$40 Discount on Outdoorsy RV Rental

rvrentalguyrelaxingfeet

Outdoorsy is an RV rental exchange that lets RV owners earn extra cash by renting your RV that is otherwise sitting in a driveway. RV renters can save money by renting an RV directly from an owner. Thanks to startups like Airbnb people are making money renting out their homes and rooms and now RV’s.

First-time RV renters can get a $40 Outdoorsy Discount off your first RV rental through Outdoorsy. That makes it a great time to try give the recreational vehicle world a spin and live your dreams. If the $40 discount does not come up on the link then when you check-out you can type in promo code FOMOPROMO.

  • With the travel industry in flux, travelers are looking for environments they can control, such as RV rentals.
  • Motor homes offer lodging, flexibility, and independence, and are becoming increasingly popular choices for those looking to travel, but feel wary of staying in hotels or Airbnbs.
  • Recreational Vehicles, or RVs, come in a wide variety of in size and accommodations and are available to rent from corporate fleets and peer-to-peer rentals.

The process to rent or earn cash is as simple as AirBnb. Listing is free and Outdoorsy collects a percentage of the transaction as their fee. The company also has a unique $1 Million dollar insurance policy that covers both the renter and the owner. It also allows anyone to drive the RV without any special driver’s license or experience. The company runs a DMV check on all renters, and prior to departure, owners meet with renters in order to familiarize them with the vehicle and operations. On average, the cost to rent an RV on Outdoorsy is between $100 and $200 a day.

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Target: Spend $50+ & Get $21 Back From Google Pay

Google Pay was recently refreshed and is coming out with some amazing offers. Right now they are offering a sweet deal at Target as they’re giving $21 back when spending $50 or more.

The Deal

  • Sign-up for Google Pay and opt in to Google Pay Rewards
  • Spend $50+ at Target & get $21 cashback when paying with Google Pay.

Key Terms

  • Expires December 31, 2020.
  • Activation required.
  • Offer valid at Target both in-store & online.
  • Limit 1 reward.
  • Not valid on transactions made using the Target RedCard.

Easiest $21 of the Holiday Season

$21 back on $50 of spend is a 42% discount which is an excellent offer at Target. Even if you don’t need anything from Target right now, this is working when buying gift cards from Target, so it’s effectively a 42% discount on any gift card sold there.

You might need to update the Google Pay app in order to see this offer. It wasn’t showing up on my phone when opening Google Pay, so I updated it in the Play Store. I still didn’t see the offer when opening the app backup after updating it, but then realized it had downloaded an additional app to my phone. There are now apps for Google Pay and GPay on my phone – it’s GPay where this offer is showing up.

Note that this is a card-linked offer, so you don’t have to actually use the GPay app itself to make the payment – you just have to ensure your payment card is enrolled in the Target offer in the app. That’s great as it means you can pay with a card that earns more at Target, although Discover isn’t supported. I therefore enrolled an Amex Marriott card which is currently earning 8x at Target. I bought a $50 gift card and almost instantly received notification from Google Pay that I’d earned $21.

If you join Google Pay using a referral link, Google Pay will also give both parties $21 if you’re joining for the first time. That means you’d be getting back $42 on $50 of spend which is an even better deal.

Free $5 Amazon Gift Card To Sign-Up As New Hilton Member

If you do not already have a Hilton Honors rewards account this takes a few seconds to fill out the form and you get mailed a free $5 card from Amazon. The only hard part of the form is the captcha ha!

The Offer

Direct link to offer

  • Hilton is offering new rewards members a $5 Amazon gift card when they sign up for a loyalty account. These are free and great to have when you travel to any Hilton Hotel Worldwide.

If you plan on booking Hilton Hotel stays we recommend you get this credit card from American Express for a free night and bonus miles.

More information on Hilton’s rewards credit cards and hotel loyalty program.

The Fine Print

  • To be eligible for a $5 Amazon.com Gift Card from Hilton Honors™ you must not already be enrolled in the Hilton Honors™ program, The digital gift card offer will be delivered via e-mail from noreply@tangocard.com to the e-mail address registered for the promotion. The email will contain a Gift Card code for use on Amazon.com and instructions for use. Please allow up to 6 weeks for the gift card to be fulfilled. This offer may be altered or terminated without notice at any time.
  • Please note this offer is not transferable and is one-time use only. Guests must join Hilton Honors™ to qualify for this offer. This offer is valid in the US only. Guest Must enroll at https://www.hiltonhonors.com/giftcard5/ ONLY! All profile information must be completed and valid at the time of enrollment.

