global. The duo discussed ways their companies could complement one another. For example, each company’s main streaming service — Paramount+ and Max — could merge to better rival Netflix and Disney+.
Don’t forget to cancel your trial:
You will be charged at the full price after your trial period ends however you may cancel at anytime during your trial period.
Stack This Offer
You can stack this with 5G home internet from T-Mobile and cut the cords to your expensive home internet. Read our free offer and review for T-Mobile Home Internet where we found it is much cheaper for the overall family for safe and fast access.
Free Trial Verdict
Seems like every month they have a new code that works for new and existing users, I guess they are just trying to build their member base at the moment. If reactivating, you can click through Swagbucks and get 600 SBs (worth $6). If you can’t get the codes to work, make sure to let your membership expire first.
Ibotta is an app and site which offers rebates and cash back for in-store purchases and, app purchases, and online shopping.
Sign-up here to get a $10 Bonus from Ibotta! See how to get the bonus below.
In-Store Rebates
My recent run to Walmart got me a free 2 Liter of Cherry Coke, soup, a free energy drink, and the best deal was the totally free 4-pack of IZZE sparkling juice.
The majority of the site is dedicated to in-store rebates which offers cash back when you purchase specific items from a participating store.
After saving a specific deal in the app, proceed to buy the product and get cash back into your Ibotta account. You might get $.75 back on the purchase of Toiletry Wipes, $.25 back on milk, or $3 back on a case of beer, for example. They normally offer cash back on just taking a photo of a receipt or buying a generic (any) brand of milk or cheese.
Just make sure to save or unlock the deal before making the purchase. Go to the Unlocked Deals tab in the app to see which ones you’ve already added. Once added, it doesn’t need to be added again until it expires.
Sometimes you have to answer a poll or question about the brand before being able to save the deal. Which is no hassle at all and is probably how the brands pay iBotta to give you generous discounts.
DoorDash is our favorite on-demand restaurant delivery allowing you to order from some of the best restaurants that may not normally deliver. It is also timely as it is normally less than 45 minutes. When you order on DoorDash they offer you the full restaurant menus to select your order then you add special instructions to make sure your food is the way you want it.
While they compete with the likes of Postmates and UberEats they are offering the best promotions right now. Not only do they have a $20 sign-up bonus which is the most generous of the on-demand deliveries.
DoorDash: $30 Sign-Up Bonus & First Delivery Free
When you sign up for DoorDash to get your first delivery for free you’ll get a $10 up to 3 times in free credits to your account. This is a great time to try DoorDash because this is the biggest sign-up freebie we’ve seen from them. Try out DoorDash then compare it to Postmates who is also running a generous sign-up offer.
DoorDash generally charges under $4.99 per delivery but sometimes the delivery fee can cost less if they have a partnership with the restaurant. One example of a cheaper delivery of $3.99 is the partnership with The official burger of the Boston Red Sox @TastyBurgerUSA. Taco Bell brought to your front porch will only cost you $3.99 which is a bit cheaper than other apps. The delivery fee sometimes doubles for orders over $100.
DoorDash is our favorite on-demand restaurant delivery service but they have no minimum order size and are not as limited in geographical area as some of the other related apps. They bring food from your favorite restaurants directly to your door.
DoorDash allows you to order from some of the best restaurants that may not normally deliver. It is also timely as it is normally less than 45 minutes. When you order on DoorDash they give you the full restaurant menus to select your order then you add special instructions to make sure your food is the way you want it.
Better Than Room Service
DoorDash teamed up with Wyndham Rewards to bring you the restaurants you love in the comfort of your hotel room. Enjoy $0 delivery fee on all your in-room orders at participating properties including Ramada hotels, anytime, with promo code WRD. You can also get 500 Wyndham rewards points on each order.
Consider it another easy way to get delicious to your door with DoorDash!
Get up to 2 Years of DashPass by linking a Chase Credit Card
While we normally just order without paying for the monthly DashPass we have signed up for this Chase freebie to get three free months with our Freedom Card. If you have a Sapphire Card you can get two years free. DashPass normally costs $9.99 per month. It provides customers with lower service fees and free delivery on all orders of $12+, saving members an average of $4 to $5 off every order.
