by PointsGuru | Feb 17, 2015 | Business
It seems every day we are posting another hot offer from American Express. This time for their business line of cards. If you have an eligible American Express OPEN or Corporate card you may qualify for free access to Gogo Inflight Wifi throughout the year.
This offer is available to the Business Centurion Card and Business Platinum Card from American Express OPEN as well as the Corporate Centurion Card, Corporate Platinum Card, Corporate Gold Card, and Executive Gold Corporate Card from American Express. This is not available for Simply Cash members (believe me I checked).
Centurion members are eligible for unlimited passes, Platinum Card members are eligible for 10 passes per year, and Gold Card members are eligible for five passes per year. Each pass is good for one Gogo WiFi flight segment.
You just have to register your card number here to get started. To use a pass while in flight, log into your Gogo account and select to use the AMEX Internet Pass.
This is a great offer for those who currently have American Express business cards or plan on applying for one. Combine this with all the Membership Rewards points you can get bonuses on and you can do lots your spending strategy with AMEX. hopefully some day we will not have to search for promo codes or discounts for in-flight Wifi and it will be included for free.
These Wifi Passes are valid for use on Gogo equipped flights operating between destinations within the United States, Canada, and Mexico, where network coverage is available. Gogo is available on Air Canada, Alaska Airlines, American Airlines, Delta, United, US Airways, and Virgin America. Not available on Southwest or Jet Blue.
by PointsGuru | Feb 11, 2015 | US Bank
US Bank features the Edge cards such as Chase has the INK cards and Capital One provides the Spark cards series. Make sure that when you apply you are actually getting the specific card in the Edge brand of cards such as the “Business Edge Select Rewards Card”.
The Business Edge Select Rewards Card is a card where you can decide which 3% back categories similar to the Cash Plus card from US Bank on the personal level. With this card you decide once and you are locked into that category and do not have the opportunity to change it again. So no quarterly changes. Earn 3 points per dollar on net purchases in the category of your choice and one point per dollar on all other net purchases. The categories you can select from include:
- Day-to-day expenses, such as shipping, advertising, utilities, office supplies, telecom and professional services.
- Automotive, such as gas, service, tires, tolls, dealerships, car washes and repairs.
- Travel and entertainment, such as airlines, auto rental, hotels, restaurants and travel agencies.
Before we go any further let me point out that we highly recommend the Business Edge Cash Rewards Card over the Select version:
These Day-to-day expenses according to a representative at US Bank include a range of random things. Including insurance, tax prep, accounting, bookkeeping, direct marketing, computer services, data processing, management consulting, PR, legal services (8111), misc. business services, computers, equipment and software, stationery, blue printing, photocopying, commercial photography arts, laundry services, dry cleaners, uniform rental, cleaning janitorial service, exterminating disinfecting, equip rental, furniture rental, carpet upholstery cleaning, trucking moving storage, postal government only, courier services air group freight, publishing, ad services, employment agencies, temp help, tax payments, telecommunications equip telephones, long distance carriers, computer network info services, cable, utilities such as electric, gas, water, and sewage. Now that is a long list of things the card covers at the “3%” cash back in points.
We were excited in that you can pay taxes on this card and get 3% back and it really just comes to 2% back or less when you go to redeem the points. The problem is that when you go over to redemption it gives you a far less ratio than 1:1 that you would expect. The gift cards pay a bit higher as I was able to redeem an Amazon gift card for 7,000 points but only for $50. With many cash back cards you would get $70.00 statement credit or gift card for those 7,000 points. One example of redemption is with 7097 points you would only get back $47.55 statement credit. You may redeem as few as 2,500 of your Points for a statement credit of $16.75. Points can only be redeemed in incremental values of $0.01.
Another example is 5,000 points = $33.50 Reward. I am not too happy about really not getting a 3% back or full 1% back when it comes to a redemption that devalues my earnings. Therefore, I plan to cancel this card as soon as I can redeem any points I have left in the next billing statement and trade it in for a Business Edge Cash Rewards Card which will pay you at a 1:1 ratio.
Another thing I found out after I redeemed for an Amazon Gift card was that you can get a $50 U.S. Bank Rewards Visa Card
for the same 7,000 Points.
It’s been a real struggle
It has been an experience with this Business Edge Select Rewards Card from day one. First, I applied for the Business Edge Platinum Card somehow instead of the Rewards Card. I am not sure how the applications were switched up online but it happened. You really have to double-check then maybe triple check what card you are actually applying for after clicking around. I then noticed I was not earning rewards nor did I get the $100 bonus it talked about in the bullet points. I called in and I had the wrong card and why would I want a Platinum card with no rewards? I don’t and did not intend to apply for that. They changed my card to a rewards card and I was so excited to get this card I could get 3% back on utilities and business expenses. After finally getting my utilities changed over to this card I find out it does not pay back on the 1:1 ratio for statement credits or gift cards. Yes, after all these months and work of trying to figure out their system and getting the cards straightened out. But that is why there are sites such ass this one to get in the know before you apply for a card. I will also say that the phone customer service takes awhile to pick up so be sure to have lots of time on your hands. While I had such a horrible experience with this card I should not have assumed I would get a full ratio cash back and had not had assumed I would get the correct card after applying before charging on the card. You always have to check all of this. I do enjoy other US Bank cards and they have been great to me with the Cash+ Visa and the Club Carlson Business Visa and I do plan to keep using these cards.
by PointsGuru | Jan 21, 2015
Coming Soon.
by PointsGuru | Jan 20, 2015
Here is a list of the best business credit cards that you can apply for online. The first cards featured are all Citi Cards for small businesses which offer cards from American Airlines frequent flyer program to the regular company card with the lowest interest. Feel free to look at the list below to see offers from Delta Skymiles, Advanta Card, Discover, Chase, and American Express and read the bullet points for the most useful rewards, incentives, and benefits. When you select a business credit card for your company and employees to carry you help build credit and fatten the bottom line with rewards.
Need more proof of our most rewarding business cards? Read More about the Ink products from Chase including the Bold version of the card and what the Plus version could do for your Small Business by earning up to 50,000 bonus points. Why stop at just one small business charge card when you could get some more bonuses by applying for other ones from Citibank and even Capital One.
See more rankings of the Top Business Credit Cards
Business Credit Cards are becoming more popular now that small to medium sized businesses are realizing the gains made by using credit cards to make purchases. We started out with just a few business credit cards and now there is a boom in the business credit card rewards. GM announced a competitive business card that gives back 3% on fuel and office supplies similar to the Discover business card. What do you look for in a credit card for a small business? Most companies enjoy office supply savings, lower interest payments, and savings such as shipping cost discounts.
Business Credit Resources:
by PointsGuru | Jan 20, 2015
The folks over at Citi have brought us yet another great card and this time it is for the business owners only. We previously offered a card from Citi Cards that was only a $100 gift card after you spent $300 as a sign-up bonus. We like this small business credit card because it rotates the office categories instead of just doing office supplies all year long it lets you mix it up a bit and possibly help the bottom line.
Compare to the American Airlines version