Chase Cards To Earn 3x/5x/6x Points Per $1 Spent At Grocery Stores during the Quarantine

Chase earlier announced that the Chase Marriott cards would earn 6x points per $1 spent at grocery stores until July 31st (maximum $5,000 in spend). Other Chase cards are offering the following bonuses from May 1st until June 30th, with a cap of $1,500 per month in spend on grocery store purchases:

  • Chase Freedom Unlimited 5x points! NEW
  • Chase Sapphire Preferred: Earn 3x points per $1 spent
  • Chase Sapphire Reserve: Earn 5x points per $1 spent
  • Chase United Club Infinite/Club & Presidential Plus: Earn 5x miles per $1 spent
  • Chase United Explorer, United MileagePlus: Earn 3x miles per $1 spent
  • Chase British Airways, Aer Lingus, Ibera: Earn 3x miles per $1 spent
  • Chase Southwest Plus, Premier & Priority: Earn 3x miles per $1 spent
  • Chase World of Hyatt & Chase Hyatt: Earn 3x points per $1 spent
  • Chase IHG Premier/Club Select: Earn 3x points per $1 spent
  • Chase Disney Premier: Earn 3% back

Obviously the Chase Sapphire Reserve or Southwest or Marriott cards are your best bet. For the best credit cards for grocery store spend normally, 

Cowboy’s Chicken: $5 Off Promo Code

If you want authentic and incredible “fast food” chicken that beats Chick-fil-A hands down then check out Cowboy’s Chicken. They make some of the best wood fire chicken including sandwiches and enchilada plates.

Cowboy Chicken is celebrating the grand opening of a new location in Fresno, CA so they are giving all the locations a reason to join in and save. Wednesday, Oct 16 they are rolling back prices on the original menu items back to 1981 pricing. This is an app promotion only so you must download the app and then order to get some of these at ridiculous prices:
— Half Chicken Meal with signature Twice Baked Potaters and Ranchero Beans for only $3.29
— Homemade Peach Cobbler for only $1.19
Umm can we just live in 1981 again? 

If you do not already have the app you can get it here.
Download the Cowboy Chicken Rewards app and get $5 to spend! https://www.thelevelup.com/c/TW-CGAHD482JZ

Once you download the app you’re one step closer to unlocking rewards!You automatically receive $5 off your first transaction with the app. You will also receive a $5 credit for every $50 spent, pay at the counter, receive birthday treats and other great offers year round. An alternative way to order with Cowboy’s chicken is to use Chase Pay.
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PayPal Cashback Mastercard vs. Citi Double Cash vs. Discover Match

If the idea of an unlimited 2% cash back card is on your mind, this is the comparison you’re likely here to see.

As mentioned previously, the Citi Double Cash is one of our favorite credit cards because it offers a straightforward 2% cash back. You earn 1% cash back as you purchase, followed by an additional 1% cash back earned when you pay your bill.

This PayPal Cashback Mastercard can match that 2% cash back, but does it stack up with the Double Cash in other areas? One card that is not mentioned is one that is better than both of these the Discover IT Match Card where you get double cashback with an additional 2% and 5% on quarterly bonuses.

Here’s a quick comparison of the cards to help you understand the main differences between the two:

Credit Card PerkPayPal Cashback MastercardCiti Double Cash
Annual Fee$0$0
Intro Period for 0% APR on Balance TransfersNone18 months
Cash Back RewardsUnlimited 2%Up to 2% unlimited (1% when you purchase, 1% when you pay your bill)
Cash Back Balance Redemption MinimumNo minimum$25
Cash Back Redemption MethodVia linked PayPal account: Debit card or bank account creditCheck, statement credit, credit to linked bank account, or credit card points
Intro Period for 0% APR on New PurchasesNoneNone
Welcome Bonus OpportunityNoneNone
Foreign Transaction FeesNone3%

When trying to decide which is the better fit for your wallet, consider things like your preferred cash back redemption method and whether or not you’d have a use for the Double Cash’s introductory balance transfer offer.