Cash App gives you 15% Back on all DoorDash Orders
One great overlooked savings with DoorDash over its competitors is that you can use a Cash App debit card and save 15% on all food orders. This is stackable with most of the other promotions.
Past Promos:
They do special promotions where you can get free things such as a Deep Dish Pizza or a Free Slice of CheeseCake from CheeseCake Factory. Sign Up Here for a Free $7 Towards your delivery and see if they are offering any other promos today!
Free Chocolate Milkshakes from Shake Shack! 🍔🍟Door Dash has teamed up with Shake Shack for a week full of surprises, starting with something sweet for National Chocolate Milkshake Day. They’re giving away FREE chocolate milkshakes today from 11 – 2 PM. Plus, get FREE delivery on Shake Shack orders of $12 or more — today through 9/18! Use promo code SHACK to get these deals. Sign-up for Door Dash at DoorDash.com.
$200 in DoorDash Credits and a CMT Prize Pack DoorDash has teamed up with CMT to give you yet another reason to stay in. They’re giving away $200 in DoorDash credits and a CMT prize pack to two lucky winners to celebrate the season premieres of Dallas Cowboys Cheerleaders: Making the Team and I Love Kellie Pickler — plus a brand new episode of Nashville. How to Enter: Follow @DoorDash and @CMT on instagram and then tag a friend in the official contest post on the @DoorDash insta.
When you refer your friends and family to DoorDash you can earn $20 credits to use toward your future DoorDash orders. So make sure to tell your friends about this delivery service and let them know about our review.
Past Promotions that may not be valid: Door Dash Apple Pay Birthday Promo Now through Thursday, June 30, enjoy $3 off any order when you use Apple Pay. No minimum required. Use code: DDAPPLE3. If you are new to their service then sign up here.
Southwest Airlines known for a low-cost carrier in the United States has been expanding non-stop (we mean that literally) since the main hub in Dallas can fly without so many restrictions. They are not only adding more direct flights but international flights to places such as Puerto Rico. Now is a great time to take the airline up on some of these bonus offers and save up miles or as they call them points for some free flights.
Read here how to earn 50,000 points worth nearly $700, A-List elite status, Upgraded Boardings with the Southwest Premier credit card.
Southwest Airlines Rapid Rewards offers a Premier Card with a 50,000 bonus after you spend $2,000 within 3 months of opening a new account. That is for the personal card so if you double up and apply for a business card you can add another 60,000 miles to your account. The Southwest Airlines Rapid Rewards Premier Business Credit Card is offering 60,000 bonus Rapid Rewards points after $3,000 in purchases within the first 3 months.
With the Southwest Airlines Rapid Rewards Premier Card you’ll get 50,000 points after spending $2,000 within 3 months. You also have the opportunity to get 6,000 bonus points every year after your card member anniversary. If you have a balance transfer in mind you can earn up to 15,000 bonus points within 90 days. You will have a $99 annual fee with the personal and business cards that are not waived the first year as other airlines offer at this time. (more…)
Southwest Airlines has a few co-branded credit cards with Chase to choose from but one sticks out for us. Of the three personal cards, our favorite one is the Southwest Rapid Rewards Priority Card.
This card offers some exceptional perks for anyone who flies Southwest frequently or a few times a year. We have to say it is the best Southwest Airlines Visa Card to have in your wallet or at least attached to your Southwest Airlines account to book flights.
50,000 Bonus Southwest Points with the Priority Card
The Southwest Priority Card is offering a welcome bonus of 50,000 Rapid Rewards points after spending $1,000 within the first three months.
Rapid Rewards is a revenue-based frequent flyer program,valued at around 1.2 cents each. So basically, the 50,000 Rapid Rewards points are worth $600+.
