We are excited to welcome U.S. Bank credit cards to our reviews. This bank offers a grocery shopping rebate card and a cash back card. Are you a Mom Blogger? Then consider a business credit card. If you like coupons and free stuff then why not get cash back on your blogging expenses?

A reward credit card used to be a rarity. Only members with the highest credit limits or those who had their cards for long periods of time could expect to receive anything from the credit card companies. Often, rewards would come in the form of gift cards or something a bit more tangible, like luggage. These days, the majority of companies have several different reward cards that people can apply for. In cases such as the Discover Card, the reward is actually money which can be statement credits or even cash in the form of a check. A person receives a percentage of his expenditures, so each time he uses the card he is increasing the size of the payment he will get back. Other reward cards offer people discounts at certain hotels, restaurants, and gas stations. You now have a more immediate reward or bonus on the latest lure from credit card companies including $50 sign-up bonuses up to $400.

With so many different types of rewards, people need to seriously look at their spending habits before they choose a reward card. A person who doesn’t own a car is not going to benefit from a program that rewards spending on gasoline. Likewise, someone who rarely travels will not reap many rewards from a frequent-flyer miles card. Of course for the rest of us, who travel as frequently as possible, these cards hold exceptional incentives.

Looking to transfer a balance to another card? Balance Transfer Credit Cards have become big over the last several years because not only do they keep you away from higher interest on your current credit cards but they earn you some rewards. With Balance Transfer credit cards there are many fees such as a 3% balance transfer fee charged by most banks that has recently increased to 5%. We have an updated list that includes no balance transfer fee cards.

I’ll take a rebate please. Rewards Credit Cards come in many shapes and colors just like the spring fashion. The banks and credit card companies are competing more than ever to give you the reward you desire. Most banks now offer a rewards card but there are only certain offers we will list on this website because we want to make sure they truly pay you the highest amount in rewards possible. The credit card companies are making at least a 3% kickback on all sales in retail stores so why can’t you make back some money from it.

Which Rebate Cards Should I Choose? A guide to help in the decision process of deciding on what rewards card works best for you. A rewards card offer is not always black and white now with social networking you can get rewards from cards such as American Express just for Tweeting.

Save real money at the Gas Station? Frugal shopper or not; surveys show that most people need help saving money at the pump because that seems more of a tax on our everyday purchases. Credit Card companies offer great ways to save at gas stations and grocery stores including cards that give you rebates from Chase Bank, Discover Card, and some credit unions
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Gas offers include a small two percent rebate promotional ones that give you six-percent rebates on all purchases at any gas station for 90 days. You can compare this to other popular fuel cards like the BP Visa, Shell Card and the Exxon MasterCard where you only get the small rebates back towards fill-up purchases and not towards the entire credit card bill. People looking to find cheaper fuel need to look not just at the gas stations but at ways to earn back some of the money spent with cards like our favorite gas card where you can earn up to 10% back on your gas purchases.

Benefits of Travel Reward Cards. Most major airlines have had some form of frequent flier program in place for years. However, gaining miles was dependent on flying, so most people could not actually benefit from a membership. In order to get more people involved, and ultimately to get more people flying, airlines have teamed up with credit card companies to develop a variety of travel reward cards. People are usually given a large number (anywhere from 5,000 to 15,000) of bonus miles just for signing on. After that, members receive one mile for every dollar they spend on the card. Some companies will grant double miles when cards are used for purchasing specific items. Many times, people will sign up for a new card simply to gain miles for trips they have been planning.
Airline Frequent Miles Cards and hotel points cards are popular like never before for business users, yuppies, and families that take a lot of vacations. Starwood hotel rewards features ways to transfer miles to their airline partners on a 1:1 ratio and that is a luxury compared to other hotel cards. Starwood is not the most popular hotel rewards credit card only because people are not aware of how valuable it is. With rising costs of hotels and baggage fees among added costs with airlines it’s in your best interest to have one of these cards for bonus points.
Are you still using checks at the grocery store? Say No to ever writing checks and learn how you can make money off your purchases instead with cards that give you 5% cash rebates adding up to hundreds a year. This is savings you would not normally see with a time-consuming checkbook.
Bad Credit and need a charge card? An unsecured credit card is a credit card where you get credit based on your credit history not on what you have debited to your card. Most rewards cards and low interest credit cards with no annual fees are unsecured cards. If you have bad credit we do have a sub-prime credit card company that helps consumers rebuild their credit. There is also other good news for bad credit consumers because you can actually build your credit by holding some secured credit cards if they report to the proper credit agencies. If you have bad credit and are looking to earn reward points may have to pay some upfront fees and possibly higher interest.

Discover Card: 5% Cash Back Categories 2018

The new 5% cash back bonus categories have been announced for all of 2018. Those cardholders will be able to earn cashback on up to $1,500 in purchases at Gas Stations & Wholesale Clubs from January – March 2018. Activation is available now, and you can also activate your Q4 if you haven’t done so. Simply log into your Discover account to activate your 4th Quarter 5% Cash Back Categories! Tip: If you are not signed up for Discover IT then use our Discover $50 Bonus link. Simply make one purchase to get your $50 bonus! Don’t forget double cash back for the first year, which means you can get $100 referral bonus along with double for 5% cash back categories. Discover 5% Cashback 2018 Q1 Categories: Gas Station – Standalone only. Those affiliated with superstores and supermarkets may not be eligible. Wholesale Clubs – Make sure your Discover card is accepted. You can use it at  Sam’s Club but not Costco for example. Purchases made using tap-and-pay, mobile or wireless card readers, virtual wallets or similar technology may not be eligible. TIP: You can always buy gift cards at Sam’s Club to shop at Walmart or other retailers. Discover It 2018 5% Cashback Categories: January-March: Gas Stations, & Wholesale Clubs (valid through 3/31/2018) April-June: Grocery Stores (valid through 6/30/2018) July-September: Restaurants (Valid through 9/30/2018) October-December: Amazon.com & Wholesale Clubs (Activation begins 9/1/2018) If you don’t have the Discover It Card, you might be excited to hear that it has 0% APR for 14 months on purchases, no annual fee, no fee for your first late payment, no over limit fee, no fee for payments by phone, and no foreign transaction fees.... read more

November 2017 Hotel Promo Codes

Here is a list of Coupon Codes for the month of March on Orbitz, Expedia, Travelocity, Priceline and Shared rooms such as AirBnb: $40 Off  Plus 8% OFF at Hotels.com with a $300+ Booking, Stackable Promo. Save 8% Off Get an extra 8% off with code SAVE8MAY17 while earning up to 20% cash back with Swagbucks on Hotels.com this week. You will also get a $5 bonus for signing up with Swagbucks. $40 NEW! in AirBnB Travel credits. Plus, Earn up to $100 for everyone you invite. Read more about AirBnb here. There’s also a competing service called MisterBnb aimed at the LGBT community but friendly to everyone. $35 credit on Travel Pony which you can sign-in your Facebook to book hotels easily. 3,000 Free AAdvantage Miles using Rocketmiles (Bonus) to book hotel for one night  Sign up through and book a hotel through a Rocketmiles link to get 3,000 bonus miles after your first stay plus any other miles you accrue. 12% Off Hotels + 8% Cash Back at Travelocity using Be Frugal link here. You would also need to enter promo code “TravelocitySave12″ to save 12% off participating hotels at Travelocity once you click on that site from Be Frugal’s... read more

Types Of Credit Cards