Citi Double Cash Card Review: Earn 2x Points Everywhere

Why the Citi Double Cash is so valuable

The Citi Double Cash is possibly the most versatile no annual fee credit card out there. It’s the credit card I use for everyday spending, and it’s one I recommend regardless of whether you want to earn cash back or travel rewards.

Here are the four reasons that the Citi Double Cash should be in your wallet:

Earn a higher cash back on all spending

The Citi Double Cash has a phenomenal rewards structure if you’re looking to earn cash back. At this point that’s understandably what lots of people are looking to earn, as getting cash towards your daily expenses may be preferable to earning travel rewards.

The card offers:

  • 1% cash back when you make a purchase
  • 1% cash back when you pay for that purchase

By the time you’ve paid for your purchase you’ll get two cents back on every dollar spent. This is more rewarding than a vast majority of cash back credit cards, and is in line with the best cash back return you’ll find on a credit card.

There’s not a single card I can think of that offers a return of better than 2% cash back unless its a business card such as the Capital One Spark Visa and you have to pay a $59 annual fee.

The Citi® Double Cash Card used to just be an excellent cash back credit card, but nowadays it’s also an exceptional credit card for those looking to earn rewards points. So in this post I wanted to provide an updated review of this amazing card.

As far as were concerned, this card has ushered in a new era of credit cards, where you can earn 2x transferable points on all purchases with no caps. So not only is this a great card for those looking for a simple credit card strategy, but it’s also a great card for those who go great lengths to maximize their points.

No Annual Fee
The Citi Double Cash has no annual fee, which you can’t beat. A lot of people sacrifice credit card rewards because they don’t want a card with an annual fee, so here you’re getting a valuable card that won’t cost you anything.

0% Intro APR
The Citi Double Cash has an offer for 0% intro APR for 18 months on balance transfers from date of first transfer when transfers are completed within 4 months from date of account opening. After that, your APR will be 13.99% to 23.99%, based on your creditworthiness.

This won’t be for everyone, but I know that this is something that some people take advantage of. While some cards offer 12 months 0% APR, 18 months is quite a long time.

Mastercard Benefits
The Citi Double Cash is a Mastercard, which is worth mentioning because Mastercard has excellent acceptance with merchants.

The same is true of Visa, though this is an area where American Express is still improving. So there is something to be said for getting a Mastercard that will be accepted virtually everywhere.

Citi is among the most generous issuers in letting people product change between cards:

You can downgrade any personal Citi credit card to the Citi Double Cash; this even includes co-branded cards
You can generally only product change if you’ve had a card for at least 12 months, so you can’t do this with a new card
You’ll want to call Citi to see all the options available to you
The benefit of product-changing rather than applying new is that you can maintain your credit line, and also that it won’t count as a further inquiry on your credit report.

Whether you apply for the card outright or product change to it, you have options.

Earning Rewards With The Citi Double Cash
This is where the Citi Double Cash gets truly incredible, especially with the changes that were made to the card recently. When you spend a dollar on the card (and pay the bill) you’re potentially looking at earning two cents of rewards, and those rewards can even be transferred to Citi ThankYou points at a ratio of one cent per point.

Earning Cash Back With The Citi Double Cash
The Citi Double Cash offers 1% cash back when you make a purchase, and 1% cash back when you pay for that purchase.

So after paying for your purchase, you’ll earn rewards worth two cents back on every dollar spent, which is great. A lot of people earn 1-1.5% cash back on their credit cards, so this is much better.

HOW TO REDEEM CITI DOUBLE CASH REWARDS AS CASH
As explained above, the Citi Double Cash offers a return of two cents on the dollar for your spending (after paying your bill), but how does the actual process of earning cash back work?

The cash back will show in your Citi account after logging in, and will appear in two columns — the 1% cash back you earn from spending, and then the 1% cash back you earn from paying for your purchase.

You’ll need a minimum of a $25 cash back balance to redeem your Citi Double Cash rewards, which is earned after $1,250 of spending. You have four redemption options for Citi Double Cash rewards:

  • You can redeem for a gift card from a variety of retailers
  • You can redeem for a statement credit, which will post to your account within 2-3 days
  • You can redeem for a direct deposit, which can be to a Citi account, or an account with another bank
  • You can redeem for a check, which will be mailed to you within 7-10 days
  • Personally, I wouldn’t redeem for a gift card (why limit yourself?), but rather would choose either a direct deposit or check, which gives you the most flexibility.