Earning Points With The Southwest Priority Card The Southwest Priority Card offers the following points for credit card spending:
3x points on Southwest purchases
2x points on local transit and commuting, including rideshare
2x points on internet, cable, phone services, and select streaming
Happy Baby Companion flying A-list on Southwest Airlines flight
One of the very best values in travel is the Southwest Airlines Companion Pass. With Southwest Companion Pass you can have someone travel with you for the entire year (whether on a cash ticket or award ticket), and just pay taxes and fees for them. This is such an incredible deal, and basically doubles the value you can get from flying Southwest.
Southwest Companion Pass requires earning 135,000 Rapid Rewards points in a calendar year, though you get a boost of 10,000 points toward that just for having a co-branded Southwest card.
Only certain types of points accrual qualify, including Southwest credit card spending, as well as Southwest credit card welcome bonuses. So this bonus would get you a good way toward earning Companion Pass.
Earn Southwest A-List Status
In addition to being able to earn Companion Pass through spending on the card, the Southwest Priority Card also lets you earn unlimited Tier Qualifying Points (TQPs). Specifically, you can earn 1,500 TQPs toward A-List status for every $10,000 spent on the card.
A-List is Southwest Airlines’ version of status, and offers perks like priority boarding, a 25% points bonus, same-day standby, priority check-in and security lane access, and a dedicated phone number.
A-List status requires earning 35,000 TQPs in a calendar year, so spending on a Southwest Priority Card could help you earn that. This is the only personal Southwest card that offers that feature. Whether or not that’s worth it depends on how much you’d otherwise fly with Southwest.
Major Perk: No Change fees with Southwest airlines ever!
No Foreign Transaction Fees
The Southwest Priority Card has no foreign transaction fees, so this could be a useful card for your spending abroad. This is a Visa as well, and Visas are accepted pretty widely around the globe.
Incredible Southwest Priority Card Perks
Free Drink Coupons get mailed out to Southwest airlines patrons now and then just to reach out.
The reason to get the Southwest Priority Card (beyond the welcome bonus) is because of the perks, including anniversary bonus points, upgraded boardings, a $75 annual Southwest travel credit, 25% savings on eligible inflight purchases, and more.
Let’s take a look at what you need to know about each of these perks.
On your cardmember anniversary each year you’ll receive 7,500 bonus points. For context, Southwest Rapid Rewards is a revenue-based frequent flyer program, and generally speaking you need to redeem 83 points per dollar of airfare. That means each Rapid Rewards point gets you roughly 1.2 cents toward the cost of an airline ticket.
In other words, you can get around $90 worth of Southwest airfare with those 7,500 points, and that recoups almost two-thirds of the annual fee on an ongoing basis.
Get anniversary bonus points with the card every year
Southwest Priority Card $75 Annual Credit
The Southwest Priority Card offers a $75 credit every anniversary year. While the 7,500 point anniversary bonus only kicks in after 12 months, this credit kicks in immediately.
The way this works, the first $75 in Southwest flight purchases each cardmember year will be reimbursed. The statement credit should post as soon as the eligible charge posts to your account. Assuming you spend at least $75 per year on Southwest Airlines tickets (or even taxes and fees, if redeeming points), then this should more or less be worth face value.
Between this benefit and the 7,500 point annual bonus, we’re talking about $165 worth of value, which is more than the annual fee.
Southwest Priority Card Upgraded Boardings
Just for having the Southwest Priority Card, you get four upgraded boardings per anniversary year (starting with your first year), when available. The way this works, you’ll be reimbursed for the purchase on the day of departure of up to four upgraded boardings in positions A1-15.
The upgraded boarding fees will be reimbursed within eight weeks, though in reality generally post much faster than that. Since the price of upgraded boardings varies by flight, it’s hard to put a dollar value to this benefit.
Southwest Priority Card Drink & Wi-Fi Savings
If you pay with your Southwest Priority Card you can save 25% on inflight Wi-Fi and drink purchases. You’ll receive statement credits for the 25% within two billing cycles of your purchase (though usually much faster than that).
