Best Debit Cards to use for International Travel
When traveling internationally you really have to plan months ahead not just in booking your rewards points but be able to strategize what cards you will take with you. You need to know way ahead of time so you can make sure you apply for those cards and have them in your wallet in time for overseas travel. A good credit card and ATM/Debit Card are two of the most important things to carry with you right after your passport.
If you have traveled to foreign countries you should now that ATM cards that carry foreign transaction fees can really add up and sometimes be shockingly high. While I normally prefer to use my credit cards to earn points with a no international transaction fee credit card there are some situations you must use cash abroad. The best way to get cash is to use the ATM and not any kind of currency exchange that you see lined up near the baggage claim and along the streets of many tourist destinations.
Capital One 360 Checking Debit Card
You may remember this account which changed over from what used to be the ING Direct Electric Orange. Capital One 360 debit card no longer charges any Foreign Transaction Fees since the change. Comparable cards charge at least 3% charge to this 0%. Keep in mind that the ATM you use may issue a surcharge which is generally a flat fee. This tops our list for No Foreign Transaction Fee debit cards. (more…)
All of the banks are competing with the new digital world of banking and credit card usage. They have listed promotions with Apple Pay, Paypal, Google Wallet and Visa Checkout. Some of these offers just ask that you enroll or register for the first time using that credit card and others ask for you to make a small purchase. The great thing about it is you will be spending the money anyway but using this service which has no extra cost and gaining a bonus.