Earning ThankYou Points With The Citi Double Cash
In September 2019, Citi added the functionality to convert Citi Cash Rewards into Citi ThankYou points at the rate of 100 ThankYou points per $1 of Cash Rewards. In other words, 100 cents cashback converts into 100 ThankYou points.

There are lots of ways you can redeem your Citi ThankYou points. You can redeem them for one cent each towards gift cards and other purchases, though that isn’t worth it. At that rate you’re just better off earning cash back outright rather than gift cards.

Where this gets really valuable is if you have the Citi Double Cash in conjunction with either the Citi Premier or Citi Prestige. If that’s the case then you can also transfer these points to Citi’s airline transfer partners, including Etihad Guest, Singapore KrisFlyer, Virgin Atlantic Flying Club, and more. This is a fantastic way to redeem for international first & business class experiences.

Points potentially transfer at the following rates to the following programs:

Citi ThankYou Transfer Partner Transfer Ratio
Aeroméxico Club Premier 1000 : 1000
Air France KLM Flying Blue 1000 : 1000
Avianca LifeMiles 1000 : 1000
Cathay Pacific Asia Miles 1000 : 1000
Etihad Guest 1000 : 1000
EVA Air Infinity MileageLands 1000 : 1000
Jet Airways JetPrivilege 1000 : 1000
JetBlue TrueBlue 1000 : 1000
Malaysia Airlines Enrich 1000 : 1000
Qantas Frequent Flyer 1000 : 1000
Qatar Privilege Club 1000 : 1000
Singapore Airlines KrisFlyer 1000 : 1000
Thai Royal Orchid Plus 1000 : 1000
Turkish Airlines Miles & Smiles 1000 : 1000
Virgin Atlantic Flying Club 1000 : 1000
This is the first credit card out there to offer an uncapped return of 2x transferable points per dollar spent. I value ThankYou points at 1.7 cents each, so to me that’s like a return of 3.4% on spending.

In some cases, you can do even better than that. Citi frequently has transfer bonuses, so you can potentially take advantage of those while earning 2x points on this card.

The only card that compares in any way is The Blue Business® Plus Credit Card from American Express, which offers 2x Membership Rewards points on the first $50,000 spent every calendar year.

Is The Citi Double Cash Right For You?
The Citi Double Cash has long been lucrative. However, historically I’ve thought this card was ideal for those looking to earn simple cash back rewards, rather than true points hobbyists. That’s no longer the case, since major changes were made several months back.

After you spend a dollar on the card and pay the bill you’ll have your choice of earning:

Two cents cash back
Two transferable points, assuming you have the card in conjunction with the Citi Premier or Citi Prestige
Earning 2x transferable points per dollar spent with no caps on earnings is unrivaled.

Citi Double Cash Card Alternatives
The Citi Double Cash is now industry leading when it comes to the return it offers on transferable points, though there are still some other cards that may be worth considering:

If you want a card that has among the best cash back rates in the industry, the Bank of America® Premium Rewards® credit card (review) has a $95 annual fee, a welcome bonus worth $500 of travel, provides great perks, and potentially offers up to 2.625% cash back
If you’re looking to earn flexible travel rewards, the Chase Sapphire Reserve® Card (review) and Chase Freedom Unlimited® (review) are an incredible duo that offer a great return on spending and valuable perks
If you want a cash back card and spend a lot on dining, the Capital One® Savor® Cash Rewards Credit Card (review) has a $95 annual fee that’s waived for the first year, offers a welcome bonus worth $300 cash back, has no foreign transaction fees, and offers 4% cash back on dining and entertainment
If you want a travel rewards card that offers flexible points, the Capital One® Venture® Rewards Credit Card (review) has a $95 annual fee that’s waived for the first year, offers a welcome bonus of 50,000 points, offers 2x Venture miles per dollar spent, has no foreign transaction fees, and more

Citi Double Cash Card Summary
The Citi Double Cash has gone from a great cash back credit card, to an unrivaled card for those who are into miles & points. Not only can the card potentially earn up to two cents back per dollar spent, but in conjunction with the Citi Premier or Citi Prestige you can potentially earn 2x ThankYou points per dollar spent, which can be transferred to airlines or hotels.