Southwest Priority Card Travel & Purchase Protection The Southwest Priority Card offers a variety of travel & purchase protection benefits, including:
Auto rental collision damage waiver coverage; it’s secondary within the United States, and primary internationally
Baggage delay insurance, which can reimburse you up to $100 per day for three days when your bag is delayed by at least six hours
Lost luggage reimbursement, which reimburses you up to $3,000 if your bag is damaged or lost
Travel accident insurance, with the maximum coverage ranging from $250,000-500,000, depending on the situation
Extended warranty protection, which extends your United States manufacturer warranty by a year on eligible warranties of three years or less
Purchase protection, which covers you for up to 120 days for damage or theft, up to $500 per claim and $50,000 per account
The Cons of Applying for Chase Southwest Credit Cards
Chase and Southwest have some pretty strict rules when it comes to who is eligible for the card. The card is not available to anyone who currently has a Southwest Rapid Rewards personal card, or anyone who has received a welcome bonus on a Southwest Rapid Rewards personal card in the past 24 months. However, you are eligible if you have a Southwest business credit card.
This is in addition to Chase’s general application rules, including the 5/24 rule, whereby you typically won’t be approved for a Chase card if you’ve opened five or more new card accounts in the past 24 months.
Southwest Priority Card $149 Annual Fee The Southwest Priority Card has a $149 annual fee. As a point of comparison, the other personal cards have annual fees of $69 and $99, so the annual fee on this card is a bit higher. However, as I’ll explain below, the benefits justify the premium annual fee.
No Question The Southwest Priority Card Is Worth It for You and Your Family
If you’re eligible for the Southwest Priority Card and fly Southwest with any frequency, then this card is absolutely worth it. I’d argue this card is a better value all around than the two other Southwest personal cards.
Many people love flying Southwest for the ability to earn the Southwest Companion Pass, the lack of change fees and vouchers that don’t expire, and the two free checked bags. For others, Southwest a practical airline to fly on occasion, given its massive route network. Regardless, there’s lots of value in having points and benefits on Southwest.
For the card’s $149 annual fee you’re getting a 7,500 point anniversary bonus annually, a $75 Southwest credit, and much more. Let’s look at a few other things to consider regarding this card, and Southwest cards in general.
If you’re looking to complement your Southwest Priority Card with a Southwest business card, consider the incredible Southwest® Rapid Rewards® Performance Business Credit Card (review). This card has outstanding perks, including:
A welcome bonus of 80,000 Rapid Rewards points after spending $5,000 within three months
A 9,000 point anniversary bonus
Four upgraded boardings per year
Up to 365 $8 Wi-Fi credits per year on Southwest, which could get you a lot of Wi-Fi
$500 toward points transfer fees per anniversary year
A Global Entry or TSA PreCheck credit
The ability to earn A-List status or Companion Pass with spending
This card is the single best Southwest card because of the Wi-Fi credit, as far as I’m concerned.
How Do Southwest’s Personal Bonus Cards Compare?
In addition to the Priority Card, Chase and Southwest also have the $69 annual fee Southwest Rapid Rewards Plus Credit Card and the $99 annual fee Southwest Rapid Rewards Premier Credit Card. All cards have the same welcome bonuses, but the perks are significantly different.
Why do I think the $149 annual fee Priority Card is almost universally better?
Neither the Plus nor Premier offer a $75 annual Southwest credit, which should more or less be worth face value; so to do a direct comparison, that’s almost like lowering the “out of pocket” on the Priority Card from $149 to $74.
The Priority Card offers 7,500 anniversary bonus points, while the Plus offers 3,000 bonus points and the Premier offers 6,000 bonus points. Those two perks alone should show why the Priority Card is worth the annual fee by comparison, and that doesn’t even account for upgraded boardings, a better rewards structure, the ability to earn A-List status through spending, and more.
One of the most underrated credit cards and loyalty programs is Hyatt. You don’t hear as much about hotel credit cards but just like airline cards if you stay at one chain over another you definitely need one when you travel.. They can offer huge perks that more offset the annual fees, ranging from free elite status to free night certificates, all of which can get you a lot of value. You basically pay an annual fee and get a free night that includes the taxes and all making a profit plus all these other benefits.
What makes this card one of the best hotel credit cards is that it’s worth having regardless of whether you want to keep it just for the ongoing perks, or whether you want to spend money on it. Let’s take a closer look at what you need to know about this card.
Welcome Bonus: Up To 60,000 Points The World of Hyatt Credit Card is offering a welcome bonus where you can earn up to 60,000 World of Hyatt points:
Earn 30,000 World of Hyatt bonus points after spending $3,000 on purchases in the first three months
Earn an additional one bonus point per dollar on purchases that earn one point per dollar on up to $15,000 spent in the first six months of account opening, for an additional 30,000 points
Earn up to 60,000 Bonus Points with the World of Hyatt Credit Card or 75,000 Bonus Points with the World of Hyatt Business Credit Card. I can be rewarded,
Annual Fee But Not Really The World of Hyatt Credit Card has a $95 annual fee, and it isn’t waived for the first year. You can add additional cardmembers to your account at no extra cost. This annual fee is so worth it even if you don’t spend money on the card, since you get an anniversary free night certificate.
Earning Points With The Hyatt Credit Card The World of Hyatt Credit Card offers pretty good points earning opportunities. While this isn’t the card that I use for all of my spending, I strategically spend money on the card, and it works great for for me.
How good are the points earning rates?
4x Points At Hyatt Properties The World of Hyatt Credit Card offers 4x points for spending at Hyatt hotels and resorts. While I use the Chase Sapphire Reserve® Card for hotel spending at most other hotel brands (as the card earns 3x points), I always use the World of Hyatt Card for spending at Hyatt hotels.
The 4x points apply at all Hyatt properties, and even at Small Luxury Hotels of the World properties that are affiliated with Hyatt.
2x Points At Restaurants The World of Hyatt Credit Card offers 2x points for restaurant spending globally, though personally this still isn’t a card I’d use for restaurants, given that other cards offer 3-5x points.
2x Points On Airline Tickets The World of Hyatt Credit Card offers 2x points on airline tickets purchased directly from airlines. Again, this isn’t the card I’d use for airline tickets, given that other cards offer 3-5x points.
2x Points On Fitness Clubs & Gym Memberships Hyatt has a focus on wellness, so one of the cool bonus categories they have is offering 2x points on fitness clubs and gym memberships. For anyone wondering, this also includes group fitness businesses, like Barry’s Bootcamp, SoulCycle, etc.
This is an area where the card’s bonus category is industry-leading, as I can’t think of any other card that offers such a good return on fitness spending.
2x Points On Local Transit & Commuting The World of Hyatt Card offers 2x points on local transit and commuting, which includes ride share services such as Lyft and Uber. Other cards still offer a better return on spending than this card does, though.
Earn 1x Points On Other Purchases For categories in which you can’t earn 2-4x points, the World of Hyatt Card offers one World of Hyatt point per dollar spent. Generally speaking there are better cards for everyday spending.
No Foreign Transaction Fees The World of Hyatt Credit Card has no foreign transaction fees, so it’s an excellent card for purchases abroad. That’s especially true when staying at Hyatts abroad, as well as for dining and commuting outside the US.
Contactless Pay The World of Hyatt Credit Card features contactless pay technology. This means you can pay using your card without even swiping it whenever you see the contactless pay symbol.
World Of Hyatt Credit Card Benefits The area where the World of Hyatt Credit Card really excels is when it comes to the benefits it offers. In my opinion, these benefits more than justify the annual fee, regardless of whether you’re spending nothing on the card, or are spending a significant amount.
The first three benefits below are perks that you get just for having the card, while the two after that can be earned for putting spending on the card.
Free Night Every Year Just for having the World of Hyatt Credit Card you get a Category 1-4 free night certificate on your account anniversary every year. This will be issued shortly after your anniversary and is valid for 12 months.
Categories 1-4 cover a majority of Hyatt’s properties, and I’ve consistently been able to redeem this for hotels that retail for $250+ per night. This alone justifies the annual fee on the card.