This card is now a must-have. I picked up the card recently, and it’s now the card I use for my everyday, non-bonused spending.

This card is also a no brainer for paying your taxes with, for example, since you can do so for a fee of 1.87% (which is like acquiring ThankYou points for under a penny each). The same is true for payments through Plastiq.

Moe’s Southwest Grill: $10 Off With Promo Code 10OFF

The Offer

We seem to be getting more amazing free food offers now more than ever with restaurants trying to get you hooked on their food with Free Delivery or other promotions. This one is one of the best we have seen with an easy $10 off using the app. Download the Moe’s App for iOS or Android and register. Then at that bottom click promo code and enter code: 10OFF. This will put $10 off any purchase in your account valid May 8-14. Be sure to enter the code quick, it probably won’t last long but should stay in your account as long as you enter it now.

  • Moe’s Southwest Grill is offering $10 off with promo code 10OFF

Our Verdict

Doesn’t seem to be any minimum spend requirement so go for it before they run out of freebies.

Marriott credit cards now earn bonus rewards on Groceries towards free hotel stays

The ongoing coronavirus pandemic is uphending Americans’ lives and changing how we spend our money. As a result of stay-at-home orders and health concerns, consumers have been canceling vacations and avoiding booking future travel. While travel is in decline, grocery sales have been on the rise.

Go here for updated 5x Grocery Bonus

This may make a travel card you have less valuable, but card issuers are adapting their rewards programs in the meantime due to the changing environment.

Marriott is now offering most co-branded credit cards from Chase and American Express an enhanced 6X Marriott Bonvoy points per dollar spent on eligible grocery purchases starting tomorrow, May 1, through July 31, 2020. This is great news if you can’t earn points on hotel travel and don’t have a grocery rewards card.

New Chase Marriott Bonvoy rewards

All Chase Marriott credit card members qualify to earn 6X Marriott Bonvoy points on grocery purchases on up to a maximum of $5,000 in eligible purchases. That includes both consumer and business cardholders, as well as cardholders with cards that are no longer open to new applicants.

Here are the eligible Chase cards and the rewards you’d earn on groceries outside of this promotion:

New and existing cardholders:

  • Marriott Bonvoy Boundless™ Credit Card (previously 2X)
  • Marriott Bonvoy Bold™ Credit Card (previously 1X)
  • If you do not yet have the card you can go here to apply on our top 5 page. You will also Earn a 3 Free Night Award with the Marriott Bonvoy Boundless™  Credit Card or 1 Free Night Award with Marriott Bonvoy Bold™ Credit Card.

Existing cardholders (these cards no longer accept new applicants):

  • Marriott Bonvoy™ Premier Credit Card  (previously 1X)
  • Marriott Bonvoy™ Premier Plus Business Credit Card  (previously 2X)
  • Marriott Bonvoy™ Credit Card  (previously 1X)
  • Marriott Bonvoy™ Business Credit Card (previously 1X)
  • The Ritz-Carlton™ Credit Card from J.P. Morgan  (previously 2X)

Chase classifies eligible grocery purchases as transactions made at supermarkets, merchants that offer a full service grocery line of merchandise, including a deli and bakery, as well as smaller grocery stores.

Exclusions include warehouse clubs, discount stores, smaller merchants and more. Learn more about how Chase classifies bonus category purchases.

New Amex Marriott Bonvoy card rewards

All consumer Amex Marriott credit card members qualify to earn 6X Marriott Bonvoy points at U.S. supermarkets on up to a maximum of $7,500 in eligible purchases. This includes new and existing cardholders, plus consumers with cards that are no longer open to new applicants.

Here are the eligible Amex cards and the rewards you’d earn on groceries outside of this promotion:

New and existing cardholders:

  • Marriott Bonvoy Brilliant™ American Express® Card (previously 2X)

Existing cardholders (since this card no longer accepts new applicants):

  • Marriott Bonvoy™ American Express® Card (previously 2X)

Take note, Marriott Bonvoy Business™ American Express® Card holders are excluded from this promotion.

Amex classifies eligible grocery purchases as transactions made at U.S. supermarkets that offer a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies.

Exclusions include superstores, warehouse clubs, convenience stores, specialty stores and more. Learn more about how Amex classifies bonus category purchases.