Complimentary Discoverist Status You receive Hyatt’s entry-level Discoverist status for as long as you have the World of Hyatt Card. The status will post for the primary cardmember shortly after you are approved. Discoverist status comes with the following benefits:
Upgrade to a preferred room, when available 2 PM check-out, when available Premium internet Daily bottled water
Five Elite Nights Towards Status Annually Just for having the World of Hyatt Card you receive five elite qualifying nights towards status annually. You will receive these within eight weeks of being approved for the card (though usually much faster), and in subsequent years they will post within eight weeks of January 1.
This will be useful if you’re hoping to earn Hyatt’s Explorist status, Globalist status, and/or Milestone Rewards. Ordinarily, Explorist requires 30 elite nights and Globalist requires 60 elite nights, however for 2021 elite requirements have been cut in half, so you need just 15 elite nights for Explorist, or 30 elite nights for Globalist.
A Second Free Night When You Spend $15,000 While you receive a Category 1-4 free night certificate annually just for having the card, you can earn a second one if you spend $15,000 on the card in a year.
Currently you earn this based on spending that amount in a cardmember year (which consists of 12 statements following when you opened your card), while starting on January 1, 2022, you’ll earn it based on spending that amount in a calendar year (which consists of January 1 through December 31).
Two Elite Nights For Every $5,000 Spent In addition to the five elite nights you get just for having the card, you earn a further two elite qualifying nights for every $5,000 you spend on the card. This means that in theory, you could spend your way all the way to Explorist or Globalist status, if you wanted to.
Reaching the $5,000 threshold has nothing to do with the calendar or cardmember year — the counter simply resets every time you spend $5,000, and then you start earning towards your next two elite nights.
Further Promotions While there’s no guarantee this will continue to be offered in future years, historically Hyatt has offered additional promotions for those with the World of Hyatt Card, particularly when redeeming points. For example, in the past we’ve seen World of Hyatt offer summer promotions, whereby card members can earn a partial refund on award nights.
Chase Offers One of the great features of Chase cards is access to Chase Offers, which provides savings on purchases with all kinds of retailers. The program has saved me a significant amount of money. For example, once in a while we see Chase Offers deals for 10% savings on Hyatt hotel stays.
Secondary Car Rental Coverage The World of Hyatt Card offers auto rental collision damage waiver coverage. Decline the rental company’s collision insurance and charge the entire rental cost to your card.
Coverage is provided for theft and collision damage for most cars in the United States and abroad. Do note that in the US, the coverage is secondary to your personal insurance, though.
Protection With Trip Delays, Lost Luggage, And More The World of Hyatt Card offers a variety of other protection when traveling, including:
Trip Cancellation & Trip Interruption Insurance — be reimbursed up to $5,000 per trip when your trip is canceled or cut short due to sickness, severe weather, etc. Trip Delay Reimbursement — if your flight is delayed by more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket Lost Luggage Reimbursement — be reimbursed up to $3,000 per passenger if you or your immediate family member check or carry on luggage that is damaged or lost by an airline Baggage Delay Insurance — be reimbursed up to $100 per day for five days for essential purchases when your bag is delayed by over six hours Make sure you check your cardmember agreement for all of the details, since there are terms & conditions.
Redeeming World Of Hyatt Points The best value for redeeming World of Hyatt points is using the free night award chart. The great thing is that you earn elite nights for your stay even if you’re redeeming points or using a free night certificate.
Hyatt’s award chart looks as follows:
There’s value to be had at all levels of the chart. As a general rule of thumb, I try to redeem at properties where I’m getting more than two cents of value per point. That’s because personally I value World of Hyatt points at ~1.5 cents each.
In other words, I’d redeem points at a Category 1 hotel when the paid rate is $100+, I’d redeem points at a Category 7 hotel when the paid rate is $600+, etc.
Is The World Of Hyatt Credit Card Worth It? Let me answer this very simply — if you’re eligible for the card and have any interest in staying at Hyatt properties then yes, the World of Hyatt Credit Card is absolutely worth it. This is a card I personally have, and that I wholeheartedly recommend.
How Much Do You Have To Spend For Globalist Status? I’ve had some people ask if it’s worth spending your way to Globalist status with this credit card. Hyatt Globalist status ordinarily requires 60 elite qualifying nights, though in 2021 it only requires 30 elite nights.
Historically you’d need to spend $140,000 on the card to earn Globalist status (you get five elite nights just for having the card, plus spending $140,000 would earn you 56 elite nights). However, in 2021 you don’t need to spend nearly as much:
You get five elite nights towards status just for having the card Then you’d then only need 25 more elite nights, which you could earn with $65,000 of spending While that’s not half bad, personally that’s not the approach I’d take, though. I think the better approach is to better mix-and-match spending. After all, what’s the value in Globalist status if you’re not actually planning on staying at Hyatts with any frequency?
Is Hyatt Globalist Status Worth It? Globalist status is my favorite top-tier hotel status, and it comes with all kinds of awesome perks. Just to share some of the benefits:
Unlimited complimentary suite upgrades, when available
Four confirmed suite upgrades, each of which can be used to confirm a suite upgrade at the time of booking for a stay of up to seven nights, when available
Complimentary breakfast and/or club lounge access
Guaranteed 4PM late check-out, except at resorts
An additional Category 1-4 and Category 1-7 free night certificate
Guest of Honor, where you can redeem your points for a friend or family member, and they get your status
Waived resort/destination fees on all stays, and free parking on award stays
However, do note that some of these benefits are tied to Milestone Rewards, and those in some cases still require earning 60 elite nights.
Room service breakfast & a suite at the Park Hyatt Paris thanks to my status Other Options For Earning Hyatt Points While the World of Hyatt Card is awesome, I’d note that it’s not the only way to earn World of Hyatt points. You can also transfer over points from Chase Ultimate Rewards at a 1:1 ratio, which is one of my favorite uses of those points. There could be value in using:Transfer Chase Ultimate Rewards points to World of Hyatt
How Does The World Of Hyatt Business Card Compare? The World of Hyatt Business Credit Card (review) was recently introduced, and it’s a new business card issued by Chase and Hyatt. This could be a good option for any small business looking to earn Hyatt points or status. Here are some key aspects of the card:
It offers a huge welcome bonus of 75,000 World of Hyatt points after spending $7,500 within three months, which is better than on the personal card
It has a $199 annual fee, which is more than twice as much as on the personal card
It offers up to $100 in Hyatt credits every anniversary year; receive a $50 statement credit twice when you spend $50 at a Hyatt with the card
It offers five elite nights towards status for every $10,000 spent in a calendar year
It offers Discoverist status for as long as you have the card, for you and five employees
If you spend $50,000 on the card in a calendar year, you can receive 10% back on subsequent award redemptions, up to 20,000 points back per year
Personally I think the personal card is generally more rewarding, though the business version of the card earns you elite nights at an accelerated rate.
Receive an award rebate with the Hyatt Business Card World Of Hyatt Credit Card Summary The World of Hyatt Credit Card is exceptional. It’s a card I have, and also a card I spend at least $15,000 on per year.
The card is worth having even if you don’t plan on putting spending on it — you get an anniversary free night certificate you can use at a hotel that costs significantly more than the annual fee, you get complimentary Discoverist status, and you get five elite nights towards a higher status tier.
Beyond that it can be worth putting spending on the card, thanks to the unique bonus categories (4x points on Hyatt stays and 2x points on fitness and gyms), as well as the additional elite nights and second free night certificate.
Card Eligibility and the Chase 5/24 Rule The welcome bonus on the World of Hyatt Card isn’t available to those who currently have any Hyatt credit card, or have received the new cardmember bonus on any Hyatt credit card in the past 24 months. Chase’s general card application rules apply. Chase has what’s known as the 5/24 rule. This means that if you’ve opened five or more new card accounts in the past 24 months you typically won’t be approved for a Chase card. If you do apply for this card, make sure you’re under that limit. See this post to learn how to check your 5/24 status.
Southwest Airlines known for a low-cost carrier in the United States has been expanding non-stop (we mean that literally) since the main hub in Dallas can fly without so many restrictions. They are not only adding more direct flights but international flights to places such as Puerto Rico. Now is a great time to take the airline up on some of these bonus offers and save up miles or as they call them points for some free flights.
